SJW CONSULTING
InactiveFinancials · financial year 2025, full format
Annual accounts 2025 filed on 08-06-2026 PDF all 15 filings
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€43,205
2024 · -€8,438
Working capital
€508,590▲ 9.3%
2024 · €465,385
Multi-year overview
2019 to 2025, 8 financial yearsOperating result
-€11,075
▼ 36.1%
2025
20192025
Net result
€43,205
2025
20192025
Equity
€1.5m
▲ 3.0%
2025
20192025
Total assets
€1.5m
▲ 3.0%
2025
20192025
Debt
€1,501
▲ 31.5%
2025
20192025
Working capital
€508,590
▲ 9.3%
2025
20192025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20192020202120222022202320242025
Operating result-€0.001m--€209▲ 75.9%-€0.003m▼ 1,258%-€0.002m▲ 16.2%-€0.01m--€0.01m▲ 22.6%-€0.008m▲ 19.9%-€0.01m▼ 36.1%
Net result-€0.001m--€259▲ 73.4%-€0.003m▼ 1,002%-€0.002m▲ 16.5%-€0.01m-€1.0m-€0.008m€0.04m
Equity€0.5m-€0.5m▼ 0.1%€0.5m▼ 0.6%€0.5m▼ 1.6%€0.4m-€1.5m▲ 228%€1.5m▼ 0.6%€1.5m▲ 3.0%
Total assets€1.0m-€1.0m=€1.0m▲ 0.1%€1.0m▼ 0.6%€1.0m-€1.5m▲ 46.2%€1.5m▼ 0.5%€1.5m▲ 3.0%
Debt€0.5m-€0.5m=€0.5m▲ 0.7%€0.5m▲ 0.3%€0.6m-€0▼ 100%€0.001m€0.002m▲ 31.5%
Working capital-€0.5m--€0.5m=-€0.5m▼ 0.5%-€0.1m▲ 72.0%-€0.5m-€0.5m€0.5m▼ 1.8%€0.5m▲ 9.3%
Several financial years end in the same calendar year, so there is no annual trend.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.5m
Fixed assets
€994,887 =
Current assets
€510,091 ▲ 9.3%
Equity and liabilities €1.5m
Equity
€1.5m ▲ 3.0%
Debt
€1,501 ▲ 31.5%
Debt's share of the balance-sheet total stays at 0.1%.
Key figures and ratios
Debt to equity
0.00▲
2024 · 0.00
ROE
2.9%▲
2024 · -0.6%
ROA
2.9%▲
2024 · -0.6%
Debt ≤ 1 year
€1,501▲
2024 · €1,141
A ratio outside any meaningful range has been withheld (balance sheet total €1.5m, equity €1.5m).
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Auditor
The auditor is VGD Bedrijfsrevisoren.
| Item | 30-06-2022 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Fee for the audit | €2,000 | €2,114 | €2,490 | €2,577 | €2,753 |
| Other work by the auditor | - | €85 | - | €249 | €308 |
| Work by persons linked to the auditor | - | - | €439 | - | - |
Source: notes to the 2022 to 2025 annual accounts (relations with the auditor)
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Operating charges60/66A | - | - | - | €0.002m | €0.01m | €0.01m | €0.008m | €0.01m | ▲ 36.1% |
| Services and other goods61 | - | - | - | €0.002m | €0.01m | €0.01m | €0.008m | €0.009m | ▲ 7.7% |
| Other operating charges640/8 | - | - | - | - | - | €132 | €0 | €0.002m | - |
| Gross operating margin9900 | -€0.001m | -€209 | -€0.003m | - | - | - | - | - | - |
| Operating profit (loss)9901 | -€0.001m | -€209 | -€0.003m | -€0.002m | -€0.01m | -€0.01m | -€0.008m | -€0.01m | ▼ 36.1% |
| Financial income75/76B | - | - | - | - | - | €1.0m | €0 | €0.05m | - |
| Recurring financial income75 | €22 | - | - | - | - | €1.0m | €0 | €0.05m | - |
| Income from financial fixed assets750 | - | - | - | - | - | €1.0m | €0 | - | - |
| Income from current assets751 | - | - | - | - | - | - | - | €0.05m | - |
| Financial charges65/66B | - | - | - | €0 | €30 | €241 | €298 | €477 | ▲ 59.8% |
| Recurring financial charges65 | €127 | €50 | €12 | €0 | €30 | €241 | €298 | €477 | ▲ 59.8% |
| Debt charges650 | - | - | - | - | - | - | €12 | €0 | ▼ 96.6% |
| Other financial charges652/9 | - | - | - | €0 | €30 | €241 | €286 | €476 | ▲ 66.4% |
| Profit (loss) for the period before taxes9903 | -€0.001m | -€259 | -€0.003m | -€0.002m | -€0.01m | €1.0m | -€0.008m | €0.04m | - |
| Profit (loss) for the period9904 | -€0.001m | -€259 | -€0.003m | -€0.002m | -€0.01m | €1.0m | -€0.008m | €0.04m | - |
| Profit (loss) for the period to be appropriated9905 | -€0.001m | -€259 | -€0.003m | -€0.002m | -€0.01m | €1.0m | -€0.008m | €0.04m | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | €1.5m | €1.5m | €1.5m | ▲ 3.0% |
| Fixed assets21/28 | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | = |
| Financial fixed assets28 | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | = |
| Affiliated companies280/1 | - | - | - | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | = |
| Participating interests280 | - | - | - | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | = |
| Current assets29/58 | €259 | €22 | €0.001m | €37 | €0.01m | €0.5m | €0.5m | €0.5m | ▲ 9.3% |
| Stocks and contracts in progress3 | - | - | - | - | €0 | €0 | €0 | €0 | - |
| Amounts receivable within one year40/41 | - | - | - | - | €0.002m | €0.5m | €0.5m | €0.5m | ▼ 2.3% |
| Trade receivables40 | - | - | - | - | - | €458 | €458 | €0 | ▼ 100% |
| Other amounts receivable41 | - | - | - | - | €0.002m | €0.5m | €0.5m | €0.5m | ▼ 2.2% |
| Cash at bank and in hand54/58 | €259 | €22 | €0.001m | €37 | €0.008m | €0.002m | €0.005m | €0.06m | ▲ 12× |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | €1.5m | €1.5m | €1.5m | ▲ 3.0% |
| Equity10/15 | €0.5m | €0.5m | €0.5m | €0.5m | €0.4m | €1.5m | €1.5m | €1.5m | ▲ 3.0% |
| Contributions10/11 | €0.2m | €0.2m | - | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | = |
| Reserves13 | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €1.3m | €1.3m | €1.3m | ▲ 3.4% |
| Non-distributable reserves130/1 | - | - | - | €0.03m | €0 | - | - | €0.03m | - |
| Reserves not available under the articles1311 | - | - | - | €0.03m | €0 | - | - | €0.03m | - |
| Tax-exempt reserves132 | - | - | - | €0.01m | €0.01m | €0.01m | €0.01m | €0.01m | = |
| Distributable reserves133 | - | - | - | €0.2m | €0.2m | €1.3m | €1.2m | €1.3m | ▲ 1.4% |
| Profit (loss) carried forward14 | €0.03m | €0.03m | €0.03m | €0.03m | €0.01m | €0 | - | - | - |
| Amounts payable17/49 | €0.5m | €0.5m | €0.5m | €0.5m | €0.6m | €0 | €0.001m | €0.002m | ▲ 31.5% |
| Amounts payable after more than one year17 | - | - | - | €0.4m | €0 | - | - | - | - |
| Financial debts170/4 | - | - | - | €0.4m | €0 | - | - | - | - |
| Other loans174 | - | - | - | €0.4m | €0 | - | - | - | - |
| Amounts payable within one year42/48 | €0.5m | €0.5m | €0.5m | €0.1m | €0.6m | €0 | €0.001m | €0.002m | ▲ 31.5% |
| Trade debts44 | - | €22 | €0.001m | €0.001m | €0.007m | €0 | €0.001m | €0.002m | ▲ 31.5% |
| Suppliers440/4 | - | - | - | €0.001m | €0.007m | €0 | €0.001m | €0.002m | ▲ 31.5% |
| Other amounts payable47/48 | - | - | - | €0.1m | €0.6m | €0 | - | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€0.001m | -€259 | -€0.003m | -€0.002m | -€0.01m | €1.0m | -€0.008m | €0.04m | - |
| Operating cash flow (approximation) | -€0.001m | -€259 | -€0.003m | -€0.002m | -€0.01m | €1.0m | -€0.008m | €0.04m | - |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0.005m | - | €0 | €0 | €0 | - |
| Change in cash | - | -€237 | €0.001m | -€0.001m | - | -€0.006m | €0.003m | €0.05m | ▲ 20× |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 15 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | full format | 08-06-2026 | 2026-00154735 | |
| 31-12-2024 | full format | 03-06-2025 | 2025-00120885 | |
| 31-12-2023 | full format | 19-06-2024 | 2024-00146229 | |
| 31-12-2022 | full format | 16-06-2023 | 2023-00141938 | |
| 30-06-2022 | full format | 12-12-2022 | 2022-20536313 | |
| 30-06-2021 | micro format | 31-01-2022 | 2022-04700487 | |
| 30-06-2020 | micro format | 31-01-2021 | 2021-04500226 | |
| 30-06-2019 | micro format | 28-01-2020 | 2020-02600150 | |
| 30-06-2018 | micro format | 26-02-2019 | 2019-06100031 | |
| 30-06-2017 | micro format | 31-01-2018 | 2018-04100031 |