SIRE
ActiveSIRE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €115. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability6▼-94
Solvency11▼-4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.93 against 1.13 in 2024), and 98% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2%
Return on assets
0%
Age of the figures
14 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31523 sector peers (2025).
NBB · sector comparisonPosition among 31523 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
on the day
2023
6 d early
2022
20 d early
2021
19 d early
2020
3 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▲ 1.2%
2024 · €10k
2019: €-13k
2020: €-4k
2021: €-28k
2022: €-24k
2023: €-17k
2024: €10k
2019 → 2025
Total assets
€501k▼ 10.8%
2024 · €561k
2019: €555k
2020: €578k
2021: €500k
2022: €483k
2023: €521k
2024: €561k
2019 → 2025
Net result
€115▼ 99.6%
2024 · €27k
2019: €-851
2020: €9k
2021: €-23k
2022: €4k
2023: €7k
2024: €27k
2019 → 2025
Working capital
€-9k
2024 · €13k
2019: €-12k
2020: €-14k
2021: €-2k
2022: €23k
2023: €-23k
2024: €13k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-28k-€-24k▲ 12.9%€-17k▲ 29.8%€10k€10k▲ 1.2%
Operating result€-20k-€11k€20k▲ 82.0%€42k▲ 114%€15k▼ 64.7%
Net result€-23k-€4k€7k▲ 102%€27k▲ 273%€115▼ 99.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 65% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €501k
Fixed assets
€378k▼ 14.6%
Current assets
€122k▲ 3.2%
Equity and liabilities €501k
Equity
€10k▲ 1.2%
Debt
€490k▼ 11.0%
The debt ratio falls from 98.2% to 98.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€114k▼
2024 · €133k
Cash flow
€99k▼
2024 · €118k
Solvency
2.0%▲
2024 · 1.8%
Current ratio
0.93▼
2024 · 1.13
Quick ratio
0.93▼
2024 · 1.12
Debt / equity
48.85▼
2024 · 55.53
ROE
1.1%▼
2024 · 272.0%
ROA
0.0%▼
2024 · 4.8%
Interest coverage
12.13▼
2024 · 21.16
Debt
€490k▼
2024 · €551k
Debt ≤ 1 year
€131k▲
2024 · €105k
Debt > 1 year
€358k▼
2024 · €383k
Income taxes
€5k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€561k€501k▼
Fixed assets21/28€443k€378k▼
Intangible fixed assets21€22k€20k▼
Tangible fixed assets22/27€416k€354k▼
Land and buildings22€274k€228k▼
Plant, machinery and equipment23€130k€107k▼
Furniture and vehicles24€12k€19k▲
Financial fixed assets28€5k€5k=
Current assets29/58€118k€122k▲
Stocks and contracts in progress3€250€250=
Stocks30/36€250€250=
Amounts receivable within one year40/41€51k€107k▲
Trade receivables40€44k€107k▲
Other amounts receivable41€7k€0▼
Current investments50/53€250€250=
Cash at bank and in hand54/58€66k€12k▼
Deferred charges and accrued income490/1€903€2k▲
Equity and liabilities
Total equity and liabilities10/49€561k€501k▼
Equity10/15€10k€10k▲
Contributions10/11€19k€19k=
Reserves13€6k€6k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€-14k€-14k▲
Amounts payable17/49€551k€490k▼
Amounts payable after more than one year17€383k€358k▼
Financial debts170/4€383k€358k▼
Amounts payable within one year42/48€105k€131k▲
Current portion of amounts payable after more than one year42€58k€42k▼
Trade debts44€26k€60k▲
Suppliers440/4€26k€60k▲
Taxes, remuneration and social security45€7k€16k▲
Taxes450/3€7k€16k▲
Other amounts payable47/48€15k€12k▼
Accrued charges and deferred income492/3€63k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€19k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€91k€99k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0€-4k▼
Other operating charges640/8€4k€9k▲
Non-recurring operating charges66A-€578
Gross operating margin9900€137k€119k▼
Operating profit (loss)9901€42k€15k▼
Financial income75/76B-€99
Recurring financial income75-€99
Financial charges65/66B€6k€9k▲
Recurring financial charges65€6k€9k▲
Profit (loss) for the period before taxes9903€35k€5k▼
Income taxes67/77€8k€5k▼
Profit (loss) for the period9904€27k€115▼
Profit (loss) for the period to be appropriated9905€27k€115▼
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-14k▲
Profit (loss) brought forward from the previous period14P€-41k€-14k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €27k ▲273%
Operating result €42k, net result €27k, both a record.
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
12-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-23k ▼362%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortenberg · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Peperstraat 163071 KortenbergGround area
1,631 m²
Building footprint
232 m²
Volume, LiDAR
1,404 m³
Parcel 24025C0022/00C000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Peperstraat 16, 3071 Kortenberg
since 20112.199.577.740
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24025C0022/00C000 | Flanders | 1,631 m² | 1 · 232 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 3 entries · 11,317 EUR awarded · 11,272 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 10,181 EUR | 10,136 EUR |
| 2024 | 1 | 1,136 EUR | 1,136 EUR |
Schemes
Subsidies voor internationaal ondernemen
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 22,846 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-05-2011
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:erwin.roels70@gmail.com
Phone:0496574061