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SK Invest

Active
Private limited companyfounded 2018active for 8 yearsSteenweg 81, 9473 Denderleeuw, BelgiumKBO/BCE: BE 0698.985.265
Summary

SK Invest has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €215,117 and a net result of €19,696. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 65% of 13,749 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 29-06-2018 Normal situation
Activity
Agents in the wholesale of food, beverages and tobacco NACE 46170and 1 other
Establishment unit
2.278.069.150 9473 Denderleeuw, since 29-06-2018
Financial year end
2 December
Peppol
Reachable since 25-12-2025

Board and ownership

Board
  • Koen LambrechtDirector · since 29-06-2018
  • Van Vaerenberg SyviaDirector · since 29-06-2018

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts to 02-12-2025
Gross margin
€43,771
▼ 54.6%
Turnover
≈ €190,000
estimated
Profit
€19,696
▼ 49.2%
Equity
€215,117
▲ 10.1%
Total assets
€362,985
▼ 14.2%
  • 2025 accounts filed 27 days after the deadline
Score breakdownraises riskSector: Wholesale trade (NACE 46)Profit of €19,696 (financial year 2025)lowers riskFigures for financial year 2025 (filed on 29-07-2026)Equity €215,117 (59.3% of total assets)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 59% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 84+13
equity 59.3% of total assets
Liquidity 44+9
short-term debt 40.7% · cash 10.5%
Profitability 76-4
return on assets 5.4%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,896 companies, NACE 46, micro)
Last 24 months 12-2024: 0.9%highest value 01-2025: 0.4%▼ -0.5 percentage points vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.2 percentage points vs 06-2025 08-2025: 0.7%▲ +0.1 percentage points vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.6%▼ -0.1 percentage points vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.8%▲ +0.2 percentage points vs 06-2026 08-2026: 0.3%▼ -0.5 percentage points vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value
Credit of up to €18,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.74 (0.72 in 2024), below 1. Short-term debt is 40.7% and cash 10.5% of total assets. 40.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 66% of them on solvency, 42% on liquidity, 64% on profitability and 65% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 02-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
lowers risk · Figures for financial year 2025 (filed on 29-07-2026)
NBB · annual accounts
lowers risk · Equity €215,117 (59.3% of total assets)
NBB · annual accounts
raises risk · Sector: Wholesale trade (NACE 46)
KBO
raises risk · Profit of €19,696 (financial year 2025)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €215,117
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 02-12-2025 was due by 02-07-2026 and was filed on 29-07-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filings
Deviation from the deadline
2025
27 days late
2024
28 days late
2023
28 days late
2022
60 days late
2021
28 days late
2020
31 days late
2019
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 33 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 02-12-2026 and is due by 02-07-2027. Nothing is late today. The company usually files around 30 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today02-12-2026 year end02-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 5 profitable years in a rowprofit 2025: €19,696 5 years View

Recent changes

  1. · Gazette deed Company renamed from XL-Food to SK InvestRegistered office moved from Denderleeuw to Welle · New registered office: Steenweg 81 te 9473 Welle · Previous registered office: Burg. Rollierstraat 11, 9470 Denderleeuw
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as SK Invest: agents in the wholesale of food, beverages and tobacco (NACE 46170). They are comparable in size and age: total assets between €282,000 and €583,000, founded between 2016 and 2019.

CompanyTotal assetsGross margin
SK Invest Denderleeuw€362,985€43,771
Beggie Kruisem€583,484€54,123
VINO LIBERO Kraainem€282,234€44,988
VAN ASSUR Sint-Katelijne-Waver€414,567€76,918
MEDIA RUEDA Huldenberg€488,063€68,250
Cartule Couvin€542,464€39,641
KIRIN Herent€534,934€33,738
Full comparison

Key facts about SK Invest

What is the company number of SK Invest?
The company number of SK Invest is 0698.985.265. The VAT number is the same number with BE in front: BE 0698.985.265.
Where is SK Invest based?
The registered office is at Steenweg 81, 9473 Denderleeuw.Company details
What does SK Invest do?
According to the KBO register, the main activity is agents in the wholesale of food, beverages and tobacco (NACE 46170).
What is the legal form of SK Invest?
SK Invest is a private limited company (BV).
When was SK Invest founded?
SK Invest was founded on 29-06-2018.
Is SK Invest still active?
Yes, SK Invest is an active enterprise in the KBO register.
What is the turnover of SK Invest?
The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €43,771 and 38 comparable companies (NACE 461). It probably lies between €120,000 and €480,000.Financials
Is SK Invest profitable?
In financial year 2025, SK Invest made a profit of €19,696.
Where can I find the annual accounts of SK Invest?
SK Invest filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SK Invest due?
SK Invest must file the annual accounts for financial year 2026 by 02-07-2027.Timeline

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