Financials
- Fiscal year
- 2024
- Total assets
- €44,946
- Profit
- €4,808
- Solvency
- 49.7%
Total assets▼ 16.3%
Net result
20182024
SINAY & SIS
ActiveSummary
SINAY & SIS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €22,331 and a net result of €4,808. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 37% of 20779 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Computer programming
NACE 62100NACE 62010Business and other management consultancy NACE 70200
1 site
Size
€44,946total assets 2024
- Equity
- €22,331
- Profit
- €4,808
Turnover not published (abridged schema)
Structure
Accounts 63 d overdue0 of 2 deeds read
Why 56Capped at 59: a confirmed filing finding- Latest accounts 117 days late; 1 of the last 3 late+ Sector Computer programming, consultancy and related activities (NACE 62)+ Liquidity: current ratio 1.67, cash €20,759+ Size: total assets €44,946Show the evidence
Checked score
Score 2024
56
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 53% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
A confirmed filing finding caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency
75+17
equity 49.7% of total assets
Liquidity
75+11
short-term debt 50.3% · cash 46.2%
Profitability
82-18
return on assets 10.7%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 4 months
07-2026: 0.1%lowest value
08-2026: 0.1%▲ +37.1% vs 07-2026
09-2026: 0.1%▲ +9.4% vs 08-2026
10-2026: 0.1%▲ +36.6% vs 09-2026highest value
- Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
- Liquidity: current ratio 1.67, cash €20,759 lowers the probability
- Latest accounts 117 days late; 1 of the last 3 late raises the probability
- Size: total assets €44,946 lowers the probability for this profile
Credit up to €1,000 at 30 days only on tighter terms
Liquidity ample (current ratio 1.67 against 1.29 in 2023; short-term debt: 50.3% and cash: 46.2% of total assets), but 50.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 43%, liquidity 58%, profitability 43%, growth against the median 70%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €22,331
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-11-2025, 117 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
117 d late
2023
11 d early
2022
16 d late
2021
62 d late
2020
2 d early
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 36 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Annual accounts filedfiscal year 2022 · micro…
Key points
By topic
Timeline
- Events
- 11
- Since
- 2016
- 25-11-2025Annual accounts filed
- 20-07-2024Annual accounts filed
- 16-08-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Limited partnership
- Activity
- Computer programmingNACE 62100
- Founded
- 27-06-2011
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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