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Sjepukke

Active
Private limited companyfounded 2023active for 3 yearsBuntstraat 111, 9032 Gent, BelgiumKBO/BCE: BE 0800.455.777
Summary

The computed 12-month bankruptcy probability of Sjepukke is 3.9% (moderate). The 2024 annual accounts show equity of €20,575 and a net result of €19,523. Its solvency ranks better than 21% of 35,978 sector peers (NACE 43, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Other specialised construction activities
NACE 43990
1 site
Size
€106,255total assets 2024
Equity
€20,575
Profit
€19,523
Turnover not published (micro format)
Financial health
50 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.9%
Structure
Accounts 74 days overdue1 of 3 deeds read
Why 50raises riskFigures for financial year 2024 (filed 02-09-2025)Founded in 20231 financial year not filed after the legal deadline; latest accounts 25 days late; 1 of the last 3 latelowers riskLiquidity: current ratio 1.14, cash €37,393Show the evidence

Checked score

Score 2024
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 64% of its sector peers (NACE 43, micro)
Financial strength · tick = 2023
Strong
Solvency 44+21
equity 19.4% of total assets
Liquidity 61+5
short-term debt 63.4% · cash 35.2%
Profitability 92+26
return on assets 18.4%
Bankruptcy probability, 12 months
3.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,550 companies, NACE 43, micro)
Last 24 months 11-2024: 5.2%highest value 12-2024: 4.0%▼ -1.2 percentage points vs 11-2024 01-2025: 4.0%● unchanged vs 12-2024 02-2025: 4.0%● unchanged vs 01-2025 03-2025: 4.0%● unchanged vs 02-2025 04-2025: 4.7%▲ +0.7 percentage points vs 03-2025 05-2025: 5.2%▲ +0.5 percentage points vs 04-2025 06-2025: 5.1%▼ -0.1 percentage points vs 05-2025 07-2025: 5.1%● unchanged vs 06-2025 08-2025: 3.6%▼ -1.5 percentage points vs 07-2025 09-2025: 4.1%▲ +0.5 percentage points vs 08-2025 10-2025: 1.7%▼ -2.4 percentage points vs 09-2025 11-2025: 1.7%● unchanged vs 10-2025 12-2025: 1.6%▼ -0.1 percentage points vs 11-2025lowest value 01-2026: 1.7%▲ +0.1 percentage points vs 12-2025 02-2026: 1.7%● unchanged vs 01-2026 03-2026: 1.7%● unchanged vs 02-2026 04-2026: 1.7%● unchanged vs 03-2026 05-2026: 1.7%● unchanged vs 04-2026 06-2026: 1.7%● unchanged vs 05-2026 07-2026: 1.8%▲ +0.1 percentage points vs 06-2026 08-2026: 2.4%▲ +0.6 percentage points vs 07-2026 09-2026: 2.7%▲ +0.3 percentage points vs 08-2026 10-2026: 3.9%▲ +1.2 percentage points vs 09-2026
Credit of up to €1,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity tight (current ratio 1.14, compared with 0.81 in 2023, below the usual 1.5; short-term debt: 63.4% and cash: 35.2% of total assets), and 80.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 21% on solvency, 58% on liquidity, 78% on profitability and 99% on growth.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed 02-09-2025)
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · 1 financial year not filed after the legal deadline; latest accounts 25 days late; 1 of the last 3 late
NBB · filings
lowers risk · Liquidity: current ratio 1.14, cash €37,393
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 35978 sector peers (2024).
NBB · sector comparison
Position among 35978 sector peers
Solvency
better than 21%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 74 days later.
NBB · 2 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline13-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
not filed
2024
25 days late
2023
98 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 62 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Purpose · Amendment of the articlesPurpose change · Power of…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €19,523

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 74 days late View
  • Total assets 20242 financial years filed €106,255 View
  • Active since 2023founded 05-04-2023 3 years View

By topic

Financials

Financial year
2024
Total assets
€106,255
Profit
€19,523
Solvency
19.4%
Total assets▲ 49.3%
Net result
20232024
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Other specialised construction activitiesNACE 43990
Founded
05-04-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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