Sint Jan
ActiveSummary
The computed 12-month bankruptcy probability of Sint Jan is 4.1% (elevated). The 2025 annual accounts show equity of €314,949 and a net result of -€25,506. Equity is shrinking by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 43% of 3833 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Full-service restaurants
NACE 56111Full-service restaurants NACE 56101
#8 company by total assets in Oostkamp, Accommodation and food service sector1 site
How big
€1.4mtotal assets 2025
- Staff
- 20.8 FTE
- Equity
- €314,949
- Loss
- -€25,506
Turnover not published (abridged schema)
Who decides
Accounts 1 d early0 of 4 deeds read
Why 45- Higher-failure-rate sector- Limited track record- Annual accounts: weaker financial profile- Persistent lossesLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability53▼-10
Solvency48▼-2
Growth32=
Track record94
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.56 against 0.53 in 2024; short-term debt: 47.8% and cash: 18.1% of total assets), and 76.9% of the assets are financed with debt.
Credit check for your own amount and term
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.1%
Return on assets
-1.9%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year -€25,506
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average on the deadline day; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · abbreviated…
- Weakest financial yearnet -€37,200
Financials
Fiscal year 2025Total assets €1.4mLoss -€25,506Solvency 23.1%Liquidity 0.56
Total assets
€1.4m▼ 1.3%
2023 - 2025
Net result
-€25,506▲ 31.4%
2023 - 2025
Equity
€314,949▼ 7.5%
2023 - 2025
Staff (FTE)
20.8▲ 11.2%
2023 - 2025
Financials · fiscal year 2025, abbreviated schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€0.1m--€0.01m€348
Net result€0.1mabove the sector's middle half--€0.04mbelow the sector's middle half-€0.03mbelow the sector's middle half▲ 31.4%
Equity€0.4mabove the sector's middle half-€0.3mwithin the sector's middle half▼ 9.9%€0.3mabove the sector's middle half▼ 7.5%
Total assets€1.4mabove the sector's middle half-€1.4mabove the sector's middle half▼ 1.6%€1.4mabove the sector's middle half▼ 1.3%
Debt€1.0m-€1.0m▲ 1.4%€1.0m▲ 0.7%
Working capital-€0.2mbelow the sector's middle half--€0.3mbelow the sector's middle half▼ 48.7%-€0.3mbelow the sector's middle half▼ 10.3%
Solvency26.9%within the sector's middle half-24.6%within the sector's middle half▼ 2.2pp23.1%within the sector's middle half▼ 1.5pp
Current ratio0.60below the sector's middle half-0.53below the sector's middle half▼ 0.070.56within the sector's middle half▲ 0.04
Return on assets (ROA)7.3%within the sector's middle half--2.7%below the sector's middle half▼ 10.0pp-1.9%within the sector's middle half▲ 0.8pp
Staff (FTE)12.5within the sector's middle half-18.7above the sector's middle half▲ 49.6%20.8above the sector's middle half▲ 11.2%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €348 after a loss of €14,726 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.4m
Fixed assets
€995,367 ▼ 8.9%
Current assets
€367,289 ▲ 27.4%
Equity and liabilities €1.4m
Equity
€314,949 ▼ 7.5%
Debt
€1.0m ▲ 0.7%
Debt's share of the balance-sheet total rises from 75.4% to 76.9%. Equity is lower and debt is higher.
Key figures and ratios
Key figures and ratios
EBITDA
€112,008▼
2024 · €127,742
Cash flow
€86,154▼
2024 · €105,268
Quick ratio
0.52▲
2024 · 0.48
Debt to equity
3.33▲
2024 · 3.06
ROE
-8.1%▲
2024 · -10.9%
Interest coverage
4.33▼
2024 · 5.68
Debt ≤ 1 year
€651,882▲
2024 · €546,326
Debt > 1 year
€396,347▼
2024 · €494,776
Staff costs
€818,994▲
2024 · €681,135
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 748 companies that looked in July 2024 the way this one looks now, 1.3% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency 10 to 30%
- a small loss
1.3%
went bankrupt
1.9%
stopped otherwise
97%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 4.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 748 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €0.7m | €0.7m | €0.8m | ▲ 20.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.2m | €0.1m | €0.1m | ▼ 21.6% |
| Other operating charges640/8 | €0.007m | €0.003m | €0.002m | ▼ 46.3% |
| Non-recurring operating charges66A | €0.007m | - | - | - |
| Gross operating margin9900 | €1.1m | €0.8m | €0.9m | ▲ 14.9% |
| Operating profit (loss)9901 | €0.1m | -€0.01m | €348 | ▲ 102% |
| Financial income75/76B | €89 | €10 | €0 | ▼ 97.0% |
| Recurring financial income75 | €89 | €10 | €0 | ▼ 97.0% |
| Financial charges65/66B | €0.04m | €0.02m | €0.03m | ▲ 15.0% |
| Recurring financial charges65 | €0.04m | €0.02m | €0.03m | ▲ 15.0% |
| Profit (loss) for the period before taxes9903 | €0.1m | -€0.04m | -€0.03m | ▲ 31.4% |
| Profit (loss) for the period9904 | €0.1m | -€0.04m | -€0.03m | ▲ 31.4% |
| Profit (loss) for the period to be appropriated9905 | €0.1m | -€0.04m | -€0.03m | ▲ 31.4% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €1.4m | €1.4m | €1.4m | ▼ 1.3% |
| Formation expenses20 | €0.001m | €0.001m | €0.001m | ▼ 36.4% |
| Fixed assets21/28 | €1.1m | €1.1m | €1.0m | ▼ 8.9% |
| Intangible fixed assets21 | €0.2m | €0.2m | €0.1m | ▼ 11.2% |
| Tangible fixed assets22/27 | €1.0m | €0.9m | €0.9m | ▼ 8.5% |
| Plant, machinery and equipment23 | €0.1m | €0.2m | €0.1m | ▼ 9.8% |
| Furniture and vehicles24 | €0.1m | €0.1m | €0.09m | ▼ 7.9% |
| Other tangible fixed assets26 | €0.8m | €0.7m | €0.6m | ▼ 8.3% |
| Current assets29/58 | €0.3m | €0.3m | €0.4m | ▲ 27.4% |
| Stocks and contracts in progress3 | €0.02m | €0.03m | €0.03m | ▼ 4.8% |
| Stocks30/36 | €0.02m | €0.03m | €0.03m | ▼ 4.8% |
| Amounts receivable within one year40/41 | €0.1m | €0.1m | €0.09m | ▼ 15.7% |
| Trade receivables40 | €0.1m | €0.1m | €0.09m | ▼ 16.8% |
| Other amounts receivable41 | €0.003m | €0.004m | €0.004m | ▲ 15.9% |
| Cash at bank and in hand54/58 | €0.1m | €0.1m | €0.2m | ▲ 65.7% |
| Deferred charges and accrued income490/1 | €0.003m | €0.002m | €0.001m | ▼ 25.4% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €1.4m | €1.4m | €1.4m | ▼ 1.3% |
| Equity10/15 | €0.4m | €0.3m | €0.3m | ▼ 7.5% |
| Contributions10/11 | €0.3m | €0.3m | €0.3m | = |
| Outside capital11 | €0.3m | €0.3m | €0.3m | = |
| Other1109/19 | €0.3m | €0.3m | €0.3m | = |
| Reserves13 | - | €0.07m | €0.04m | ▼ 46.2% |
| Distributable reserves133 | - | €0.07m | €0.04m | ▼ 46.2% |
| Profit (loss) carried forward14 | €0.1m | €455 | €0.005m | ▲ 988% |
| Amounts payable17/49 | €1.0m | €1.0m | €1.0m | ▲ 0.7% |
| Amounts payable after more than one year17 | €0.6m | €0.5m | €0.4m | ▼ 19.9% |
| Financial debts170/4 | €0.6m | €0.5m | €0.4m | ▼ 19.9% |
| Amounts payable within one year42/48 | €0.4m | €0.5m | €0.7m | ▲ 19.3% |
| Current portion of amounts payable after more than one year42 | €0.1m | €0.1m | €0.1m | ▼ 0.9% |
| Trade debts44 | €0.2m | €0.2m | €0.2m | ▲ 3.4% |
| Suppliers440/4 | €0.2m | €0.2m | €0.2m | ▲ 3.4% |
| Advances received on contracts in progress46 | - | €0.005m | - | - |
| Taxes, remuneration and social security45 | €0.1m | €0.2m | €0.2m | ▲ 13.2% |
| Taxes450/3 | €0.06m | €0.07m | €0.08m | ▲ 12.0% |
| Remuneration and social security454/9 | €0.07m | €0.1m | €0.1m | ▲ 13.9% |
| Other amounts payable47/48 | €0.01m | €0.003m | €0.08m | ▲ 2,215% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €102,655 | -€37,200 | -€25,506 | ▲ 31.4% |
| + Depreciation and write-downs630 | €170,662 | €142,467 | €111,660 | ▼ 21.6% |
| Operating cash flow (approximation) | €273,317 | €105,268 | €86,154 | ▼ 18.2% |
| Investment in fixed assets (approximation) | - | -€90,830 | -€14,495 | ▲ 84.0% |
| Change in cash | - | €35,208 | €98,055 | ▲ 179% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
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Of 20,500 companies in this sector we hold annual accounts for 11,468. 7,541 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
4 eventsLatest 30-01-2026Next filing 31-01-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Weakest financial yearnet -€37,200
Net result drops to -€37,200, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Support & recognitions
1 funding sourceFlanders €10,5001 register with a recognitionFASFC 1 site
Flemish government
€10,500
awarded · 2022
FASFC
1
authorised site
Subsidies and aid
Flemish government
2022 · 1 entry · €10,500 awarded · €10,500 paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | €10,500 | €10,500 |
Recognitions · licences · registrations
Food safety, FASFC
1 siteBruggeunit no. 2.319.604.550
Company details
Private limited company · founded 12-07-2021Year ends 30-06Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded12-07-2021
Fiscal year end30-06
Activities, NACEBEL 2025
56111Full-service restaurants
56301Cafés and bars
E-invoicing
Reachable via Peppol
Peppol ID
0208:0771435654
Also
9925:BE0771435654
Registered
22-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2021
Ground area
1,355 m²
Building footprint
469 m²
Volume, LiDAR
3,291 m³
2 parcels, Flanders · tallest building 13.4 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Sint Jan
since 2021unit no. 2.319.604.550
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31022C1040/00V000 | Flanders | 780 m² | 1 · 178 m² | 9.6 m · 2 fl. |
| 31803C1022/00L000 | Flanders | 575 m² | 1 · 291 m² | 13.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies
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