SIRRIS
ActiveSIRRIS has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €533k and a net result of €21k. Equity is growing by ~2.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 636 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-25
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 14.59 against 11.88 in 2024; short-term debt: 5.2% and cash: 41.6% of total assets), and 5.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.4%
Return on assets
3.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-06-2026, 55 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
55 d early
2024
50 d early
2023
49 d early
2022
35 d early
2021
71 d early
2020
8 d late
2019
7 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€21k▼ 84.3%
2024 · €132k
2018: €13k
2019: €13k
2020: €10k
2021: €13k
2022: €18k
2023: €22k
2024: €132k
2018 → 2025
Working capital
€400k▲ 6.8%
2024 · €375k
2018: €218k
2019: €243k
2020: €276k
2021: €278k
2022: €197k
2023: €229k
2024: €375k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€486k-€380k▼ 21.7%€402k▲ 5.7%€522k▲ 29.8%€533k▲ 2.1%
Operating result€17k-€27k▲ 57.3%€31k▲ 16.1%€11k▼ 63.8%€24k▲ 115%
Net result€13k-€18k▲ 35.6%€22k▲ 20.7%€132k▲ 510%€21k▼ 84.3%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 115% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €565k
Fixed assets
€135k▼ 9.9%
Current assets
€430k▲ 5.0%
Equity and liabilities €565k
Equity
€533k▲ 2.1%
Debt
€32k▼ 13.7%
The debt ratio falls from 6.6% to 5.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€39k▲
2024 · €26k
Cash flow
€36k▼
2024 · €147k
Solvency
94.4%▲
2024 · 93.4%
Current ratio
14.59▲
2024 · 11.88
Quick ratio
14.59▲
2024 · 11.88
Debt / equity
0.06▼
2024 · 0.07
ROE
3.9%▼
2024 · 25.3%
ROA
3.7%▼
2024 · 23.6%
Interest coverage
105.30▼
2024 · 215.21
Debt
€32k▼
2024 · €37k
Debt ≤ 1 year
€29k▼
2024 · €34k
Income taxes
€10k▼
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€559k€565k▲
Fixed assets21/28€150k€135k▼
Tangible fixed assets22/27€150k€135k▼
Land and buildings22€123k€114k▼
Plant, machinery and equipment23€27k€21k▼
Current assets29/58€409k€430k▲
Amounts receivable within one year40/41-€388
Other amounts receivable41-€388
Current investments50/53€153k€192k▲
Cash at bank and in hand54/58€253k€235k▼
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€559k€565k▲
Equity10/15€522k€533k▲
Contributions10/11€300k€300k=
Capital10€300k€300k=
Issued capital100€300k€300k=
Reserves13€222k€233k▲
Non-distributable reserves130/1€29k€30k▲
Legal reserve130€29k€30k▲
Distributable reserves133€193k€203k▲
Profit (loss) carried forward14€490€218▼
Amounts payable17/49€37k€32k▼
Amounts payable within one year42/48€34k€29k▼
Taxes, remuneration and social security45€22k€19k▼
Taxes450/3€22k€19k▼
Other amounts payable47/48€12k€10k▼
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▼
Other operating charges640/8€3k€5k▲
Gross operating margin9900€29k€43k▲
Operating profit (loss)9901€11k€24k▲
Financial income75/76B€182k€7k▼
Recurring financial income75€7k€7k▼
Non-recurring financial income76B€175k-
Financial charges65/66B€121€368▲
Recurring financial charges65€121€368▲
Profit (loss) for the period before taxes9903€193k€30k▼
Income taxes67/77€61k€10k▼
Profit (loss) for the period9904€132k€21k▼
Profit (loss) for the period to be appropriated9905€132k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€132k€21k▼
Profit (loss) brought forward from the previous period14P€63€490▲
Transfer from equity791/2€12k€10k▼
Transfer to equity691/2€132k€21k▼
To the legal reserve6920€2k€1k▼
To other reserves6921€130k€20k▼
Profit to be distributed694/7€12k€10k▼
Return on contributions (dividend)694€12k€10k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €132k ▲510%
Net result €132k, the highest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 11.88
Current ratio from 3.03 to 11.88; short-term debt falls from €113k to €34k.
31-12
Financial
Equity above €500kEq €522k ▲29.8%
7 profitable years in a row build equity to €522k.
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
21-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
08-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 8 days late
2020
31-12
Financial
Weakest financial yearnet €10k ▼19.4%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 105.85
Current ratio from 36.08 to 105.85; short-term debt falls from €7k to €3k.
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 7 days late
2019
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 13 days late
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 1 day late
2017
04-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Combattants 33/24800 VerviersGround area
3,355 m²
Building footprint
160 m²
Volume, LiDAR
1,921 m³
Parcel 63043B0237/00K000, Wallonia · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Combattants 33, 4800 Verviers
since 19942.065.752.976
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63043B0237/00K000 | Wallonia | 3,355 m² | 1 · 160 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,452 companies in sector 86995 we hold annual accounts for 885. 501 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded18-01-1994
Fiscal year end31-12
Activities, NACEBEL
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.