Turnover
≈ €42,000 estimated
The micro format states no turnover.
SIMVIADEL
Overview
Lifetime
2 annual accounts with figures on one time axispeak €12,878 (2024)
€9,063▼ 29.6%
peak €9,493 (2024)
€6,575▼ 30.7%
peak €18,068 (2025)
€18,068▲ 57.2%
€33,725▼ 51.6%
Board2 names since 2023
2 directorsSIMONART Martin Philippe Michel Fernand Auguste Maximilien Ingrid Christophe and 1 other
Documentsfilings and deeds
08-07-202623 days before the deadline
2025micro format
Gross margin from €12,878 to €9,063Result from €9,493 to €6,575Equity from €11,493 to €18,068Debts from €69,649 to €33,725Cash from €202 to €0
Key points
from the 2025 annual accountsChecked score
70
Healthy
Financially stronger than 39% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2025: 0.4%lowest value
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.5%▲ +0.1 percentage points vs 06-2025
08-2025: 0.5%● unchanged vs 07-2025
09-2025: 0.6%▲ +0.1 percentage points vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.7%▲ +0.1 percentage points vs 11-2025
01-2026: 0.7%● unchanged vs 12-2025
02-2026: 0.7%● unchanged vs 01-2026
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.7%● unchanged vs 03-2026highest value
05-2026: 0.7%● unchanged vs 04-2026
06-2026: 0.7%● unchanged vs 05-2026
07-2026: 0.7%● unchanged vs 06-2026
08-2026: 0.6%▼ -0.1 percentage points vs 07-2026
09-2026: 0.6%● unchanged vs 08-2026
10-2026: 0.6%● unchanged vs 09-2026
11-2026: 0.6%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 1.54, cash €0, halved
Founded in 2023
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €51,793
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 34% of them on solvency, 7% on liquidity, 32% on profitability and 82% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as SIMVIADEL has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SIMVIADEL itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for SIMVIADEL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.54 (1.17 in 2024), above the usual 1.5. Short-term debt is 65.1% and cash 0% of total assets. However, 65.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
23 days early
2024
20 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 2 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
SM
Director, since 07-12-2023
- SIMONART Martin Philippe Michel Fernand Auguste Maximilien Ingrid Christophe 120 sharesdeed of 11-12-2023
- SOCORRO PALOMINO Nuria 80 sharesdeed of 11-12-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1003108474
Incorporation
Founding capital of €2,000, 200 shares · Founders: SIMONART Martin Philippe Michel Fernand Auguste Maximilien Ingrid Christophe and SOCORRO PALOMINO Nuria · Appointments: SIMONART Martin Philippe Michel Fernand Auguste Maximilien Ingrid Christophe (director) and SOCORRO PALOMINO Nuria (director) · published on 11-12-2023 · Gazette deed
First establishment
Rue Saint-Mortier 35, Ellezelles
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SIMVIADEL Ellezelles | €51,793 | €9,063 | 34.9% | - |
| DigiWise Jurbise | €54,667 | €10,926 | 76.8% | - |
| JUNIOR DERYCKERE Mouscron | €48,129 | €7,539 | 28.2% | - |
| Inno@Work Lommel | €48,412 | €8,677 | 12.8% | - |
| Vialau Keerbergen | €52,600 | €8,151 | 82.2% | - |
| HR ADMINISTRATION Herentals | €50,677 | €8,118 | 59.3% | - |
| DLN Consulting Antwerp | €48,856 | €8,240 | 53.7% | - |
These companies have the same main activity as SIMVIADEL: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €48,100 and €54,700, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 07-12-2023Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.353.074.8947890 Ellezelles, since 07-12-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 19-12-2025
Annual accounts 2025
- €9,063▼ 29.6%
- €6,575▼ 30.7%
- €18,068▲ 57.2%
- €51,793▼ 36.2%
- Filing
- Filed on 08-07-2026, 23 days before the end of the filing period
Insights on SIMVIADEL
SIMVIADEL has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,068 and a net result of €6,575.
Its solvency ranks better than 33% of 39,368 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 08-07-2026, 23 days before the deadline€9,063
▼ 29.6%
€8,997
▼ 27.8%
€6,575
▼ 30.7%
€18,068
▲ 57.2%
34.9%
▲ 20.7 percentage points
1.54
▲ 0.37
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €42,000. Estimated: probably between €20,000 and €84,000.
Balance sheet
balance sheet total €51,793 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
34.9%
Higher than 33% of 39,368 companies in 2025.
1.54
Higher than 40% of 38,051 companies in 2025.
12.7%
Higher than 47% of 38,523 companies in 2025.
SIMVIADEL
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
51,793 | 81,142 | |
29/58 |
51,793 | 81,142 | |
40/41 |
51,793 | 80,940 | |
40 |
51,793 | 80,610 | |
41 |
0 | 330 | |
54/58 |
0 | 202 | |
| Balance sheet: equity and liabilities | |||
10/49 |
51,793 | 81,142 | |
10/15 |
18,068 | 11,493 | |
10/11 |
2,000 | 2,000 | |
13 |
16,068 | 9,493 | |
133 |
16,068 | 9,493 | |
17/49 |
33,725 | 69,649 | |
42/48 |
33,725 | 69,649 | |
43 |
12 | - | |
430/8 |
12 | - | |
44 |
8,072 | 55,377 | |
440/4 |
8,072 | 55,377 | |
45 |
13,009 | 10,004 | |
450/3 |
8,209 | 7,604 | |
454/9 |
4,800 | 2,400 | |
47/48 |
12,633 | 4,267 | |
| Income statement | |||
9900 |
9,063 | 12,878 | |
640/8 |
66 | 422 | |
9901 |
8,997 | 12,456 | |
65/66B |
238 | 1 | |
65 |
238 | 1 | |
9903 |
8,759 | 12,455 | |
67/77 |
2,184 | 2,962 | |
9904 |
6,575 | 9,493 | |
9905 |
6,575 | 9,493 | |
| Appropriation of the result | |||
9906 |
6,575 | 9,493 | |
691/2 |
6,575 | 9,493 | |
6921 |
6,575 | 9,493 | |
| Document | |||
The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 08-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| -202 | - | ||
| 18,068 | 11,493 | ||
| 34.9% | 14.2% | ||
| 1.54 | 1.17 | ||
| 1.87 | 6.06 | ||
| 36.4% | 82.6% | ||
| 12.7% | 11.7% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on SIMVIADEL
The operating result for 2025 is 28% lower than in 2024.
Debt's share of the balance-sheet total falls from 85.8% to 65.1%. Equity is higher and debt is lower.
Board & ownership
Board
2 directors, since incorporationDirector (not named in the articles)
since 07-12-2023
term without a fixed end
listed in the 2024 annual accounts, filed on 20-08-2025
Director (not named in the articles)
since 07-12-2023
term without a fixed end
listed in the 2024 annual accounts, filed on 20-08-2025
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Article 12. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”deed of 11-12-2023
Mandates through the years
2 names, the dashed line is todaySIMONART Martin Philippe Michel Fernand Auguste Maximilien Ingrid Christophe
Director (not named in the articles)
Director (not named in the articles)
SOCORRO PALOMINO Nuria
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- SIMONART Martin Philippe Michel Fernand Auguste Maximilien Ingrid Christophe
- Director (not named in the articles), from 07-12-2023 to date
- SOCORRO PALOMINO Nuria
- Director (not named in the articles), from 07-12-2023 to date
Control
Founders
This company
SIMVIADEL
Equity €18,068
Profit €6,575 in 2025
Capital
- Contribution
- €2,000
- Shares
- 200
- Contribution per share
- €10
- Equity per share
- €90.34 in 2025
- Source
- deed of 11-12-2023
Articles of association
deed of 11-12-2023 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitié cédant et moitié acquéreurs, proportionnellement aux actions acquises, mêmes formalités si non actionnaires de plein droit”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of June at 16:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 11-12-2023 ↗
- SIMONART Martin Philippe Michel Fernand Auguste Maximilien Ingrid Christophe 120 shares (60%) · €1,200
- SOCORRO PALOMINO Nuria 80 shares (40%) · €800
Network & group
No group
SIMVIADEL has no parent and no holdings in its annual accounts. SIMVIADEL shares no director with another company.
At the same address
Rue Saint-Mortier 35, 7890 Ellezelles · 5 other companies| PEGIBE
registered office since 01-07-1981 · founded in 1981 · negative equity (2025) |
9.2 FTE (2025) 0421.518.844 |
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establishment since 01-04-1998 · founded in 1998 |
total assets €885,516 (2025) 0462.957.046 |
| MYLORD INVEST
registered office since 20-12-2023 · founded in 2023 |
total assets €585,849 (2025) 1003.670.678 |
| LUKAFIN
registered office since 01-11-2018 |
founded in 2018 0724.674.330 |
| Lions Club de Frasnes-lez-Anvaing et Région du Renaisis
registered office since 16-04-1994 |
founded in 1994 0453.820.141 |
Timeline
Timeline
5 events since 2023Filings
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 23 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1003108474
Annual accounts 2024 filed PDFmicro format · 20 days late
2023
IncorporationFounding capital of €2,000, 200 shares · Founders: SIMONART Martin Philippe Michel Fernand Auguste Maximilien Ingrid Christophe and SOCORRO PALOMINO Nuria · Appointments: SIMONART Martin Philippe Michel Fernand Auguste Maximilien Ingrid Christophe (director) and SOCORRO PALOMINO Nuria (director) · published on 11-12-20238 points ▸
- Registered office clause, rue Saint-Mortier 35, 7890 Ellezelles
- Board rule, 2
- Director appointment, SIMONART Martin Philippe Michel Fernand Auguste Maximilien Ingrid Christophe (director (not named in the articles))
- Director appointment, SOCORRO PALOMINO Nuria (director (not named in the articles))
- Founder, SIMONART Martin Philippe Michel Fernand Auguste Maximilien Ingrid Christophe
- Founder, SOCORRO PALOMINO Nuria
- Founding capital, €2,000, 200 shares
- 200 shares
- The deed holds 3 more points.
First establishment Rue Saint-Mortier 35, Ellezelles
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1003.108.474
- VAT number
- BE 1003.108.474
- Peppol ID
- 0208:1003108474
- Other Peppol ID
- 9925:BE1003108474
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 07-12-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of June at 16:00deed of 11-12-2023 (in French)
- Peppol
- Reachable since 19-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- SIMVIADEL in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 11-12-2023 (in French)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
Codes under NACEBEL 2008
70220
Business consulting main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Les activités de gestion et d'administration de sociétés et entreprises commerciales, industrielles, financières, mobilières et…”deed of 11-12-2023 (in French)
5 activities
- Les activités de gestion et d'administration de sociétés et entreprises commerciales, industrielles, financières, mobilières et immobilières.
- Elle dispose, d’une manière générale, d’une pleine capacité juridique pour accomplir tous les actes et opérations ayant un rapport direct ou indirect avec son objet ou qui seraient de nature à faciliter directement ou indirectement, entièrement ou partiellement, la réalisation de cet objet.
- Elle peut s'intéresser par voie d'association, d'apport, de fusion, d'intervention financière ou autrement dans toutes sociétés, associations ou entreprises dont l'objet est identique, analogue ou connexe au sien ou susceptible de favoriser le développement de son entreprise ou de constituer pour elle une source de débouchés.
- Elle peut exercer les fonctions d’administrateur ou liquidateur dans d’autres sociétés.
- La société peut se porter garant ou fournir des sûretés réelles pour des sociétés ou des personnes privées, au sens le plus large.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue Saint-Mortier 35 registered office 7890 Ellezelles | 07-12-2023 | 2.353.074.894 |
Buildings and parcels at the address
- Ground area
- 2,476 m²
- Buildings
- 217 m²
- Volume, LiDAR
- 2,107 m³
- Tallest building
- 13.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 51017E1175/00G000 | 2,476 m² | 1 · 217 m² | 13.0 m · 3 |