Financials
- Fiscal year
- 2025
- Total assets
- €243,599
- Profit
- €3,128
- Solvency
- -65.8%
Total assets▼ 4.4%
Net result
20192025
SIR CONCEPT
ActiveSummary
SIR CONCEPT has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€160,336) and a net result of €3,128. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 5% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€243,599total assets 2025
- Equity
- -€160,336
- Profit
- €3,128
Turnover not published (abridged schema)
Structure
Accounts filed 15 d late0 of 3 deeds read
Why 53Capped at 59: negative equity- Negative equity -€160,336+ Size: total assets €243,599+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Founded in 1987Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 21% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
0=
equity -65.8% of total assets
Liquidity
7+4
short-term debt 165.8% · cash 5.5%
Profitability
70+2
return on assets 1.3%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 14 months
09-2025: 0.2%
10-2025: 0.2%▲ +1.7% vs 09-2025
11-2025: 0.2%▼ -5.8% vs 10-2025
12-2025: 0.3%▲ +11.4% vs 11-2025
01-2026: 0.4%▲ +40.4% vs 12-2025
02-2026: 0.5%▲ +42.5% vs 01-2026highest value
03-2026: 0.2%▼ -62.2% vs 02-2026lowest value
04-2026: 0.2%● 0.0% vs 03-2026lowest value
05-2026: 0.2%● 0.0% vs 04-2026lowest value
06-2026: 0.2%● 0.0% vs 05-2026lowest value
07-2026: 0.2%● 0.0% vs 06-2026lowest value
08-2026: 0.2%● 0.0% vs 07-2026lowest value
09-2026: 0.2%▲ +3.6% vs 08-2026
10-2026: 0.2%▲ +1.5% vs 09-2026
- Size: total assets €243,599 lowers the probability for this profile
- Negative equity -€160,336 raises the probability
- Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
- Founded in 1987 lowers the probability for this profile
No credit on open account
Liquidity short (current ratio 0.04 against 0.02 in 2024; short-term debt: 165.8% and cash: 5.5% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 3%, liquidity 4%, profitability 34%, growth against the median 45%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 34931 sector peers (2025).
NBB · sector comparisonPosition among 34931 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-02-2026, 15 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
15 d late
2024
22 d early
2023
19 d early
2022
62 d early
2021
7 d early
2020
20 d early
2019
35 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 12 January (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €3,128
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 12
- Since
- 2016
- Next accounts
- by 31-01-2027
- 15-02-2026Annual accounts filed
- 30-06-2025Back to profit
- 09-01-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 16-04-1987
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
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