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SINT - MAARTEN

Active
Private limited companyfounded 197550 yrs activePostelweg 70, 2490 Balen, BelgiumKBO/BCE: BE 0415.413.287
Summary

SINT - MAARTEN has been active since 1975 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €158,503 and a net result of €50,066. Equity is growing by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 51% of 9523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
SINT - MAARTENActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Plastering work
NACE 43310Site preparation NACE 43120NACE 45410
#2 oldest company in Balen, Construction sector2 sites
Size
€354,322total assets 2025
Equity
€158,503
Profit
€50,066
Turnover not published (abridged schema)
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 28 d early0 of 3 deeds read
Why 96- Sector Specialised construction activities (NACE 43)+ Liquidity: current ratio 1.56, cash €290,461+ Equity €158,503 (44.7% of total assets)+ Founded in 1975Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 68% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 70+8
equity 44.7% of total assets
Liquidity 72+5
short-term debt 55.3% · cash 82.0%
Profitability 86+30
return on assets 14.1%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,515 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%▼ -10.1% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%● 0.0% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.1%▼ -2.4% vs 05-2025 07-2025: 0.2%▲ +25.4% vs 06-2025highest value 08-2025: 0.1%▼ -22.9% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -10.2% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%▼ -1.9% vs 05-2026 07-2026: 0.1%▲ +12.5% vs 06-2026 08-2026: 0.1%▼ -24.8% vs 07-2026lowest value 09-2026: 0.1%● 0.0% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 1.56, cash €290,461 lowers the probability
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Equity €158,503 (44.7% of total assets) lowers the probability
  • Founded in 1975 lowers the probability for this profile
Credit up to €15,000 at 30 days acceptable
Liquidity ample (current ratio 1.56 against 1.31 in 2024; short-term debt: 55.3% and cash: 82% of total assets), but 55.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 48%, liquidity 70%, profitability 71%, growth against the median 82%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 1.56, cash €290,461
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Equity €158,503 (44.7% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 1975
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
28 d early
2024
30 d early
2023
14 d early
2022
32 d early
2021
16 d early
2020
29 d early
2019
24 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 25 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Highest result since 2018net €50,066 ▲115%
  3. Equity above €150,000Eq €158,503 ▲46.2%

Key points

  • Positive: Oldest company in Balen, Construction sectorin the Checked rankings #2 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: Equity rose in 2025from €108,436 to €158,503 ▲ 46.2% View
  • Positive: 6 profitable years in a rowprofit 2025: €50,066 6 years View
  • Active since 1975founded 07-10-1975 50 years View

By topic

Financials

Fiscal year
2025
Total assets
€354,322
Profit
€50,066
Solvency
44.7%
Total assets▲ 19.4%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 03-07-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 31-12-2025Equity above €150,000
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Plastering workNACE 43310
Founded
07-10-1975
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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