SITALVINI
ActiveSITALVINI has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €679k and a net result of €98k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 62% of 7955 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+15
Solvency81▼-14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 1.79 against 2.92 in 2024; short-term debt: 40.9% and cash: 21.1% of total assets), and 43.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.4%
Return on assets
8.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 8 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
1 d early
2023
19 d early
2022
40 d early
2021
37 d early
2020
25 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€98k▼ 34.5%
2024 · €149k
2018: €97k
2019: €122k
2020: €117k
2021: €146k
2022: €123k
2023: €174k
2024: €149k
2018 → 2025
Working capital
€389k▼ 41.5%
2024 · €665k
2018: €598k
2019: €730k
2020: €821k
2021: €714k
2022: €722k
2023: €722k
2024: €665k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€814k-€864k▲ 6.2%€941k▲ 8.9%€967k▲ 2.9%€679k▼ 29.8%
Operating result€219k-€195k▼ 11.3%€265k▲ 36.1%€220k▼ 16.9%€142k▼ 35.5%
Net result€146k-€123k▼ 16.0%€174k▲ 41.9%€149k▼ 14.4%€98k▼ 34.5%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 35% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.20M
Fixed assets
€323k▼ 14.8%
Current assets
€882k▼ 12.9%
Equity and liabilities €1.20M
Equity
€679k▼ 29.8%
Debt
€525k▲ 24.0%
The debt ratio rises from 30.4% to 43.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€200k
Cash flow
€155k
Solvency
56.4%▼
2024 · 69.6%
Current ratio
1.79▼
2024 · 2.92
Quick ratio
0.98▼
2024 · 1.80
Debt / equity
0.77▲
2024 · 0.44
ROE
14.4%▼
2024 · 15.4%
ROA
8.1%▼
2024 · 10.7%
Interest coverage
41.69
Debt
€525k▲
2024 · €424k
Debt ≤ 1 year
€493k▲
2024 · €347k
Debt > 1 year
€32k▼
2024 · €76k
Income taxes
€43k▼
2024 · €67k
Staff costs
€38k▼
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.39M€1.20M▼
Fixed assets21/28€379k€323k▼
Tangible fixed assets22/27€378k€322k▼
Land and buildings22€279k€253k▼
Plant, machinery and equipment23€22k€16k▼
Furniture and vehicles24€77k€53k▼
Financial fixed assets28€913€913=
Current assets29/58€1.01M€882k▼
Stocks and contracts in progress3€388k€399k▲
Stocks30/36€388k€399k▲
Amounts receivable within one year40/41€286k€228k▼
Trade receivables40€271k€176k▼
Other amounts receivable41€14k€52k▲
Cash at bank and in hand54/58€339k€254k▼
Equity and liabilities
Total equity and liabilities10/49€1.39M€1.20M▼
Equity10/15€967k€679k▼
Contributions10/11€19k€19k=
Reserves13€780k€492k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€69k€69k=
Distributable reserves133€709k€421k▼
Profit (loss) carried forward14€169k€169k=
Amounts payable17/49€424k€525k▲
Amounts payable after more than one year17€76k€32k▼
Financial debts170/4€76k€32k▼
Amounts payable within one year42/48€347k€493k▲
Current portion of amounts payable after more than one year42€84k€52k▼
Financial debts43€132€468▲
Credit institutions430/8€132€468▲
Trade debts44€96k€31k▼
Suppliers440/4€96k€31k▼
Taxes, remuneration and social security45€41k€12k▼
Taxes450/3€34k€8k▼
Remuneration and social security454/9€7k€4k▼
Other amounts payable47/48€126k€398k▲
Income statement
Code20242025
Remuneration, social security and pensions62€40k€38k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€58k
Other operating charges640/8€161k€142k▼
Gross operating margin9900€422k€379k▼
Operating profit (loss)9901€220k€142k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€7k€5k▼
Recurring financial charges65€7k€5k▼
Profit (loss) for the period before taxes9903€216k€141k▼
Income taxes67/77€67k€43k▼
Profit (loss) for the period9904€149k€98k▼
Profit (loss) for the period to be appropriated9905€149k€98k▼
Appropriation of the result
Profit (loss) to be appropriated9906€318k€267k▼
Profit (loss) brought forward from the previous period14P€169k€169k=
Transfer from equity791/2€122k€386k▲
Transfer to equity691/2€149k€98k▼
To other reserves6921€149k€98k▼
Profit to be distributed694/7€122k€386k▲
Return on contributions (dividend)694€122k€386k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €174k ▲41.9%
Operating result €265k, net result €174k, both a record.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Le Roeulx · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d'Houdeng(R) 2307070 Le RoeulxGround area
2,141 m²
Building footprint
661 m²
Volume, LiDAR
3,113 m³
Parcel 55035D0597/00C000, Wallonia · tallest building 5.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sitalvini
since 20062.155.648.618
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55035D0597/00C000 | Wallonia | 2,141 m² | 1 · 661 m² | 5.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLe Roeulx2.155.648.618
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Of 1,582 companies in sector 46349 we hold annual accounts for 987. 641 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-07-2006
Fiscal year end31-12
Activities, NACEBEL
46341Wholesale of wines and spirits
46349Wholesale of beverages, general range
52250Logistics services
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47252Retail sale of beverages, general range
47551Retail sale of household furniture
47591Retail trade
52112
52441
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.