Sisters Bean
ActiveThe computed 12-month bankruptcy probability of Sisters Bean is 3.3% (moderate). The 2025 annual accounts show equity of €104k and a net result of €63k. Equity is growing by ~106.2% per year across the filed fiscal years. Its solvency ranks better than 81% of 13090 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent▲ +34 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency90▲+54
Growth78=
Stability94
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 0.65 in 2024), and 32.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.5%
Return on assets
40.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
53 d early
2024
73 d early
2023
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€104k▲ 152%
2024 · €41k
2023: €17k
2024: €41k
2023 → 2025
Total assets
€155k▲ 4.5%
2024 · €148k
2023: €120k
2024: €148k
2023 → 2025
Net result
€63k▲ 154%
2024 · €25k
2023: €-3k
2024: €25k
2023 → 2025
Working capital
€28k
2024 · €-37k
2023: €-34k
2024: €-37k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€17k-€41k▲ 150%€104k▲ 152%
Operating result€1k-€36k▲ 3,132%€90k▲ 155%
Net result€-3k-€25k€63k▲ 154%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 155% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €155k
Fixed assets
€76k▼ 3.0%
Current assets
€79k▲ 13.0%
Equity and liabilities €155k
Equity
€104k▲ 152%
Debt
€50k▼ 52.8%
The debt ratio falls from 72.1% to 32.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€102k▲
2024 · €46k
Cash flow
€75k▲
2024 · €35k
Solvency
67.5%▲
2024 · 27.9%
Current ratio
1.56▲
2024 · 0.65
Quick ratio
1.54▲
2024 · 0.65
Debt / equity
0.48▼
2024 · 2.58
ROE
60.4%▲
2024 · 60.0%
ROA
40.8%▲
2024 · 16.8%
Interest coverage
26.63▲
2024 · 14.25
Debt
€50k▼
2024 · €107k
Debt ≤ 1 year
€50k▼
2024 · €107k
Income taxes
€24k▲
2024 · €7k
Staff costs
€140k▲
2024 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€148k€155k▲
Fixed assets21/28€78k€76k▼
Intangible fixed assets21€75k€65k▼
Tangible fixed assets22/27€4k€11k▲
Plant, machinery and equipment23€3k€10k▲
Furniture and vehicles24€1k€697▼
Current assets29/58€70k€79k▲
Stocks and contracts in progress3€682€1k▲
Stocks30/36€682€1k▲
Amounts receivable within one year40/41€17k€7k▼
Trade receivables40€11k€548▼
Other amounts receivable41€7k€7k▼
Cash at bank and in hand54/58€49k€67k▲
Deferred charges and accrued income490/1€3k€3k=
Equity and liabilities
Total equity and liabilities10/49€148k€155k▲
Equity10/15€41k€104k▲
Contributions10/11€20k€20k=
Reserves13€21k€84k▲
Distributable reserves133€21k€84k▲
Amounts payable17/49€107k€50k▼
Amounts payable within one year42/48€107k€50k▼
Trade debts44€9k€12k▲
Suppliers440/4€9k€12k▲
Advances received on contracts in progress46€4k-
Taxes, remuneration and social security45€18k€30k▲
Taxes450/3€15k€20k▲
Remuneration and social security454/9€3k€9k▲
Other amounts payable47/48€75k€9k▼
Income statement
Code20242025
Remuneration, social security and pensions62€67k€140k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€12k▲
Other operating charges640/8€5k€4k▼
Gross operating margin9900€117k€247k▲
Operating profit (loss)9901€36k€90k▲
Financial income75/76B€26€413▲
Recurring financial income75€26€413▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€32k€87k▲
Income taxes67/77€7k€24k▲
Profit (loss) for the period9904€25k€63k▲
Profit (loss) for the period to be appropriated9905€25k€63k▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€63k▲
Profit (loss) brought forward from the previous period14P€-3k-
Transfer to equity691/2€21k€63k▲
To other reserves6921€21k€63k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €63k ▲154%
Operating result €90k, net result €63k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.56
Current ratio from 0.65 to 1.56; short-term debt falls from €107k to €50k.
31-12
Financial
Equity above €100kEq €104k ▲152%
2 profitable years in a row build equity to €104k.
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vismarkt 262800 MechelenGround area
80 m²
Building footprint
80 m²
Volume, LiDAR
822 m³
Parcel 12025E0484/00A000, Flanders · tallest building 13.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Sister Bean
since 20222.332.944.723
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12025E0484/00A000 | Flanders | 80 m² | 1 · 80 m² | 13.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteMechelen2.332.944.723
Similar companies · same sector, comparable size
JSenden
BE 0644.731.284
Maasmechelen · Eq €104k
DO-DUONG
BE 0458.114.469
Grâce-Hollogne · Eq €105k
Moeder Jeanne
BE 0462.008.624
Oostrozebeke · Eq €104k
In Vino Verita
BE 0711.709.388
Leuven · Eq €104k
MENSANA
BE 0695.722.206
Brugge · Eq €104k
Of 20,232 companies in sector 56111 we hold annual accounts for 11,312. 9,412 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2022
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
82990Other business support services
90021Arts creation and performing arts activities
90391Promotion and organisation of arts and performing arts events
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.