Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of SJS IMMO is 3.4% (moderate). The 2024 annual accounts show equity of €87k and a net result of €47k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Trust signals
3 signalsAdministrative Flags
0 eventsBankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB · 2024| Fiscal year | 2024 |
|---|---|
| Revenue | €131k |
| EBITDA | €117k |
| Net profit | €47k |
| Cash flow | €70k |
| Staff costs | - |
| Income taxes | €16k |
| Dividends | - |
| Total assets | €849k |
| Equity | €87k |
| Debt | €762k |
| of which ≤ 1y | €104k |
| of which > 1y | €657k |
| Working capital | €-75k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 0.28 |
| Quick ratio | 0.28 |
| Working capital ratio | -8.9% |
| Solvency | 10.3% |
| Debt / equity | 8.71 |
| Long-term debt ratio | 7.52 |
| Interest coverage | 3.69 |
| Gross margin | 96.1% |
| Net margin | 35.9% |
| ROA | 5.5% |
| ROE | 53.6% |
| EBITDA margin | 89.4% |
| Days sales outstanding | 62d |
| Days payable outstanding | 5d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €849k |
| Fixed assets | 21/28 | €820k |
| Tangible fixed assets | 22/27 | €820k |
| Current assets | 29/58 | €29k |
| Amounts receivable within one year | 40/41 | €22k |
| Cash & bank | 54/58 | €1k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €849k |
| Equity | 10/15 | €87k |
| Contributions / capital | 10/11 | €15k |
| Reserves | 13 | €72k |
| Amounts payable | 17/49 | €762k |
| Amounts payable after one year | 17 | €657k |
| Amounts payable within one year | 42/48 | €104k |
| Trade debts payable within one year | 44 | €66 |
| Income statement | ||
| Turnover | 70 | €131k |
| Gross operating margin | 9900 | €125k |
| Operating result | 9901 | €94k |
| Financial charges | 65 | €32k |
| Result before taxes | 9903 | €63k |
| Income taxes | 67/77 | €16k |
| Net result for the period | 9904 | €47k |
| Result to be appropriated | 9905 | €47k |
Health barometer
FY 2024 · computedUnlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 81023B1193/00B000 | Wallonia | 3,154 m² | 1 · 543 m² | 8.4 m · 2 fl. |
Analysis
Snowflake analysis
financial profile on 5 axesMixed profile: strong on profitability, weaker on solvency.
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Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameFR | SJS IMMO |