Financials
- Fiscal year
- 2025
- Total assets
- €22,727
- Profit
- €1,230
- Solvency
- 18.6%
SJ Psycho
ActiveSummary
The computed 12-month bankruptcy probability of SJ Psycho is 1.7% (moderate). The 2025 annual accounts show equity of €4,230 and a net result of €1,230. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Activity not known1 site
Size
€22,727total assets 2025
- Equity
- €4,230
- Profit
- €1,230
Turnover not published (abridged schema)
Structure
Accounts filed 31 days late0 of 1 deed read
Why 55- Founded in 2025- No main activity registered+ Liquidity: current ratio 1.16, cash €14,631+ Size: total assets €22,727Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 45% of its sector peers (no NACE code, micro)
Financial strength
Average
Solvency
44
equity 18.6% of total assets
Liquidity
55
short-term debt 81.4% · cash 64.4%
Profitability
76
return on assets 5.4%
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2026: 2.4%
07-2026: 2.4%● unchanged vs 06-2026
08-2026: 2.5%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 1.7%▼ -0.8 percentage points vs 08-2026lowest value
10-2026: 1.7%● unchanged vs 09-2026lowest value
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 27% on solvency, 51% on liquidity and 58% on profitability.
The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 23-05-2025
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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