SJAMPION JEANS
ActiveSJAMPION JEANS has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €858k and a net result of €40k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 95% of 18120 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+4
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 18.09 against 22.82 in 2024; short-term debt: 5.5% and cash: 46.6% of total assets), and 5.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.5%
Return on assets
4.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
45 d early
2023
61 d early
2022
60 d early
2021
54 d early
2020
61 d early
2019
63 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€858k▲ 4.9%
2024 · €818k
2018: €746k
2019: €761k
2020: €764k
2021: €810k
2022: €839k
2023: €827k
2024: €818k
2018 → 2025
Total assets
€908k▲ 6.2%
2024 · €855k
2018: €780k
2019: €789k
2020: €798k
2021: €867k
2022: €874k
2023: €855k
2024: €855k
2018 → 2025
Net result
€40k▲ 280%
2024 · €11k
2018: €26k
2019: €15k
2020: €3k
2021: €46k
2022: €29k
2023: €6k
2024: €11k
2018 → 2025
Working capital
€846k▲ 5.5%
2024 · €802k
2018: €741k
2019: €755k
2020: €759k
2021: €807k
2022: €814k
2023: €806k
2024: €802k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€810k-€839k▲ 3.6%€827k▼ 1.4%€818k▼ 1.1%€858k▲ 4.9%
Operating result€56k-€31k▼ 43.7%€-3k€3k€50k▲ 1,864%
Net result€46k-€29k▼ 37.2%€6k▼ 79.2%€11k▲ 75.4%€40k▲ 280%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1,864% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €908k
Fixed assets
€12k▼ 26.1%
Current assets
€896k▲ 6.8%
Equity and liabilities €908k
Equity
€858k▲ 4.9%
Debt
€50k▲ 34.8%
The debt ratio rises from 4.3% to 5.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€57k▲
2024 · €9k
Cash flow
€47k▲
2024 · €17k
Solvency
94.5%▼
2024 · 95.7%
Current ratio
18.09▼
2024 · 22.82
Quick ratio
11.39▼
2024 · 13.14
Debt / equity
0.06▲
2024 · 0.04
ROE
4.7%▲
2024 · 1.3%
ROA
4.4%▲
2024 · 1.2%
Interest coverage
126.94▲
2024 · 25.37
Debt
€50k▲
2024 · €37k
Debt ≤ 1 year
€50k▲
2024 · €37k
Income taxes
€21k▲
2024 · €6k
Staff costs
€86k▼
2024 · €109k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€855k€908k▲
Fixed assets21/28€16k€12k▼
Tangible fixed assets22/27€16k€12k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€14k€9k▼
Other tangible fixed assets26-€2k
Financial fixed assets28€25€25=
Current assets29/58€839k€896k▲
Stocks and contracts in progress3€356k€332k▼
Stocks30/36€356k€332k▼
Amounts receivable within one year40/41€3k€4k▲
Other amounts receivable41€3k€4k▲
Current investments50/53€137k€137k=
Cash at bank and in hand54/58€338k€423k▲
Deferred charges and accrued income490/1€5k€543▼
Equity and liabilities
Total equity and liabilities10/49€855k€908k▲
Equity10/15€818k€858k▲
Contributions10/11€358k€358k=
Reserves13€460k€500k▲
Distributable reserves133€460k€500k▲
Amounts payable17/49€37k€50k▲
Amounts payable within one year42/48€37k€50k▲
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45€33k€43k▲
Taxes450/3€18k€37k▲
Remuneration and social security454/9€15k€6k▼
Income statement
Code20242025
Remuneration, social security and pensions62€109k€86k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€120k€144k▲
Operating profit (loss)9901€3k€50k▲
Financial income75/76B€14k€12k▼
Recurring financial income75€14k€12k▼
Financial charges65/66B€364€446▲
Recurring financial charges65€364€446▲
Profit (loss) for the period before taxes9903€16k€62k▲
Income taxes67/77€6k€21k▲
Profit (loss) for the period9904€11k€40k▲
Profit (loss) for the period to be appropriated9905€11k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€40k▲
Transfer to equity691/2€11k€40k▲
To other reserves6921€11k€40k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €46k ▲1462%
Operating result €56k, net result €46k, both a record.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €3k ▼80%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 1981
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Guldenstraat 112800 MechelenGround area
203 m²
Building footprint
203 m²
Volume, LiDAR
2,099 m³
Parcel 12025D0354/00B000, Flanders · tallest building 18.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CHAMPION JEANS
since 19812.018.608.305
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12025D0354/00B000 | Flanders | 203 m² | 1 · 203 m² | 18.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 6,501 companies in sector 47716 we hold annual accounts for 2,439. 1,214 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-03-1981
Fiscal year end31-12
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
52421
Sources
Crossroads Bank for EnterprisesNational Bank · 45 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.