Turnover
≈ €120,000 estimated
The micro format states no turnover.
SINFISC
Overview
Lifetime
2 annual accounts with figures on one time axispeak €60,107 (2025)
€60,107▲ 201%
peak €40,729 (2025)
€40,729▲ 292%
peak €52,106 (2025)
€52,106▲ 358%
€39,926▼ 25.0%
Board1 name since 2023
1 directorMANSUS
Documentsfilings and deeds
12-02-2026169 days before the deadline
2025micro format
Gross margin from €19,997 to €60,107Result from €10,377 to €40,729Equity from €11,377 to €52,106Debts from €53,247 to €39,926
Key points
from the 2025 annual accountsLiquidity
2.24 was 3.42 in 2024
Short-term debts rose from €17,247 to €38,829.
Starting capital
€1,000 1,000 shares
Checked score
97
Excellent
Financially stronger than 75% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,104 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025highest value
08-2025: < 0.1%▼ -0.4 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026lowest value
04-2026: < 0.1%● unchanged vs 03-2026lowest value
05-2026: < 0.1%● unchanged vs 04-2026lowest value
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 2.24, cash €37,982
Figures for financial year 2025 (filed on 13-02-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 53% of them on solvency, 70% on liquidity, 82% on profitability and 97% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as SINFISC has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SINFISC itself is lower: < 0.1% within 12 months. It rests on far more data about SINFISC than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for SINFISC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.24 (3.42 in 2024), above the usual 1.5. Short-term debt is 42.2% and cash 41.3% of total assets. 43.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-02-2026, 169 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
169 days early
2024
29 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 99 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- DEMARSIN Nico 520 sharesdeed of 22-06-2023
- VAN CAPPELLEN Simon 240 sharesdeed of 22-06-2023
- VANDEVELDE Ineke Chris 240 sharesdeed of 22-06-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0802952340
Incorporation
Founding capital of €1,000, 1,000 shares · Founders: DEMARSIN Nico, VAN CAPPELLEN Simon and VANDEVELDE Ineke Chris · Appointment: BV MANSUS (director) · published on 22-06-2023 · Gazette deed
First establishment
Krawatenstraat 44, Kortenaken
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SINFISC Kortenaken | €92,032 | €60,107 | 56.6% | - |
| M.C. CONSULTING Gembloux | €93,479 | €53,600 | 45.3% | - |
| MAVE Consult Zoersel | €88,646 | €53,644 | 79.0% | - |
| J2 Expert-Comptable Charleroi | €92,447 | €64,687 | 50.4% | - |
| ELIROO Aalter | €99,155 | €64,754 | 77.3% | - |
| MINÉGLIUS Woluwe-Saint-Lambert | €83,787 | €51,299 | 66.8% | - |
| FISCALCI Ghent | €77,762 | €54,925 | 64.4% | - |
These companies have the same main activity as SINFISC: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €77,800 and €99,200, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 20-06-2023Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201
- Establishment unit
- 2.347.149.0853470 Kortenaken, since 20-06-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 31-03-2025
Annual accounts 2025
- €60,107▲ 201%
- €40,729▲ 292%
- €52,106▲ 358%
- €92,032▲ 42.4%
- Filing
- Filed on 12-02-2026, 169 days before the end of the filing period
Insights on SINFISC
SINFISC has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52,106 and a net result of €40,729.
Its solvency ranks better than 50% of 15,834 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 12-02-2026, 169 days before the deadline€60,107
▲ 201%
€56,854
▲ 255%
€40,729
▲ 292%
€48,177
▲ 15.5%
56.6%
▲ 39.0 percentage points
2.24
▼ 1.18
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €120,000. Estimated: probably between €97,000 and €170,000.
Balance sheet
balance sheet total €92,032 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
56.6%
Higher than 50% of 15,834 companies in 2025.
2.24
Higher than 50% of 15,606 companies in 2025.
44.3%
Higher than 81% of 15,723 companies in 2025.
SINFISC
Middle half of the sector
80% of the sector
Micro accounts in legal and accounting (NACE 69)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
92,032 | 64,624 | |
21/28 |
5,027 | 5,675 | |
22/27 |
5,027 | 5,675 | |
23 |
1,633 | 1,844 | |
24 |
3,393 | 3,831 | |
29/58 |
87,006 | 58,949 | |
40/41 |
41,148 | 29,104 | |
40 |
24,771 | 8,645 | |
41 |
16,377 | 20,459 | |
54/58 |
37,982 | 29,488 | |
490/1 |
7,876 | 357 | |
| Balance sheet: equity and liabilities | |||
10/49 |
92,032 | 64,624 | |
10/15 |
52,106 | 11,377 | |
10/11 |
1,000 | 1,000 | |
13 |
51,090 | 10,370 | |
133 |
51,090 | 10,370 | |
14 |
16 | 7 | |
17/49 |
39,926 | 53,247 | |
17 |
0 | 36,000 | |
170/4 |
0 | 36,000 | |
42/48 |
38,829 | 17,247 | |
44 |
1,691 | 1,316 | |
440/4 |
1,691 | 1,316 | |
45 |
34,466 | 15,060 | |
450/3 |
34,466 | 15,060 | |
47/48 |
2,672 | 871 | |
492/3 |
1,098 | - | |
| Income statement | |||
9900 |
60,107 | 19,997 | |
630 |
2,853 | 3,115 | |
640/8 |
400 | 858 | |
9901 |
56,854 | 16,024 | |
75/76B |
2 | - | |
75 |
2 | - | |
65/66B |
196 | 291 | |
65 |
196 | 291 | |
9903 |
56,659 | 15,733 | |
67/77 |
15,930 | 5,356 | |
9904 |
40,729 | 10,377 | |
9905 |
40,729 | 10,377 | |
| Appropriation of the result | |||
9906 |
40,736 | 10,377 | |
14P |
7 | - | |
691/2 |
40,720 | 10,370 | |
6921 |
40,720 | 10,370 | |
| Document | |||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 12-02-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankSubsidies and aid
Flemish government 2023 to 2025, 3 entries, €4,793 awarded, €4,793 paid
| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €900 | €1,313 |
| 2024 | 1 | €2,153 | €1,740 |
| 2023 | 1 | €1,740 | €1,740 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 59,707 | 19,139 | ||
| 43,582 | 13,492 | ||
| 2,205 | 8,790 | ||
| 8,494 | - | ||
| 48,177 | 41,702 | ||
| 56.6% | 17.6% | ||
| 2.24 | 3.42 | ||
| 0.77 | 4.68 | ||
| 78.2% | 91.2% | ||
| 44.3% | 16.1% | ||
| over 100 | 65.83 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €2,205 | €8,790 |
| €2,853 | €3,115 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on SINFISC
The operating result for 2025 is over 3.5 times that of 2024.
Debt's share of the balance-sheet total falls from 82.4% to 43.4%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationMANSUS BV
Director, permanent representative DEMARSIN Nico
since 20-06-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 12-02-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 22-06-2023
Permanent representatives 1
Mandates through the years
1 name, the dashed line is todayControl
Founders
DEMARSIN Nico, VAN CAPPELLEN Simon, VANDEVELDE Ineke Chris
This company
SINFISC
Equity €52,106
Profit €40,729 in 2025
Capital
- Contribution
- €1,000
- Shares
- 1,000
- Contribution per share
- €1
- Equity per share
- €52.11 in 2025
- Source
- deed of 22-06-2023
Articles of association
deed of 22-06-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Helft ten laste overdrager en helft ten laste koper(s) naar evenredigheid verworven aantal bij meerdere kopers,ook bij weigering erfgenaam…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Wednesday of June at 19:00
Shareholders
At incorporation
deed of 22-06-2023 ↗
- DEMARSIN Nico 520 shares (52%) · €520
- VAN CAPPELLEN Simon 240 shares (24%) · €240
- VANDEVELDE Ineke Chris 240 shares (24%) · €240
Network & group
No group
SINFISC has no parent and no holdings in its annual accounts. MANSUS is the only director.
At the same address
Krawatenstraat 44, 3470 Kortenaken · 3 other companies| HET EXCUUS
registered office since 24-01-2011 · founded in 2011 |
total assets €25,281 (2024) 0833.106.373 |
| Gilis, Nathalie (sole trader)
establishment since 20-10-2025 |
founded in 2025 1029.395.969 |
| Lumastan
registered office since 06-07-2021 |
founded in 2021 0770.805.847 |
Connections & network
1 current directorThe network lets you explore the ties of SINFISC.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Timeline
5 events since 2023Filings
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed PDFmicro format · 169 days before the deadline
2025
Annual accounts 2024 filed PDFmicro format · 29 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0802952340
2023
IncorporationFounding capital of €1,000, 1,000 shares · Founders: DEMARSIN Nico, VAN CAPPELLEN Simon and VANDEVELDE Ineke Chris · Appointment: BV MANSUS (director) · published on 22-06-20236 points ▸
- Founder, DEMARSIN Nico
- Founder, VAN CAPPELLEN Simon
- Founder, VANDEVELDE Ineke Chris
- Director appointment, BV MANSUS
- Permanent representative, DEMARSIN Nico
- Founding capital, €1,000, 1,000 shares
- The deed holds 3 more points.
First establishment Krawatenstraat 44, Kortenaken
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0802.952.340
- VAT number
- BE 0802.952.340
- Peppol ID
- 0208:0802952340
- Other Peppol ID
- 9925:BE0802952340
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 20-06-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Wednesday of June at 19:00deed of 22-06-2023 (in Dutch)
- Peppol
- Reachable since 31-03-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- SINFISC in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 22-06-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 22-06-2023 (in Dutch)
Activities
NACEBEL 202569201
Certified accountants and tax accountants main activity
Codes under NACEBEL 2008
69201
Accountants main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “1. de boekhouding en de boekhoudkundige diensten organiseren en advies verstrekken inzake de boekhoudkundige organisatie bij ondernemingen…”deed of 22-06-2023 (in Dutch)
15 activities
- 1. de boekhouding en de boekhoudkundige diensten organiseren en advies verstrekken inzake de boekhoudkundige organisatie bij ondernemingen;
- 2. het bepalen van de resultaten en het opmaken van de jaarrekening conform de wettelijke bepalingen ter zake;
- 3. het openen,het houden,het centraliseren en het sluiten van boekingen,geschikt voor het opmaken van de rekeningen;
- 4. alle boekhoudstukken nazien en corrigeren die niet leiden tot een attestering of een expertiseverslag bestemd om aan derden te worden afgegeven;
- 5. de analyse met boekhoudtechnische procedés van de positie en werking van ondernemingen vanuit het oogpunt van hun kredietwaardigheid,rentabiliteit en risico's die niet leidt tot een attestering of een expertiseverslag bestemd om aan derden te worden afgegeven;
- 6. zowel privé- als gerechtelijke expertise met betrekking tot de boekhouding van ondernemingen;
- 7. elke opdracht bedoeld in 4° tot en met 6° uitgevoerd door een gecertificeerd accountant,andere dan de gebruikelijke beroepsbeoefenaar,die leidt tot een attestering of een expertiseverslag bestemd om aan derden te worden afgegeven;
- 8. andere opdrachten waarvan de uitvoering bij of krachtens de wet zijn voorbehouden aan de gecertificeerd accountant;
- 9. het verstrekken van advies in alle fiscale aangelegenheden;
- 10. het bijstaan van de belastingplichtige bij het nakomen van zijn fiscale verplichtingen;
- 11. het vertegenwoordigen van de belastingplichtige bij de belastingdiensten;
- 12. het organiseren van administratieve diensten en advies verstrekken over de administratieve organisatie van ondernemingen.
- 13. advies verstrekken in alle fiscale aangelegenheden;
- 1. de belastingplichtige bijstaan bij het nakomen van zijn fiscale verplichtingen;
- 2. de belastingplichtige vertegenwoordigen bij de belastingdiensten.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Krawatenstraat 44 registered office 3470 Kortenaken | 20-06-2023 | 2.347.149.085 |
Buildings and parcels at the address
- Ground area
- 1,230 m²
- Buildings
- 214 m²
- Volume, LiDAR
- 1,127 m³
- Tallest building
- 9.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 24054A0305/00E006 | 1,230 m² | 1 · 214 m² | 9.0 m · 2 |