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Sint-Flora

Active
Private limited companyfounded 200916 yrs activeKasteellaan 1, 8630 Veurne, BelgiumKBO/BCE: BE 0821.723.721
Summary

Sint-Flora has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.9m and a net result of €96,336. Equity is growing by ~19.8% per year across the filed fiscal years. Its solvency ranks better than 61% of 1861 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Mixed farming
NACE 01500
#3 company by equity in Veurne, Agriculture, forestry and fishing sector2 sites
Size
€3.7mtotal assets 2025
Equity
€1.9m
Profit
€96,336
Turnover not published (abridged schema)
Financial health
93 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Holdings
2
Accounts 45 d early0 of 4 deeds read
Why 93- Liquidity: current ratio 1.00, cash €40,755+ Size: total assets €3.7m+ Figures for FY 2025 (filed 16-06-2026)+ Founded in 2009Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 47% of its sector peers (NACE 01, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 76+5
equity 51.3% of total assets
Liquidity 50+3
short-term debt 11.4% · cash 1.1%
Profitability 60-19
return on assets 2.6%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (887 companies)
Last 4 months 07-2026: < 0.1%highest value 08-2026: < 0.1%● 0.0% vs 07-2026highest value 09-2026: < 0.1%● 0.0% vs 08-2026highest value 10-2026: < 0.1%● 0.0% vs 09-2026highest value
  • Size: total assets €3.7m lowers the probability for this profile
  • Liquidity: current ratio 1.00, cash €40,755 raises the probability
  • Figures for FY 2025 (filed 16-06-2026) lowers the probability
  • Founded in 2009 lowers the probability for this profile
Credit up to €170,000 at 30 days acceptable
Liquidity tight (current ratio 1.0 against 1.03 in 2024; short-term debt: 11.4% and cash: 1.1% of total assets), and 48.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 01, small). Better than this share of them on solvency 62%, liquidity 55%, profitability 25%, growth against the median 45%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €3.7m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.00, cash €40,755
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 16-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 2009
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
45 d early
2024
42 d early
2023
22 d early
2022
40 d early
2021
23 d early
2020
8 d early
2019
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 30 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Highest result since 2018net €330,120 ▲31.9%

Key points

  • Caution: Result fell in 2025from €330,120 to €96,336 ▼ 70.8% View
  • Positive: Company by equity in Veurne, Agriculture, forestry and…in the Checked rankings #3 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €96,336 8 years View
  • Flemish supportawarded 2022 - 2025 €60,574 View

By topic

Financials

Fiscal year
2025
Total assets
€3.7m
Profit
€96,336
Solvency
51.3%
Total assets▼ 6.1%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 16-06-2026Annual accounts filed
  2. 19-06-2025Annual accounts filed
  3. 31-12-2024Highest result since 2018
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Mixed farmingNACE 01500
Founded
23-12-2009
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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