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Private limited company (pre-2019)founded 20188 yrs activeTenierslaan 6, 3500 Hasselt, BelgiumKBO/BCE: BE 0700.921.901
Summary

SIROS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €128,841 and a net result of €62,828. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 24% of 8102 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 8102 sector peers (2025).
NBB · sector comparison
Position among 8102 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-03-2026, 130 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
130 d early
2024
25 d late
2023
12 d early
2022
28 d late
2021
11 d early
2020
31 d late
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 July (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SIROS was incorporated on 16 August 2018.1 Total assets rose from EUR 537,558 in 2019 to EUR 683,160 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€128,841▲ 0.6%
2024 · €128,013
Net result
€62,828▲ 32.9%
2024 · €47,262
Total assets
€683,160▼ 10.8%
2024 · €766,106
Solvency
18.9%▲ 2.2pp
2024 · 16.7%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€42,144▲ 38.7%€70,001▲ 66.1%€105,525▲ 50.7%€84,009▼ 20.4%€97,781▲ 16.4%
Net result€24,545within the sector's middle half▲ 44.2%€44,537within the sector's middle half▲ 81.4%€67,481within the sector's middle half▲ 51.5%€47,262within the sector's middle half▼ 30.0%€62,828within the sector's middle half▲ 32.9%
Equity€83,476within the sector's middle half▲ 37.9%€128,013within the sector's middle half▲ 53.4%€128,013within the sector's middle half=€128,013within the sector's middle half=€128,841within the sector's middle half▲ 0.6%
Total assets€611,371within the sector's middle half▲ 0.7%€687,018within the sector's middle half▲ 12.4%€743,126within the sector's middle half▲ 8.2%€766,106within the sector's middle half▲ 3.1%€683,160within the sector's middle half▼ 10.8%
Debt€527,896▼ 3.4%€559,005▲ 5.9%€615,113▲ 10.0%€638,093▲ 3.7%€554,319▼ 13.1%
Working capital€13,612within the sector's middle half▼ 51.1%€98,512within the sector's middle half▲ 624%€69,425within the sector's middle half▼ 29.5%€31,785within the sector's middle half▼ 54.2%€47,088within the sector's middle half▲ 48.1%
Solvency13.7%below the sector's middle half▲ 3.7pp18.6%below the sector's middle half▲ 5.0pp17.2%below the sector's middle half▼ 1.4pp16.7%below the sector's middle half▼ 0.5pp18.9%below the sector's middle half▲ 2.2pp
Current ratio1.10within the sector's middle half▼ 0.121.76within the sector's middle half▲ 0.661.32within the sector's middle half▼ 0.441.12within the sector's middle half▼ 0.201.23within the sector's middle half▲ 0.11
Return on assets (ROA)4.0%within the sector's middle half▲ 1.2pp6.5%within the sector's middle half▲ 2.5pp9.1%within the sector's middle half▲ 2.6pp6.2%within the sector's middle half▼ 2.9pp9.2%within the sector's middle half▲ 3.0pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000Operating result 2021: €42,144€42,144Net result 2021: €24,545€24,545Operating result 2022: €70,001€70,001Net result 2022: €44,537€44,537Operating result 2023: €105,525€105,525Net result 2023: €67,481€67,481Operating result 2024: €84,009€84,009Net result 2024: €47,262€47,262Operating result 2025: €97,781€97,781Net result 2025: €62,828€62,82820212022202320242025€0€50,000€100,000Operating result 2023: €105,525€106,000Net result 2023: €67,481€67,500Operating result 2024: €84,009€84,000Net result 2024: €47,262€47,300Operating result 2025: €97,781€97,800Net result 2025: €62,828€62,800202320242025
The operating result recovers in 2025; 2025 is 16% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €683,160
Fixed assets €429,602 ▼ 7.8%
Current assets €253,558 ▼ 15.5%
Equity and liabilities €683,160
Equity €128,841 ▲ 0.6%
Debt €554,319 ▼ 13.1%
Debt's share of the balance-sheet total falls from 83.3% to 81.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
48.8%▲
2024 · 36.9%
Debt ≤ 1 year
€206,470▼
2024 · €268,202
Debt > 1 year
€340,841▼
2024 · €369,891
Income taxes
€16,773▲
2024 · €13,328
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet Code20242025
Assets
Total assets20/58€766,106€683,160▼
Fixed assets21/28€466,119€429,602▼
Tangible fixed assets22/27€466,119€429,602▼
Land and buildings22€455,875€422,917▼
Plant, machinery and equipment23€2,823€2,202▼
Furniture and vehicles24€7,421€4,482▼
Current assets29/58€299,987€253,558▼
Amounts receivable after more than one year29€113,866€0▼
Other amounts receivable291€113,866€0▼
Amounts receivable within one year40/41€99,779€60,364▼
Trade receivables40€57,925€30,466▼
Other amounts receivable41€41,853€29,898▼
Cash at bank and in hand54/58€82,241€187,059▲
Deferred charges and accrued income490/1€4,101€6,135▲
Equity and liabilities
Total equity and liabilities10/49€766,106€683,160▼
Equity10/15€128,013€128,841▲
Contributions10/11€18,600€18,600=
Reserves13€109,413€110,241▲
Non-distributable reserves130/1€1,405€1,405=
Reserves not available under the articles1311€1,405€1,405=
Distributable reserves133€108,008€108,836▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€638,093€554,319▼
Amounts payable after more than one year17€369,891€340,841▼
Financial debts170/4€369,891€340,841▼
Amounts payable within one year42/48€268,202€206,470▼
Current portion of amounts payable after more than one year42€47,063€34,104▼
Financial debts43€8,216€17,333▲
Credit institutions430/8€8,216€17,333▲
Trade debts44€5,556€9,419▲
Suppliers440/4€5,556€9,419▲
Taxes, remuneration and social security45€31,750€30,730▼
Taxes450/3€28,610€30,730▲
Remuneration and social security454/9€3,140€0▼
Other amounts payable47/48€175,617€114,883▼
Accrued charges and deferred income492/3-€7,008
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40,814€38,002▼
Other operating charges640/8€3,734€3,686▼
Non-recurring operating charges66A€0-
Gross operating margin9900€128,557€139,469▲
Operating profit (loss)9901€84,009€97,781▲
Financial income75/76B€5,709€6,341▲
Recurring financial income75€5,709€6,341▲
Financial charges65/66B€29,128€24,520▼
Recurring financial charges65€29,128€24,520▼
Profit (loss) for the period before taxes9903€60,591€79,601▲
Income taxes67/77€13,328€16,773▲
Profit (loss) for the period9904€47,262€62,828▲
Profit (loss) for the period to be appropriated9905€47,262€62,828▲
Appropriation of the result
Profit (loss) to be appropriated9906€47,262€62,828▲
Transfer to equity691/2-€828
To other reserves6921-€828
Profit to be distributed694/7€47,262€62,000▲
Return on contributions (dividend)694€47,262€62,000▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€754€0----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31,519€35,451€38,146€40,814€38,002▼ 6.9%
Other operating charges640/8€2,409€2,877€3,590€3,734€3,686▼ 1.3%
Non-recurring operating charges66A--€64€0--
Gross operating margin9900€76,825€108,329€147,325€128,557€139,469▲ 8.5%
Operating profit (loss)9901€42,144€70,001€105,525€84,009€97,781▲ 16.4%
Financial income75/76B€1,378€860€3,839€5,709€6,341▲ 11.1%
Recurring financial income75€1,378€860€3,839€5,709€6,341▲ 11.1%
Financial charges65/66B€9,827€9,291€23,754€29,128€24,520▼ 15.8%
Recurring financial charges65€9,827€9,291€23,754€29,128€24,520▼ 15.8%
Profit (loss) for the period before taxes9903€33,695€61,570€85,610€60,591€79,601▲ 31.4%
Income taxes67/77€9,150€17,033€18,128€13,328€16,773▲ 25.8%
Profit (loss) for the period9904€24,545€44,537€67,481€47,262€62,828▲ 32.9%
Profit (loss) for the period to be appropriated9905€24,545€44,537€67,481€47,262€62,828▲ 32.9%
Line20212022202320242025Change
Assets
Total assets20/58€611,371€687,018€743,126€766,106€683,160▼ 10.8%
Fixed assets21/28€461,032€459,202€457,529€466,119€429,602▼ 7.8%
Tangible fixed assets22/27€461,032€459,202€457,529€466,119€429,602▼ 7.8%
Land and buildings22€438,432€441,151€438,107€455,875€422,917▼ 7.2%
Plant, machinery and equipment23€1,710€1,529€3,443€2,823€2,202▼ 22.0%
Furniture and vehicles24€20,889€16,522€15,979€7,421€4,482▼ 39.6%
Current assets29/58€150,340€227,816€285,598€299,987€253,558▼ 15.5%
Amounts receivable after more than one year29€57,857€56,852€74,530€113,866€0▼ 100%
Other amounts receivable291€57,857€56,852€74,530€113,866€0▼ 100%
Amounts receivable within one year40/41€36,987€43,674€64,936€99,779€60,364▼ 39.5%
Trade receivables40€9,526€19,403€39,644€57,925€30,466▼ 47.4%
Other amounts receivable41€27,461€24,271€25,293€41,853€29,898▼ 28.6%
Cash at bank and in hand54/58€53,915€124,769€140,948€82,241€187,059▲ 127%
Deferred charges and accrued income490/1€1,581€2,521€5,184€4,101€6,135▲ 49.6%
Equity and liabilities
Total equity and liabilities10/49€611,371€687,018€743,126€766,106€683,160▼ 10.8%
Equity10/15€83,476€128,013€128,013€128,013€128,841▲ 0.6%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Reserves13€64,876€109,413€109,413€109,413€110,241▲ 0.8%
Non-distributable reserves130/1€1,405€1,405€1,405€1,405€1,405=
Reserves not available under the articles1311€1,405€1,405€1,405€1,405€1,405=
Distributable reserves133€63,471€108,008€108,008€108,008€108,836▲ 0.8%
Profit (loss) carried forward14€0€0€0€0€0-
Amounts payable17/49€527,896€559,005€615,113€638,093€554,319▼ 13.1%
Amounts payable after more than one year17€389,062€427,991€398,941€369,891€340,841▼ 7.9%
Financial debts170/4€389,062€427,991€398,941€369,891€340,841▼ 7.9%
Amounts payable within one year42/48€136,728€129,304€216,172€268,202€206,470▼ 23.0%
Current portion of amounts payable after more than one year42€45,438€49,094€47,179€47,063€34,104▼ 27.5%
Financial debts43€544€353€3,128€8,216€17,333▲ 111%
Credit institutions430/8€544€353€3,128€8,216€17,333▲ 111%
Trade debts44€1,051€2,455€9,972€5,556€9,419▲ 69.5%
Suppliers440/4€1,051€2,455€9,972€5,556€9,419▲ 69.5%
Taxes, remuneration and social security45€11,996€12,402€26,124€31,750€30,730▼ 3.2%
Taxes450/3€11,996€10,832€26,124€28,610€30,730▲ 7.4%
Remuneration and social security454/9-€1,570€0€3,140€0▼ 100%
Other amounts payable47/48€77,699€65,000€129,769€175,617€114,883▼ 34.6%
Accrued charges and deferred income492/3€2,105€1,709€0-€7,008-
Line20212022202320242025Change
Profit (loss) for the period9904€24,545€44,537€67,481€47,262€62,828▲ 32.9%
+ Depreciation and write-downs630€31,519€35,451€38,146€40,814€38,002▼ 6.9%
Operating cash flow (approximation)€56,064€79,988€105,628€88,076€100,830▲ 14.5%
Investment in fixed assets (approximation)--€33,621-€36,474-€49,404-€1,485▲ 97.0%
Change in cash-€70,855€16,178-€58,707€104,818▲ 279%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
25-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
19-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2019net €67,481 ▲51.5%
Operating result €105,525, net result €67,481, both a record.
28-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial Equity above €100,000Eq €128,013 ▲53.4%
4 profitable years in a row build equity to €128,013.
20-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial Weakest financial yearnet €17,027 ▼39.4%
Net result drops to €17,027, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
527 m²
Building footprint
140 m²
Volume, LiDAR
1,138 m³
Parcel 71327G0408/00X000, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
SIROS
Tenierslaan 6, 3500 HasseltFinancial service activities, except insurance and pension funding
since 20182.278.840.596
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71327G0408/00X000 Flanders 527 m² 1 · 140 m² 11.5 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 12,947 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded16-08-2018
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0700921901
Also 9925:BE0700921901
Registered 06-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.