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SIOS GROUP

Active
Private limited company (pre-2019)founded 201214 yrs activeBooiebos 24, 9031 Gent, BelgiumKBO/BCE: BE 0843.078.864
Summary

SIOS GROUP has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100,170 and a net result of €4,533. Equity is growing by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 23% of 752 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch ReportCompare
SIOS GROUPActiveChecked score 82/100
Risk analysis ReportCompare

Overview

What they do
Other education
NACE 85599Vocational training NACE 85592
1 site
How big
€436,148total assets 2025
Staff
8.6 FTE
Equity
€100,170
Profit
€4,533
Turnover not published (abridged schema)
Financially healthy?
82 Excellent Checked score 2025
Bankruptcy chance 12 m
0.4%
Who decides
Largest shareholder
NOVINI · 50%
Holdings
1
Accounts 18 d early0 of 4 deeds read
Why 82- Size: 8.6 FTE, total assets €436,148+ Sector Education (NACE 85)+ Liquidity: current ratio 0.90, cash €56,325+ Figures for FY 2025 (filed 13-07-2026)Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Better than 31% of its sector peers (NACE 85, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 48-1
equity 23.0% of total assets
Liquidity 27-6
short-term debt 73.1% · cash 12.9%
Profitability 46+5
return on assets 1.0%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,717 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● 0.0% vs 11-2024 01-2025: 0.3%▼ -2.5% vs 12-2024lowest value 02-2025: 0.3%● 0.0% vs 01-2025lowest value 03-2025: 0.3%● 0.0% vs 02-2025lowest value 04-2025: 0.3%▲ +8.6% vs 03-2025 05-2025: 0.3%● 0.0% vs 04-2025 06-2025: 0.3%▼ -1.0% vs 05-2025 07-2025: 0.4%▲ +38.2% vs 06-2025 08-2025: 0.4%● 0.0% vs 07-2025 09-2025: 0.4%● 0.0% vs 08-2025 10-2025: 0.4%● 0.0% vs 09-2025 11-2025: 0.4%● 0.0% vs 10-2025 12-2025: 0.4%● 0.0% vs 11-2025 01-2026: 0.4%▲ +1.5% vs 12-2025 02-2026: 0.4%● 0.0% vs 01-2026 03-2026: 0.4%● 0.0% vs 02-2026 04-2026: 0.4%▲ +8.4% vs 03-2026 05-2026: 0.4%▼ -0.2% vs 04-2026 06-2026: 0.4%▼ -5.0% vs 05-2026 07-2026: 0.5%▲ +20.5% vs 06-2026highest value 08-2026: 0.4%▼ -26.4% vs 07-2026 09-2026: 0.4%● 0.0% vs 08-2026 10-2026: 0.4%● 0.0% vs 09-2026
  • Size: 8.6 FTE, total assets €436,148 raises the probability for this profile
  • Sector Education (NACE 85) lowers the probability
  • Liquidity: current ratio 0.90, cash €56,325 lowers the probability
  • Figures for FY 2025 (filed 13-07-2026) lowers the probability
Credit up to €8,000 at 30 days acceptable
Liquidity short (current ratio 0.9 against 0.81 in 2024; short-term debt: 73.1% and cash: 12.9% of total assets), and 77% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 85, micro). Better than this share of them on solvency 32%, liquidity 13%, profitability 27%, growth against the median 52%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Size: 8.6 FTE, total assets €436,148
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Sector Education (NACE 85)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 0.90, cash €56,325
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 13-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 752 sector peers (2025).
NBB · sector comparison
Position among 752 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 d early
2024
48 d early
2023
54 d early
2022
14 d early
2021
40 d early
2020
64 d early
2019
14 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 36 days before the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Back to profitnet €4,533
  3. Equity above €100,000Eq €100,170 ▲4.7%

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Total assets 20256 fiscal years filed €436,148 View
  • Active since 2012founded 23-01-2012 14 years View

By topic

Financials

Fiscal year
2025
Total assets
€436,148
Profit
€4,533
Solvency
23.0%
Total assets▲ 10.1%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 13-07-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 31-12-2025Equity above €100,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Other educationNACE 85599
Founded
23-01-2012
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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