Skip to content

SINT-AMANDUS

Active
Private limited companyfounded 1988active for 38 yearsAntwerpsesteenweg 432, 9040 Gent, BelgiumKBO/BCE: BE 0433.973.050
Summary

SINT-AMANDUS has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €202,852 and a net result of €11,446. Equity has been growing by about 6.8% per year since 2019. Its solvency ranks better than 54% of 644 sector peers (NACE 47, financial year 2026). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

Source: KBO
Status
Active since 15-04-1988 Normal situation
Activity
Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 28-02-2026
Establishment unit
2.130.926.484 9040 Gent, since 03-07-1992
Financial year end
28 February
Peppol
Reachable since 24-09-2025

Board and ownership

Board
  • CARNOT INVEST BVDirector
Shareholders
  • CARNOTINVEST· score 9430-06-2025 annual accounts of CARNOTINVEST
  • Sam Matthysannual accounts 29-02-2024

Financial position

71 Healthy Checked score 2026
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts to 28-02-2026
Gross margin
€525,292
▲ 3.7%
Turnover
≈ €5.0m
estimated
Profit
€11,446
▼ 64.0%
Equity
€202,852
▲ 6.0%
Total assets
€574,343
▼ 28.9%
Employees on 28-02-2026
9
▼ 30.8%
  • 2026 accounts filed 2 days after the deadline
Score breakdownraises riskSize: 9.4 FTE, total assets €574,343Sector: Retail trade (NACE 47)lowers riskFounded in 1988Liquidity: current ratio 1.61, cash €59,283, halvedShow the evidence

Checked score

Score 2026
71 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 50% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2025
Average
Solvency 60+11
equity 35.3% of total assets
Liquidity 49-18
short-term debt 32.6% · cash 10.3%
Profitability 69-2
return on assets 2.0%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,278 companies, NACE 47, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025lowest value 09-2025: 0.3%▲ +0.1 percentage points vs 08-2025 10-2025: 0.2%▼ -0.1 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.3%▲ +0.1 percentage points vs 08-2026 10-2026: 0.6%▲ +0.3 percentage points vs 09-2026highest value 11-2026: 0.6%● unchanged vs 10-2026highest value
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.61 (1.37 in 2025), above the usual 1.5. Short-term debt is 32.6% and cash 10.3% of total assets. However, 64.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 51% of them on solvency, 49% on liquidity, 49% on profitability and 54% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Size: 9.4 FTE, total assets €574,343
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1988
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Liquidity: current ratio 1.61, cash €59,283, halved
NBB · annual accounts
raises risk · 2026 accounts filed 2 days late
The financial year that closed on 28-02-2026 was due by 30-09-2026 and was filed on 02-10-2026, 2 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2026
2 days late
2025
4 days early
2024
23 days late
2023
47 days early
2022
45 days early
2021
45 days early
2020
7 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 16 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 28-02-2027 and is due by 30-09-2027. Nothing is late today. The company usually files around 26 September (4 of the last 5 accounts filed within 41 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today28-02-2027 year end30-09-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Amendment of the articles · Legal-form change · Resignations & appointmentsRegistered office clause: Vlaams Gewest · 1,500 shares
  2. · Gazette deed Incorporation
All 18 events

Comparable companies

These companies have the same main activity as SINT-AMANDUS: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €484,000 and €764,000, founded between 1976 and 1990.

CompanyTotal assetsGross margin
SINT-AMANDUS Gent€574,343€525,292
SLAGERIJ DE CASTRO Sint-Niklaas€563,242€418,214
KOPP Ukkel€484,000€469,559
ZELFBEDIENING BAERT Maldegem€526,520€529,508
DELCOPRO Herzele€763,767€552,480
SCHROE - THIJS Herk-de-Stad€724,925€407,232
VERWIMP Nijlen€675,009€361,391
Full comparison

Key facts about SINT-AMANDUS

What is the company number of SINT-AMANDUS?
The company number of SINT-AMANDUS is 0433.973.050. The VAT number is the same number with BE in front: BE 0433.973.050.
Where is SINT-AMANDUS based?
The registered office is at Antwerpsesteenweg 432, 9040 Gent.Company details
What does SINT-AMANDUS do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of SINT-AMANDUS?
The legal form of SINT-AMANDUS is Private limited company (BV).
When was SINT-AMANDUS founded?
SINT-AMANDUS was founded on 15-04-1988.
Is SINT-AMANDUS still active?
Yes, SINT-AMANDUS is an active enterprise in the KBO register.
How many employees does SINT-AMANDUS have?
SINT-AMANDUS had an average of 9.4 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
Which joint committee does SINT-AMANDUS fall under?
In its 28-02-2026 annual accounts, SINT-AMANDUS states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of SINT-AMANDUS?
The turnover in financial year 2026 is ≈ €5.0m. This figure is estimated from the gross margin of €525,292 and 44 comparable companies (NACE 47110). It probably lies between €4.0m and €6.8m.
Is SINT-AMANDUS profitable?
In financial year 2026, SINT-AMANDUS made a profit of €11,446.
Where can I find the annual accounts of SINT-AMANDUS?
SINT-AMANDUS filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of SINT-AMANDUS due?
SINT-AMANDUS must file the annual accounts for financial year 2027 by 30-09-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.