Sin
ActiveSummary
The computed 12-month bankruptcy probability of Sin is 2.0% (moderate). The 2025 annual accounts show negative equity (-€74,447) and a net result of €7,781. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 5% of 3762 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability75▲+36
Solvency0=
Growth78=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.24 against 0.32 in 2024; short-term debt: 177.9% and cash: 42% of total assets), and equity is negative.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-259.8%
Return on assets
27.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 3762 sector peers (2025).
NBB · sector comparisonPosition among 3762 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
21 d late
2023
15 d early
2022
21 d late
2021
29 d late
2020
20 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, abbreviated schema
Equity
-€74,447▲ 9.5%
2024 · -€82,227
Total assets
€28,656▼ 22.5%
2024 · €36,959
Net result
€7,781▲ 195%
2024 · €2,635
Working capital
-€38,556▼ 5.9%
2024 · -€36,414
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€10,420€20,651▲ 98.2%€15,060▼ 27.1%€3,375▼ 77.6%€9,389▲ 178%
Net result€7,139within the sector's middle half€13,042within the sector's middle half▲ 82.7%€11,661within the sector's middle half▼ 10.6%€2,635within the sector's middle half▼ 77.4%€7,781within the sector's middle half▲ 195%
Equity-€109,566below the sector's middle half▲ 6.1%-€96,524below the sector's middle half▲ 11.9%-€84,863below the sector's middle half▲ 12.1%-€82,227below the sector's middle half▲ 3.1%-€74,447below the sector's middle half▲ 9.5%
Total assets€35,350below the sector's middle half▲ 28.7%€41,448below the sector's middle half▲ 17.2%€42,399below the sector's middle half▲ 2.3%€36,959below the sector's middle half▼ 12.8%€28,656below the sector's middle half▼ 22.5%
Debt€144,916▲ 0.5%€137,973▼ 4.8%€127,262▼ 7.8%€119,186▼ 6.3%€103,103▼ 13.5%
Working capital-€13,137within the sector's middle half▼ 38.8%-€13,939within the sector's middle half▼ 6.1%-€30,008within the sector's middle half▼ 115%-€36,414within the sector's middle half▼ 21.3%-€38,556within the sector's middle half▼ 5.9%
Solvency-309.9%below the sector's middle half▲ 115.0pp-232.9%below the sector's middle half▲ 77.1pp-200.2%below the sector's middle half▲ 32.7pp-222.5%below the sector's middle half▼ 22.3pp-259.8%below the sector's middle half▼ 37.3pp
Current ratio0.70within the sector's middle half▼ 0.010.71within the sector's middle half▲ 0.010.39below the sector's middle half▼ 0.320.32below the sector's middle half▼ 0.070.24below the sector's middle half▼ 0.08
Return on assets (ROA)20.2%above the sector's middle half▲ 73.1pp31.5%above the sector's middle half▲ 11.3pp27.5%above the sector's middle half▼ 4.0pp7.1%within the sector's middle half▼ 20.4pp27.2%above the sector's middle half▲ 20.0pp
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 178% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €28,656
Fixed assets
€16,226 ▼ 17.7%
Current assets
€12,430 ▼ 27.9%
Key figures and ratios
EBITDA
€12,889▲
2024 · €7,010
Cash flow
€11,281▲
2024 · €6,271
Quick ratio
0.24▼
2024 · 0.31
Debt to equity
-1.38▲
2024 · -1.45
Interest coverage
2.95▲
2024 · 1.42
Debt ≤ 1 year
€50,985▼
2024 · €53,646
Debt > 1 year
€52,117▼
2024 · €65,540
Income taxes
€778▲
2024 · €324
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,640 companies that looked in July 2024 the way this one looks now, 2.7% went bankrupt within 24 months and 92% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit of 5% of the balance sheet or more
2.7%
went bankrupt
4.9%
stopped otherwise
92%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,640 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,785 | €1,525 | €2,899 | €3,635 | €3,500 | ▼ 3.7% |
| Other operating charges640/8 | €1,834 | €1,039 | €2,046 | €1,660 | €1,794 | ▲ 8.1% |
| Gross operating margin9900 | €14,040 | €23,214 | €20,005 | €8,670 | €14,683 | ▲ 69.4% |
| Operating profit (loss)9901 | €10,420 | €20,651 | €15,060 | €3,375 | €9,389 | ▲ 178% |
| Financial income75/76B | €3,608 | €2 | €3,323 | €4,535 | €3,532 | ▼ 22.1% |
| Recurring financial income75 | €8 | €2 | €0 | €125 | €3,532 | ▲ 2,727% |
| Non-recurring financial income76B | €3,600 | - | €3,323 | €4,410 | €3,532 | ▼ 19.9% |
| Financial charges65/66B | €6,889 | €6,307 | €5,615 | €4,951 | €4,362 | ▼ 11.9% |
| Recurring financial charges65 | €6,889 | €6,307 | €5,615 | €4,951 | €4,362 | ▼ 11.9% |
| Profit (loss) for the period before taxes9903 | €7,139 | €14,346 | €12,768 | €2,959 | €8,559 | ▲ 189% |
| Income taxes67/77 | - | €1,304 | €1,106 | €324 | €778 | ▲ 140% |
| Profit (loss) for the period9904 | €7,139 | €13,042 | €11,661 | €2,635 | €7,781 | ▲ 195% |
| Profit (loss) for the period to be appropriated9905 | €7,139 | €13,042 | €11,661 | €2,635 | €7,781 | ▲ 195% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €35,350 | €41,448 | €42,399 | €36,959 | €28,656 | ▼ 22.5% |
| Fixed assets21/28 | €5,062 | €7,601 | €23,362 | €19,726 | €16,226 | ▼ 17.7% |
| Tangible fixed assets22/27 | €5,062 | €7,601 | €23,362 | €19,726 | €16,226 | ▼ 17.7% |
| Land and buildings22 | €138 | €3,562 | €19,581 | €16,974 | €14,366 | ▼ 15.4% |
| Plant, machinery and equipment23 | €4,924 | €4,039 | €3,780 | €2,753 | €1,860 | ▼ 32.4% |
| Current assets29/58 | €30,288 | €33,848 | €19,038 | €17,233 | €12,430 | ▼ 27.9% |
| Stocks and contracts in progress3 | €508 | €484 | €504 | €428 | €393 | ▼ 8.3% |
| Stocks30/36 | €508 | €484 | €504 | €428 | €393 | ▼ 8.3% |
| Amounts receivable within one year40/41 | €3,752 | €570 | - | €1,459 | - | - |
| Trade receivables40 | €3,752 | €570 | - | €239 | - | - |
| Other amounts receivable41 | - | - | - | €1,220 | - | - |
| Cash at bank and in hand54/58 | €25,710 | €32,445 | €18,534 | €15,345 | €12,037 | ▼ 21.6% |
| Deferred charges and accrued income490/1 | €318 | €349 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €35,350 | €41,448 | €42,399 | €36,959 | €28,656 | ▼ 22.5% |
| Equity10/15 | -€109,566 | -€96,524 | -€84,863 | -€82,227 | -€74,447 | ▲ 9.5% |
| Contributions10/11 | €22,000 | €22,000 | €22,000 | €22,000 | €22,000 | = |
| Reserves13 | - | €13,042 | €24,703 | €27,338 | €35,119 | ▲ 28.5% |
| Distributable reserves133 | - | €13,042 | €24,703 | €27,338 | €35,119 | ▲ 28.5% |
| Profit (loss) carried forward14 | -€131,566 | -€131,566 | -€131,566 | -€131,566 | -€131,566 | = |
| Amounts payable17/49 | €144,916 | €137,973 | €127,262 | €119,186 | €103,103 | ▼ 13.5% |
| Amounts payable after more than one year17 | €101,491 | €90,186 | €78,216 | €65,540 | €52,117 | ▼ 20.5% |
| Financial debts170/4 | €101,491 | €90,186 | €78,216 | €65,540 | €52,117 | ▼ 20.5% |
| Amounts payable within one year42/48 | €43,425 | €47,786 | €49,046 | €53,646 | €50,985 | ▼ 5.0% |
| Current portion of amounts payable after more than one year42 | €10,675 | €11,305 | €11,971 | €12,676 | €13,423 | ▲ 5.9% |
| Trade debts44 | €2,063 | €1,808 | €83 | €7,529 | €578 | ▼ 92.3% |
| Suppliers440/4 | €2,063 | €1,808 | €83 | €7,529 | €578 | ▼ 92.3% |
| Taxes, remuneration and social security45 | €88 | €2,183 | €3,811 | €264 | €893 | ▲ 239% |
| Taxes450/3 | €88 | €2,183 | €3,811 | €264 | €893 | ▲ 239% |
| Other amounts payable47/48 | €30,599 | €32,490 | €33,182 | €33,178 | €36,092 | ▲ 8.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,139 | €13,042 | €11,661 | €2,635 | €7,781 | ▲ 195% |
| + Depreciation and write-downs630 | €1,785 | €1,525 | €2,899 | €3,635 | €3,500 | ▼ 3.7% |
| Operating cash flow (approximation) | €8,924 | €14,566 | €14,561 | €6,271 | €11,281 | ▲ 79.9% |
| Investment in fixed assets (approximation) | - | -€4,063 | -€18,660 | €0 | €0 | - |
| Change in cash | - | €6,735 | -€13,911 | -€3,189 | -€3,308 | ▼ 3.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 21 days late
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 21 days late
2022
31-12
Financial
Highest result since 2018net €13,042 ▲82.7%
Operating result €20,651, net result €13,042, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
31-12
Financial
Back to profitnet €7,139
Net result €7,139 after 3 loss-making years.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 20 days late
2020
31-12
Financial
Weakest financial yearnet -€14,537
Net result drops to -€14,537, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2009
Ground area
142 m²
Building footprint
140 m²
Volume, LiDAR
732 m³
Parcel 72343E1028/00M002, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CAFE SIN
since 20092.179.759.551
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72343E1028/00M002 | Flanders | 142 m² | 1 · 140 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLommel2.179.759.551
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 14,005 companies in sector 56301 we hold annual accounts for 4,897. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-06-2009
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
E-invoicing
Reachable via Peppol
Peppol ID
0208:0812260677
Also
9925:BE0812260677
Registered
25-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.