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SINGH EXPRESS SHOP

Active
Private limited companyfounded 2022active for 4 yearsSteenberg 13, 3500 Hasselt, BelgiumKBO/BCE: BE 0788.952.072
Summary

The computed 12-month bankruptcy probability of SINGH EXPRESS SHOP is 3.2% (moderate). The 2025 annual accounts show equity of €61,607 and a net result of -€20,645. Equity is growing by about 17% per year across the filed financial years. Its solvency ranks better than 46% of 22,080 sector peers (NACE 47, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
3 sites
Size
€1.9mturnover 2025
Equity
€61,607
Loss
-€20,645
Financial health
50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.2%
Structure
Accounts filed 60 days late2 of 5 deeds read
Why 50raises riskLatest accounts 60 days late; 1 of the last 3 late1 change of registered office in 24 monthsFounded in 2022lowers riskLiquidity: current ratio 0.91, cash €53,802Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 42% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Weak
Solvency 54+5
equity 29.2% of total assets
Liquidity 52+26
short-term debt 58.5% · cash 25.5%
Profitability 18-51
return on assets -9.8%
Bankruptcy probability, 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,203 companies, NACE 47, micro)
Last 24 months 11-2024: 3.0% 12-2024: 3.0%● unchanged vs 11-2024 01-2025: 3.0%● unchanged vs 12-2024 02-2025: 2.9%▼ -0.1 percentage points vs 01-2025 03-2025: 2.8%▼ -0.1 percentage points vs 02-2025 04-2025: 2.6%▼ -0.2 percentage points vs 03-2025 05-2025: 2.7%▲ +0.1 percentage points vs 04-2025 06-2025: 2.6%▼ -0.1 percentage points vs 05-2025 07-2025: 2.7%▲ +0.1 percentage points vs 06-2025 08-2025: 1.8%▼ -0.9 percentage points vs 07-2025 09-2025: 1.8%● unchanged vs 08-2025 10-2025: 1.8%● unchanged vs 09-2025 11-2025: 1.8%● unchanged vs 10-2025 12-2025: 1.8%● unchanged vs 11-2025 01-2026: 1.8%● unchanged vs 12-2025 02-2026: 1.8%● unchanged vs 01-2026 03-2026: 1.8%● unchanged vs 02-2026 04-2026: 1.5%▼ -0.3 percentage points vs 03-2026lowest value 05-2026: 1.6%▲ +0.1 percentage points vs 04-2026 06-2026: 1.6%● unchanged vs 05-2026 07-2026: 1.5%▼ -0.1 percentage points vs 06-2026 08-2026: 2.1%▲ +0.6 percentage points vs 07-2026 09-2026: 5.1%▲ +3.0 percentage points vs 08-2026highest value 10-2026: 3.2%▼ -1.9 percentage points vs 09-2026
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.91, compared with 1.57 in 2024, below 1; short-term debt: 58.5% and cash: 25.5% of total assets), and 70.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 45% on solvency, 56% on liquidity, 21% on profitability and 47% on growth.

The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Latest accounts 60 days late; 1 of the last 3 late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 0.91, cash €53,802
NBB · annual accounts
raises risk · Founded in 2022
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
60 days late
2024
13 days early
2023
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 16 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 August (3 of the last 3 filed years within 59 days of that day).
Companies Code · seven months
Where today falls in the filing period
16-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Resignation: Gurjashan Singh (director)Registered-office move
  3. Weakest financial yearnet -€20,645

Key points

  • Caution: From profit to loss in 2025after €41,826 in 2024 -€20,645 View
  • Caution: Among the weakest 11% on net resultsector median €5,142 · 22,060 companies -€20,645 View
  • Caution: A director leftlatest change 31-07-2026 · 1 in office 1 left View

By topic

Financials

Financial year
2025
Turnover
€1.9m
Loss
-€20,645
Solvency
29.2%
Turnover▲ 21.4%
Net result
20232025
Go to Financials

Timeline

Events
7
Since
2024
Next accounts
by 31-07-2027
  1. 21-10-2025Appointments: Kuldip Kaur (director) and Gurjashan Singh…
  2. 18-07-2025Annual accounts filed
  3. 31-12-2024Highest result from 2023 to 2025
Go to Timeline

Company details

Sites
3
Legal form
Private limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
28-07-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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