SJANS
ActiveSJANS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €58k and a net result of €96k. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 28% of 37960 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency57▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.39 against 1.34 in 2023; short-term debt: 68.4% and cash: 60.9% of total assets), and 68.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
36 d early
2022
25 d late
2021
4 d early
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€58k▼ 7.0%
2023 · €63k
2018: €22k
2019: €91k
2020: €49k
2021: €59k
2022: €65k
2023: €63k
2018 → 2024
Total assets
€185k▼ 16.7%
2023 · €222k
2018: €154k
2019: €96k
2020: €210k
2021: €208k
2022: €209k
2023: €222k
2018 → 2024
Net result
€96k▼ 2.1%
2023 · €98k
2018: €36k
2019: €69k
2020: €118k
2021: €93k
2022: €112k
2023: €98k
2018 → 2024
Working capital
€50k▼ 2.7%
2023 · €51k
2018: €21k
2019: €90k
2020: €35k
2021: €46k
2022: €52k
2023: €51k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€49k-€59k▲ 19.9%€65k▲ 10.5%€63k▼ 3.6%€58k▼ 7.0%
Operating result€153k-€119k▼ 22.0%€148k▲ 24.7%€124k▼ 16.3%€122k▼ 2.2%
Net result€118k-€93k▼ 21.2%€112k▲ 20.8%€98k▼ 12.9%€96k▼ 2.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 2% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €185k
Fixed assets
€9k▼ 57.2%
Current assets
€176k▼ 12.7%
Equity and liabilities €185k
Equity
€58k▼ 7.0%
Debt
€127k▼ 20.5%
The debt ratio falls from 71.7% to 68.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€133k▼
2023 · €136k
Cash flow
€107k▼
2023 · €109k
Solvency
31.6%▲
2023 · 28.3%
Current ratio
1.39▲
2023 · 1.34
Quick ratio
1.39▲
2023 · 1.34
Debt / equity
2.17▼
2023 · 2.53
ROE
163.6%▲
2023 · 155.5%
ROA
51.7%▲
2023 · 44.0%
Interest coverage
339.67▲
2023 · -125.84
Debt
€127k▼
2023 · €159k
Debt ≤ 1 year
€127k▼
2023 · €151k
Debt > 1 year
€0▼
2023 · €8k
Income taxes
€28k▲
2023 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€222k€185k▼
Fixed assets21/28€20k€9k▼
Tangible fixed assets22/27€20k€9k▼
Plant, machinery and equipment23€532€0▼
Furniture and vehicles24€19k€9k▼
Current assets29/58€202k€176k▼
Amounts receivable within one year40/41€21k€58k▲
Trade receivables40€15k€58k▲
Other amounts receivable41€6k€0▼
Current investments50/53€61k€0▼
Cash at bank and in hand54/58€116k€113k▼
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€222k€185k▼
Equity10/15€63k€58k▼
Contributions10/11€19k€19k=
Reserves13€44k€40k▼
Distributable reserves133€44k€40k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€159k€127k▼
Amounts payable after more than one year17€8k€0▼
Financial debts170/4€8k€0▼
Amounts payable within one year42/48€151k€127k▼
Current portion of amounts payable after more than one year42€10k€8k▼
Trade debts44€7k€7k▼
Suppliers440/4€7k€7k▼
Taxes, remuneration and social security45€8k€11k▲
Taxes450/3€8k€11k▲
Other amounts payable47/48€125k€100k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€11k▼
Other operating charges640/8€790€983▲
Gross operating margin9900€137k€134k▼
Operating profit (loss)9901€124k€122k▼
Financial income75/76B€263€2k▲
Recurring financial income75€263€2k▲
Financial charges65/66B€-1k€391▲
Recurring financial charges65€-1k€391▲
Profit (loss) for the period before taxes9903€126k€124k▼
Income taxes67/77€28k€28k▲
Profit (loss) for the period9904€98k€96k▼
Profit (loss) for the period to be appropriated9905€98k€96k▼
Appropriation of the result
Profit (loss) to be appropriated9906€98k€96k▼
Transfer from equity791/2€2k€4k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€100k€100k=
Return on contributions (dividend)694€100k€100k=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €118k ▲70%
Operating result €153k, net result €118k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 16current ratio 19.14
Current ratio from 1.16 to 19.14; short-term debt falls from €132k to €5k.
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kreukelhoefweg(BOR) 92880 BornemGround area
495 m²
Building footprint
149 m²
Volume, LiDAR
738 m³
Parcel 12362G0052/00S000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SJANS
since 20152.246.313.330
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12362G0052/00S000 | Flanders | 495 m² | 1 · 149 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ALTERA PROJECTS
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RMK Moens
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ISIK ENGINEERING CONSULTANCY
BE 1008.607.087
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 38,880 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formLimited partnership
Founded01-09-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.