SITOVETO
ActiveThe computed 12-month bankruptcy probability of SITOVETO is 1.6% (moderate). The 2025 annual accounts show equity of €17k and a net result of €7k. Equity is growing by ~29.8% per year across the filed fiscal years. Its solvency ranks better than 36% of 4622 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-1
Solvency35▲+2
Growth52▲+20
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.37 against 0.29 in 2024; short-term debt: 71.7% and cash: 15.5% of total assets), and 89.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.1%
Return on assets
3.9%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
48 d early
2022
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close23-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▲ 62.8%
2024 · €11k
2022: €14k
2023: €5k
2024: €11k
2022 → 2025
Total assets
€170k▲ 21.8%
2024 · €140k
2022: €172k
2023: €153k
2024: €140k
2022 → 2025
Net result
€7k▼ 4.2%
2024 · €7k
2022: €12k
2023: €-9k
2024: €7k
2022 → 2025
Working capital
€-77k▼ 31.6%
2024 · €-58k
2022: €-119k
2023: €-64k
2024: €-58k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€14k-€5k▼ 65.5%€11k▲ 128%€17k▲ 62.8%
Operating result€16k-€-1k€11k€12k▲ 14.6%
Net result€12k-€-9k€7k€7k▼ 4.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 15% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets
€125k▲ 7.5%
Current assets
€46k▲ 90.6%
Equity and liabilities €170k
Equity
€17k▲ 62.8%
Debt
€153k▲ 18.4%
The debt ratio falls from 92.4% to 89.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€28k▼
2024 · €31k
Cash flow
€23k▼
2024 · €28k
Solvency
10.1%▲
2024 · 7.6%
Current ratio
0.37▲
2024 · 0.29
Quick ratio
0.37▲
2024 · 0.29
Debt / equity
8.87▼
2024 · 12.20
ROE
38.6%▼
2024 · 65.5%
ROA
3.9%▼
2024 · 5.0%
Interest coverage
13.51▲
2024 · 12.20
Debt
€153k▲
2024 · €129k
Debt ≤ 1 year
€122k▲
2024 · €82k
Debt > 1 year
€31k▼
2024 · €47k
Income taxes
€4k▲
2024 · €1k
Staff costs
€34k▲
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€140k€170k▲
Fixed assets21/28€116k€125k▲
Intangible fixed assets21€92k€78k▼
Tangible fixed assets22/27€24k€47k▲
Plant, machinery and equipment23€28€0▼
Furniture and vehicles24€18k€41k▲
Other tangible fixed assets26€7k€6k▼
Financial fixed assets28€50€50=
Current assets29/58€24k€46k▲
Amounts receivable within one year40/41€4k€16k▲
Trade receivables40€4k€16k▲
Cash at bank and in hand54/58€20k€26k▲
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€140k€170k▲
Equity10/15€11k€17k▲
Contributions10/11€2k€2k=
Reserves13€12k€15k▲
Distributable reserves133€12k€15k▲
Profit (loss) carried forward14€-3k-
Amounts payable17/49€129k€153k▲
Amounts payable after more than one year17€47k€31k▼
Financial debts170/4€37k€21k▼
Other amounts payable178/9€10k€10k=
Amounts payable within one year42/48€82k€122k▲
Current portion of amounts payable after more than one year42€21k€15k▼
Trade debts44€5k€59k▲
Suppliers440/4€5k€59k▲
Taxes, remuneration and social security45€16k€10k▼
Taxes450/3€13k€10k▼
Remuneration and social security454/9€2k€53▼
Other amounts payable47/48€40k€38k▼
Income statement
Code20242025
Remuneration, social security and pensions62€31k€34k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€16k▼
Other operating charges640/8€311€2k▲
Gross operating margin9900€62k€64k▲
Operating profit (loss)9901€11k€12k▲
Financial income75/76B-€280
Recurring financial income75-€280
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€8k€10k▲
Income taxes67/77€1k€4k▲
Profit (loss) for the period9904€7k€7k▼
Profit (loss) for the period to be appropriated9905€7k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€4k▲
Profit (loss) brought forward from the previous period14P€-10k€-3k▲
Transfer to equity691/2-€4k
To other reserves6921-€4k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
2023
13-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €-9k ▼177%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Château · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Latérale 51440 Braine-le-ChâteauGround area
802 m²
Building footprint
59 m²
Parcel 25015A0392/00B012, Wallonia. Linked by address, not a title deed.
1 establishment unit
SITOVETO
since 20212.316.422.059
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25015A0392/00B012 | Wallonia | 802 m² | 1 · 59 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,791 companies in sector 96993 we hold annual accounts for 143. 109 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-2021
Fiscal year end31-03
Activities, NACEBEL
75000Veterinary services
96993Pet care services, excluding veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.