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SIMVER

Active Private limited companyfounded 2000active for 26 yearsKapellestraat 99, 8400 OstendKBO/BCE: BE 0470.085.061 subsidiary of EMLA
SIMVER
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Overview

Lifetime

20 annual accounts with figures on one time axis, 26 filings since 2000
peak €257,170 (2013)
€109,589▼ 22.7%
lowest -€50,341 (2012)
-€6,877▼ €11,138
peak €110,291 (2024)
€103,414▼ 6.2%
€264,437▼ 7.4%
peak 6.6 FTE (2007)
1.7 FTE▼ 22.7%
Board2 names since 2021
2 directorsEMLA and 1 other
Owners
100%EMLA
Documentsfilings and deeds
31-07-2026on the last day
2025abbreviated format
Gross margin from €141,858 to €109,589Loss of €6,877Staff from 2.2 FTE to 1.7 FTECash from €22,488 to €500

Key points

from the 2025 annual accounts

Turnover

≈ €340,000 estimated

The abbreviated format states no turnover.

Debts

€264,437 72% of the balance sheet
Financial debts 54%Suppliers 19%Taxes and wages 13%Other 14%

Of this, €184,526 falls due within a year.

Staff

1.7 FTE from 6.6 in 2007

Between 2007 and 2025, 74% of the full-time equivalents disappeared.

Checked score

65
Healthy
Financially stronger than 32% of micro companies in food and beverage service (NACE 56)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.8% 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.9%▲ +0.1 percentage points vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.8%▼ -0.1 percentage points vs 05-2025 07-2025: 1.1%▲ +0.3 percentage points vs 06-2025highest value 08-2025: 0.7%▼ -0.4 percentage points vs 07-2025lowest value 09-2025: 0.7%● unchanged vs 08-2025lowest value 10-2025: 0.7%● unchanged vs 09-2025lowest value 11-2025: 0.7%● unchanged vs 10-2025lowest value 12-2025: 0.7%● unchanged vs 11-2025lowest value 01-2026: 0.7%● unchanged vs 12-2025lowest value 02-2026: 0.7%● unchanged vs 01-2026lowest value 03-2026: 0.7%● unchanged vs 02-2026lowest value 04-2026: 0.8%▲ +0.1 percentage points vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 1.1%▲ +0.3 percentage points vs 07-2026 09-2026: 1.1%● unchanged vs 08-2026 10-2026: 1.1%● unchanged vs 09-2026 11-2026: 1.1%● unchanged vs 10-2026

Financial strength
Weak

53=equity 28.1% of total assets
25-9short-term debt 50.2% · cash 0.1%
24-9return on assets -1.9%

Score breakdown

raises risk
Sector: Food and beverage service activities (NACE 56)
Liquidity: current ratio 1.97, cash €500, halved
Size: 1.7 FTE, total assets €367,851
lowers risk
Founded in 2000
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 49% of them on solvency, 21% on liquidity, 25% on profitability and 34% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,450 companies had the same profile as SIMVER has now. Each dot stands for 7 companies, two years later.

93.2%
were still trading
5.0%
stopped another way
1.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a small loss

Another 0.3% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of SIMVER itself: 1.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,450 companies, not a prediction for SIMVER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €6,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.97 (2.09 in 2024), above the usual 1.5. Short-term debt is 50.2% and cash 0.1% of total assets. However, 71.9% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
lowers risk · Founded in 2000
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 1.97, cash €500, halved
NBB · annual accounts
raises risk · Size: 1.7 FTE, total assets €367,851
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
2 days early
2023
on the day
2022
32 days early
2021
2 days early
2020
31 days late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 1 day before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

E
EMLA
Director, Stefaan Vervaeke
NJ
Nancy JANSSENS
Director
  • EMLA 100%equity €14,278 (2025) · 2025 annual accounts of EMLA
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0470085061
2 directors appointed, 2 resignations Resignations: EMLA (director) and Nancy JANSSENS (director) · Appointments: EMLA (director) and Nancy JANSSENS (director) · Permanent representative: Stefaan Vervaeke · General meeting of 08-05-2024 · Gazette deed
First establishment INTERMEZZO, Kapellestraat 99, Ostend
Incorporation published on 04-02-2000 · Gazette deed
All 35 events

Comparable companies

same main activity, similar in size and age
Company
SIMVER Ostend €367,851 €109,589 28.1% 1.7
ALKA Genk €465,771 €119,475 80.7% 2.3
GOLF ACADEMY Louvain-la-Neuve Ottignies-Louvain-la-Neuve €460,518 €129,712 33.9% 1.3
STRACCIATELLA Jabbeke €293,884 €121,105 81.1% 1.1
JEAN SCHOOLAERT-NIVILLE Koksijde €326,240 €126,727 93.1% 1.7
Caramba Antwerp €311,268 €144,663 13.4% 2.5
ROYAL CROISSANT Sint-Gillis (bij-Brussel) €520,867 €96,714 9.8% 2.4

These companies have the same main activity as SIMVER: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €294,000 and €521,000, founded between 1981 and 2006.

Official details

Source: KBO
Status
Active since 26-01-2000Normal situation
Activity
Limited-service restaurants, excluding mobile food servicesNACE 56112and 2 others
Joint committee
302Hotels and catering · annual accounts 2025
Establishment unit
2.097.325.8828400 Ostend, since 12-05-2000
Financial year end
31 December
Peppol
Reachable since 04-12-2025
Company details

Annual accounts 2025

€109,589▼ 22.7%
€6,877
€103,414▼ 6.2%
€367,851▼ 7.1%
1.7 FTE▼ 22.7%
Filing
Filed on 31-07-2026, on the last day of the filing period
Financials

Insights on SIMVER

SIMVER files the abbreviated format. That format states no turnover. The gross margin fell from €136,548 in 2006 to €109,589 in 2025.

EMLA holds all the shares.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

abbreviated format, filed on 31-07-2026, on the day of the deadline
€109,589
▼ 22.7%
€15,731
▼ 49.1%
-€6,877
▼ €11,138
€179,516
▼ 11.1%
28.1%
▲ 0.3 percentage points
1.97
▼ 0.12

Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €340,000. Estimated: probably between €260,000 and €420,000.

Balance sheet

balance sheet total €367,851 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

28.1%

Higher than 48% of 4,838 companies in 2025.

1.97

Higher than 75% of 4,737 companies in 2025.

-1.9%

Higher than 27% of 4,761 companies in 2025.

SIMVER Middle half of the sector 80% of the sector Abbreviated accounts in food and beverage service (NACE 56)

Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: top quarter · Staff: bottom quarter

Staff

€43,019

Staff costs divided by the average number of full-time equivalents.

27 hours per contract

contracts started contracts ended

In 2025, 120 short contracts started and 121 ended, on average 27 hours worked per contract. Staff averaged 1.7 full-time equivalents.

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
Balance sheet: assets
20/58 367,851395,946385,647371,818333,148319,065302,122308,451289,207272,966189,501140,740121,904165,909201,734270,670244,458260,102325,765298,071
21/28 3,8088,68816,23717,34232,93824,90833,03149,78259,75273,22148,18156,19585,779127,620167,772205,387190,617220,747224,447258,834
21 -----------------10,31220,62530,937
22/27 3,5088,3884,7805,88521,48113,45121,57438,32548,29561,76436,72444,73874,322116,163156,315194,230179,460199,278203,822227,614
22 -1,1982,3953,5934,7915,9898,36110,73313,10515,4762,3972,8763,3563,9094,461-----
23 754221,3562,2914,9147,1748,23714,02413,03115,53716,98539,72968,430109,316151,395184,103162,469175,423195,191214,620
24 3,4336,7691,028--2884,97713,56822,16030,75117,3432,1332,5362,93945810,12716,99123,8558,63112,994
25 ----11,776---------------
28 30030011,45711,45711,45711,45711,45711,45711,45711,45711,45711,45711,45711,45711,45711,15711,15711,157-283
29/58 364,042387,258369,409354,477300,210294,157269,091258,669229,455199,744141,32084,54436,12538,28933,96365,28353,84139,354101,31839,237
3 5,1304,7105,1864,1392,8444,74910,10811,24410,29811,45710,02412,00711,63111,08011,3367,64110,35410,58010,6626,842
30/36 5,1304,7105,1864,1392,8444,74910,10811,24410,29811,45710,02412,00711,63111,08011,3367,64110,35410,58010,6626,842
40/41 357,325355,875346,134328,024266,456267,031235,718222,548178,948142,33795,81638,4421,03510,7612,062--1,6752,4746,994
40 4,26623-14,4518053874994994994994997,657-222----2,471-
41 353,059355,852346,134313,573265,652266,644235,219222,050178,450141,83895,31730,7851,03510,5392,062--1,67536,994
54/58 50022,48816,74221,17728,25820,61617,32518,93434,74244,82730,07229,25718,66611,75314,56851,60237,81723,21284,32921,683
490/1 1,0874,1861,3481,1372,6511,7625,9395,9435,4661,1245,4084,8394,7934,6965,9966,0415,6703,8883,8533,718
Balance sheet: equity and liabilities
10/49 367,851395,946385,647371,818333,148319,065302,122308,451289,207272,966189,501140,740121,904165,909201,734270,670244,458260,102325,765298,071
10/15 103,414110,291106,03091,70578,97969,96669,85944,89641,40128,81216,432-9,718-20,438-21,89528,44665,97738,00927,7752,360-8,458
10/11 18,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,600
100 ------18,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,600
13 84,81491,69187,43073,10560,37951,36651,25926,29622,80110,2129,4399,4399,4399,4399,4399,4398,0208,0201,9781,978
130/1 --1,8601,8601,8601,860--------------
130 ------1,8601,8601,8601,8601,4791,4791,4791,4791,4791,4796161--
1311 --1,8601,8601,8601,860--------------
132 ---------1,9781,9781,9781,9781,9781,9781,9781,9781,9781,9781,978
133 84,81491,69185,57071,24558,51949,50649,39924,43620,9416,3745,9825,9825,9825,9825,9825,9825,9825,982--
14 -----------11,607-37,757-48,477-49,93440837,93911,3881,154-18,218-29,036
17/49 264,437285,655279,616280,113254,169249,100232,263263,554247,806244,154173,069150,458142,342187,804173,288204,693206,449232,327323,405306,529
17 73,205100,15544,89782,87685,35090,93222,08520,44352,34861,18739,61241,22136,12014,52312,243-----
170/4 73,205100,15544,89782,87685,35090,93222,08520,44352,34861,18739,61241,22136,12014,52312,243-----
42/48 184,526185,361234,719196,288166,871158,052209,794243,077195,458182,968133,458109,237106,222173,281161,045204,693206,449232,327323,405305,208
42 26,95024,62337,97944,52453,31832,84431,26052,42833,50023,42516,30412,83814,16114,0736,348-----
43 68,58663,60163,65866,63159,68058,58649,81349,87138,43821,38218,18111,47412,2756,298------
430/8 68,58663,60163,65866,63159,68058,58649,81349,87138,43821,38218,18111,47412,2756,298------
44 50,50755,53861,48643,38136,98743,50574,309112,84650,47663,95450,25642,81943,39468,34720,34228,67220,14515,67329,88617,289
440/4 50,50755,53861,48643,38136,98743,50574,309112,84650,47663,95450,25642,81943,39468,34720,34228,67220,14515,67329,88617,289
46 ---14,760----------------
45 35,48432,59956,74825,99112,84813,54054,41227,93138,04439,20734,92242,10630,28632,25927,05112,46430,24823,59417,81710,129
450/3 28,27221,64043,79718,1407,5797,91342,11912,73020,78024,64517,10224,27313,80915,72811,5001,06717,06010,2382,718-
454/9 7,21210,96012,9517,8515,2695,62612,29315,20117,26414,56217,82017,83316,47816,53115,55111,39713,18813,35615,09910,129
47/48 3,0009,00014,8501,0004,0389,578--35,00035,00013,795-6,10652,303107,303163,557156,057193,060275,702277,790
492/3 6,705139-9491,94811638535-----------1,321
Income statement
76A -10,4721,159-----212-3,519-------7452,650
9900 109,589141,858165,077128,88587,56998,723174,530210,316205,830206,352242,303246,406257,170222,313170,680249,018244,635245,533213,557136,548
62 73,13291,979109,98781,36540,60555,77297,896165,008136,583146,384175,807184,015199,993206,510158,525155,476170,907151,698151,210112,623
630 2,3605,0743,1613,8207,53911,69216,75118,40716,71916,17330,05937,86441,84144,99046,72757,17055,32954,92047,40045,024
640/8 11,78113,88111,9646,9569,3396,53712,1778,8589,6866,7307,40411,08710,3009,9702,8518,2663,3293,2354,9052,491
66A 6,585--377-------------1,412--
9901 15,73130,92439,96436,36730,08724,72347,70618,04342,84237,06529,03413,4405,036-39,157-37,42328,10615,07135,68010,042-23,590
75/76B 3871,900127295614901421,4731,0486171105276944540183254106
75 3871,900127295614901421,4731,0486171105276944540183254106
65/66B 21,27023,91817,88022,38920,85224,51915,37312,95319,5576,7377,4503,3373,6892,6978001843126279403
65 21,27023,91817,88022,38920,85224,51915,37312,95319,5576,7377,4503,3373,6892,6978001843126279403
9903 -5,1518,90622,21114,2739,29625232,3335,09023,32731,80226,15010,7201,457-41,328-37,52927,96714,79934,38810,962-21,237
67/77 1,7264,6467,8861,5462821457,3711,59410,7394,422---9,0131-24,5658,974144501
9904 -6,8774,26014,32512,7279,01310724,9623,49612,58927,38026,15010,7201,457-50,341-37,53127,96810,23425,41410,818-21,738
789 --------1,978-----------
9905 -6,8774,26014,32512,7279,01310724,9623,49614,56727,38026,15010,7201,457-50,341-37,53127,96810,23425,41410,818-21,738
Appropriation of the result
9906 -6,8774,26014,32512,7279,01310724,9623,49614,56715,773-11,607-37,757-48,477-49,93440839,35711,3887,197-18,218-29,036
791/2 6,877-------------------
691/2 -4,26014,32512,7279,01310724,9623,49614,567773-----1,418-6,042--
6920 ---------381-----1,418-61--
6921 -4,26014,32512,7279,01310724,9623,49614,567392-------5,982--
694/7 ---------15,000----------
695 ---------15,000----------
Social balance sheet
9087 1.72.22.92.12.22.43.13.83.54.24.74.45.25.84.55.25.95.86.65
Hours worked1013 3,2224,0814,4233,8472,3652,6535,7738,3848,2787,3708,2188,2158,8919,3257,3027,7148,7348,0928,8066,817
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 6 older financial years (2000-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 13 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 31-07-2026 2026-00372959 PDF
31-12-2024 abbreviated format 29-07-2025 2025-00333619 PDF
31-12-2023 abbreviated format 31-07-2024 2024-00317228 PDF
31-12-2022 abbreviated format 29-06-2023 2023-00184883 PDF
31-12-2021 abbreviated format 29-07-2022 2022-20259889 PDF
31-12-2020 abbreviated format 31-08-2021 2021-58400388 PDF
31-12-2019 abbreviated format 31-07-2020 2020-38100270 PDF
31-12-2018 abbreviated format 31-07-2019 2019-42200446 PDF
31-12-2017 micro format 31-08-2018 2018-61400108 PDF
31-12-2016 micro format 27-07-2017 2017-37300024 PDF
31-12-2015 abbreviated format 31-08-2016 2016-55500157 PDF
31-12-2014 abbreviated format 31-07-2015 2015-38900592 PDF
31-12-2013 abbreviated format 31-07-2014 2014-38100555 PDF
31-12-2012 abbreviated format 19-08-2013 2013-44200388 PDF
31-12-2011 abbreviated format 30-08-2012 2012-51400149 PDF
31-12-2010 abbreviated format 15-11-2011 2011-61000184 PDF
31-12-2009 abbreviated format 25-06-2010 2010-21200227 PDF
31-12-2008 abbreviated format 23-06-2009 2009-26300039 PDF
31-12-2007 abbreviated format 13-06-2008 2008-21700328 PDF
31-12-2006 abbreviated format 13-06-2007 2007-21100392 PDF
31-12-2005 abbreviated format 14-06-2006 2006-24504967 PDF
31-12-2004 abbreviated format 07-06-2005 2005-21802836 PDF
31-12-2003 abbreviated format 15-06-2004 2004-25004382 PDF
31-12-2002 abbreviated format 14-07-2003 2003-44104305 PDF
31-12-2001 abbreviated format 19-06-2002 2002-23702688 PDF
31-12-2000 abbreviated format 18-09-2001 2001-56701689 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
18,09135,99843,12640,18637,62636,41464,45736,45059,56153,23859,09351,30446,8775,8339,30485,27670,40090,59957,44221,434
-4,5189,33417,48616,54616,55211,79941,71321,90229,30843,55356,20948,58343,298-5,3519,19785,13865,56380,33458,21823,286
2,5659,7102,057-11,77615,5693,56908,4364,09841,21322,0458,28004,83919,23971,94025,19953,87213,297246,530
-21,9885,745-4,435-7,0817,6423,291-1,609-15,808-10,08514,75581510,5916,913-2,816-37,03413,78514,605-61,11762,646-
179,516201,897134,690158,189133,339136,10559,29715,59233,99716,7777,862-24,693-70,097-134,991-127,082-139,410-152,608-192,973-222,087-265,971
28.1%27.9%27.5%24.7%23.7%21.9%23.1%14.6%14.3%10.6%8.7%-6.9%-16.8%-13.2%14.1%24.4%15.5%10.7%0.7%-2.8%
1.972.091.571.811.801.861.281.061.171.091.060.770.340.220.210.320.260.170.310.13
1.952.061.551.781.781.831.231.021.121.030.980.660.230.160.140.280.210.120.280.11
2.562.592.643.053.223.563.325.875.998.4710.53---6.093.105.438.36--
-6.7%3.9%13.5%13.9%11.4%0.2%35.7%7.8%30.4%95.0%159.1%----131.9%42.4%26.9%91.5%458.4%-
-1.9%1.1%3.7%3.4%2.7%0.0%8.3%1.1%4.4%10.0%13.8%7.6%1.2%-30.3%-18.6%10.3%4.2%9.8%3.3%-7.3%
0.851.512.411.791.80---------------

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202531-12-202431-12-202331-12-202231-12-2021
Employees at the balance-sheet date-2322
full-time-2321
part-time----1
in full-time equivalents-2321.6
1.72.12.92.12.2
On a permanent contract-1211
Joined1201229014553
Left1211238914553

Source: social balance sheet in the 2021 to 2025 annual accounts

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€2,565€9,710€2,057-€15,569
€2,360€5,074€3,161€3,820€7,539

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on SIMVER

The operating result for 2025 is 49% lower than in 2024 and the lowest since 2014. It is the second fall in a row.

Debt's share of the balance-sheet total falls from 72.1% to 71.9%. Equity and debt are lower.

Board & ownership

Board

2 directors, last change in 2024
EMLA BV
Director (not named in the articles), permanent representative Stefaan Vervaeke
appointed by deed of 11-06-2024 term without a fixed end
listed in the 2025 annual accounts, filed on 31-07-2026
Nancy JANSSENS
Director (not named in the articles)
appointed by deed of 11-06-2024 term without a fixed end
listed in the 2025 annual accounts, filed on 31-07-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Artikel 12. Vertegenwoordiging van de vennootschap. Iedere bestuurder heeft de meest uitgebreide bevoegdheid om alleen alle handelingen te…”
deed of 11-06-2024
Permanent representatives 1
Stefaan Vervaeke
Permanent representative, for EMLA
appointed by deed of 11-06-2024

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today
EMLA
Director (not named in the articles)
Nancy JANSSENS
Director (not named in the articles)
BoardEarliermandate already running before its first mention
Mandates as a list
  • EMLA
    • Director (not named in the articles), since before 31-12-2021
    • Director (not named in the articles), until 11-06-2024
  • Nancy JANSSENS
    • Director (not named in the articles), since before 31-12-2021
    • Director (not named in the articles), until 11-06-2024

See the board, name and registered office on a given date →

Control

Parent
EMLA
Equity €14,278
Loss €5,874 in 2025 (loss €5,352 in 2024)
Source: accounts EMLA 2025
100%
This company
SIMVER
Equity €103,414
Loss €6,877 in 2025

Capital

Contribution
€18,600
Source
2025 annual accounts

Owners through the years

as the annual accounts name them
EMLA
100%
100%
Owners as a list

Source: lists of holdings in the owners' accounts

Articles of association

deed of 11-06-2024 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of June
Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
“Om welke reden en op welk ogenblik ook, recht algemene vergadering om vereffenaars aan te duiden,bevoegdheden te omlijnen en vergoeding te…”

Capital transactions

Shareholders according to the deeds
Stated in the deed deed of 11-06-2024 ↗
  • EMLA (BE 0898.421.918) all shares

Network & group

Group

EMLA has 1 direct subsidiary (2025 accounts), the bar shows equity in euros
ParentEMLA1 holding, 1 country 2025 accounts

Belgium 1 Equity Result

  • BE SIMVER €103,414 result -€6,877

Source: list of holdings in the 2025 accounts of EMLA. Every holding stands with its own latest accounts.

At the same address

Kapellestraat 99, 8400 Ostend · 1 other company
Vereniging van Mede-eigenaars Residentie Zoë te Oostende, Kapellestraat 99
registered office since 24-02-2011
 founded in 2011
0879.788.317

Connections & network

2 current directors
Depth

The network starts from the directors of SIMVER. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Timeline

35 events since 2000

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBabbreviated format · on the deadline day
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0470085061
Annual accounts 2024 filed PDFabbreviated format · 2 days before the deadline
2024
Annual accounts 2023 filed PDFabbreviated format · on the deadline day
2 directors appointed, 2 resignationsResignations: EMLA (director) and Nancy JANSSENS (director) · Appointments: EMLA (director) and Nancy JANSSENS (director) · Permanent representative: Stefaan Vervaeke · General meeting of 08-05-20248 points ▸
  • General meeting, 08-05-2024
  • Director resignation, EMLA (director (not named in the articles))
  • Director resignation, Nancy JANSSENS (director (not named in the articles))
  • Director appointment, EMLA (director (not named in the articles))
  • Director appointment, Nancy JANSSENS (director (not named in the articles))
  • Permanent representative, Stefaan Vervaeke
  • Registered office clause, Kapellestraat 99, 8400 Oostende
  • EMLA holds all the shares
  • The deed holds 6 more points.

Open the deed in the Belgian Official Gazette

2023
Equity above €100,000 equity €106,030 ▲15.6% After 11 profitable years in a row, equity reaches €106,030.
Annual accounts 2022 filed PDFabbreviated format · 32 days before the deadline
2022
Annual accounts 2021 filed PDFabbreviated format · 2 days before the deadline
2021
Annual accounts 2020 filed PDFabbreviated format · 31 days late
2020
Annual accounts 2019 filed PDFabbreviated format · on the deadline day
2019
Annual accounts 2018 filed PDFabbreviated format · on the deadline day
2018
Annual accounts 2017 filed PDFmicro format · 31 days late
2017
Annual accounts 2016 filed PDFmicro format · 4 days before the deadline
2016
Annual accounts 2015 filed PDFabbreviated format · 31 days late
2015
Annual accounts 2014 filed PDFabbreviated format · on the deadline day
2014
Annual accounts 2013 filed PDFabbreviated format · on the deadline day
2013
Back to profit net €1,457 The net result is €1,457, after 2 loss-making years.
Annual accounts 2012 filed PDFabbreviated format · 19 days late
2012
Weakest financial year net -€50,341 The net result drops to -€50,341, the lowest from 2006 to 2025. It recovers the following year.
Annual accounts 2011 filed PDFabbreviated format · 30 days late
2011
Annual accounts 2010 filed PDFabbreviated format · 107 days late
2010
Highest result from 2006 to 2025 net €27,968 ▲173% The net result of €27,968 is the highest of those years.
Annual accounts 2009 filed PDFabbreviated format · 36 days before the deadline
2009
Annual accounts 2008 filed PDFabbreviated format · 38 days before the deadline
2008
Annual accounts 2007 filed PDFabbreviated format · 48 days before the deadline
2007
Back to profit net €10,818 The net result is €10,818, after one loss-making year.
Annual accounts 2006 filed PDFabbreviated format · 48 days before the deadline
2006
Annual accounts 2005 filed PDFabbreviated format
2005
Annual accounts 2004 filed PDFabbreviated format
2004
Annual accounts 2003 filed PDFabbreviated format
2003
Annual accounts 2002 filed PDFabbreviated format
2002
Annual accounts 2001 filed PDFabbreviated format
2001
Annual accounts 2000 filed PDFabbreviated format
2000
First establishment INTERMEZZO, Kapellestraat 99, Ostend
Incorporation published on 04-02-2000

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

SIMVER was incorporated on 26 January 2000.1 Total assets rose from €308,451 in 2018 to €367,851 in 2025 and headcount from 3.8 to 1.7 full-time equivalents.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0470.085.061
VAT number
BE 0470.085.061
Peppol ID
0208:0470085061
Other Peppol ID
9925:BE0470085061
Legal form
Private limited company
Status
Active, normal situation
Founded
26-01-2000
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of June
deed of 11-06-2024 (in Dutch)
Peppol
Reachable since 04-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
SIMVER in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 11-06-2024 (in Dutch)

Activities

NACEBEL 2025
VAT activities
56112 Limited-service restaurants, excluding mobile food services main activity
56301 Cafés and bars
Social security (RSZ) activities
56111 Full-service restaurants main activity
Joint committees annual accounts 2025
JC 302 Hotels and catering
Codes under NACEBEL 2008
VAT activities
56102 Limited-service restaurants main activity
56301 Cafés and bars
Social security (RSZ) activities
56101 Full-service restaurants main activity
Codes under NACEBEL 2003
VAT activities
55302 main activity
55401
Social security (RSZ) activities
55302 main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“De vennootschap heeft tevens tot voorwerp,zo in België als in het buitenland,hetzij rechtstreeks,hetzij als tussenpersoon,alle activiteiten…”
10 activities
  1. De vennootschap heeft tevens tot voorwerp,zo in België als in het buitenland,hetzij rechtstreeks,hetzij als tussenpersoon,alle activiteiten als holding,patrimoniumvennootschap,beheermaatschappij,managementvennootschap,financier,adviseur op alle domeinen waarin zij competent is,en waarin zij actief mag zijn in overeenstemming met de wettelijke reglementeringen,dit alles ter uitsluiting van de activiteiten inzake beleggingsadvies en vermogensbeheer die overeenkomstig de wet van vier december negentienhonderd negentig en latere uitvoeringsbesluiten aan een wettelijk erkennings- en inschrijvingsregime onderworpen zijn,en voor zover daartoe geen erkenning en inschrijving werd bekomen,en ter uitsluiting van alle andere activiteiten wettelijk voorbehouden aan erkende financiële instellingen en andere tussenpersonen.
  2. Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen,zowel van goederen gelegen in België of in het buitenland,al dan niet onder de toepassing van de BTW;alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden,het oprichten,het aankopen,verkopen,ruilen,bouwen,herstellen en tot waarde brengen,verbouwen,laten opschikken,laten uitrusten,ombouwen,verfraaien,onderhouden,verhuren,huren,leasen of in leasing geven,verkavelen,urbaniseren,prospecteren en uitbaten van onroerende goederen,of er om het even welk ander persoonlijk of zakelijk recht op te verlenen of te verwerven;de aan- en verkoop,huur en verhuur van roerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen,alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze roerende en onroerende goederen.Deze handelingen kunnen worden gesteld met het oog op beheer,wederbelegging en opbrengst,doch zij zal echter niet de activiteit van vastgoedmakelaar mogen uitoefenen.
  3. Projectontwikkeling voor de nieuwbouw van individuele woningen of voor renovatiewerken,voor de bouw van appartementsgebouwen,voor de bouw of de aanleg van:commerciële centra,industriële centra,hotels,industriezones,markten,jachthavens,wintersportcentra,enz.,en voor de aanleg of renovatie van stadswijken;en toezicht op de bouwwerkzaamheden.
  4. Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend patrimonium,alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals het verwerven door inschrijving of aankoop en het beheren van aandelen,obligaties,kasbons,waardepapieren,staatsfondsen of andere roerende waarden,van welke vorm ook,van Belgische of buitenlandse,bestaande of nog op te richten rechtspersonen en ondernemingen.
  5. De vennootschap mag alle verrichtingen stellen van burgerlijke,commerciële,industriële,onroerende,roerende of financiële aard die rechtstreeks of onrechtstreeks betrekking hebben op haar voorwerp,er mee verwant of verknocht zijn of er de verwezenlijking van zouden kunnen bevorderen.Zij mag deze activiteiten uitvoeren voor eigen rekening,voor rekening van derden of in deelneming met derden,in commissie,als tussenpersoon of als vertegenwoordiger.
  6. De vennootschap mag betrokken zijn bij het optreden als tussenpersoon bij onderhandelingen door gehele of gedeeltelijke overname van aandelen;in de meest ruime betekenis,het deelnemen aan emissieverrichtingen van aandelen en vastrentende waarden door intekening,waarborgplaatsing,verhandeling of anderszins,alsmede het verwezenlijken van om het even welke verrichtingen inzake portefeuille- of kapitaalbestuur en beleggingen van allerlei aard;
  7. Bovenvermelde opsomming is niet beperkend doch enkel van aanwijzende aard,zodat de vennootschap alle handelingen kan stellen,die op welke wijze ook kunnen bijdragen tot de verwezenlijking van haar voorwerp.
  8. De vennootschap mag geenszins aan vermogensbeheer of beleggingsadvies doen als bedoeld in Wet van vijfentwintig oktober tweeduizend zestien betreffende de toegang tot het beleggingsdienstenbedrijf en betreffende het statuut van en het toezicht op de vennootschappen voor vermogensbeheer en beleggingsadvies.
  9. De vennootschap zal zich dienen te onthouden van werkzaamheden die onderworpen zijn aan reglementaire bepalingen voor zover de vennootschap zelf niet aan deze bepalingen voldoet.
  10. De vennootschap mag haar voorwerp verwezenlijken,zowel in België als in het buitenland,op alle wijzen en manieren die haar het meest geschikt of nuttig lijkt.
deed of 11-06-2024 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit numberFASFC approval
INTERMEZZO registered office Kapellestraat 99, 8400 Ostend 12-05-2000 2.097.325.882 Restaurant

Buildings and parcels at the address

Ground area
175 m²
Buildings
175 m²
Volume, LiDAR
1,788 m³
Tallest building
16.0 m
Buildings to scale, each on its own parcel
175 m², 15.9 m 175 m², 15.9 m

Location

registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
35013A1349/00D000175 m² 1 · 175 m² 15.9 m · 4

Recognitions

Food safety, FASFC

1 site
Ostendunit number 2.097.325.882
1 permission
Authorisation · Restaurant · since 01-01-2006

Source: FAVV-AFSCA, open data, updated on 02-11-2026

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