SIMUL FORTIS V
ActiveSIMUL FORTIS V has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €165k and a net result of €55k. Its solvency ranks better than 48% of 1902 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-9
Solvency79▼-13
Growth52
Track record82
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days only on tighter terms
Liquidity ample (current ratio 1.7 against 2.89 in 2024; short-term debt: 46.1% and cash: 5.1% of total assets), and 46.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.5%
Return on assets
17.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
11 d early
2024
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€165k▲ 49.7%
2024 · €110k
2024: €110k
2024 → 2025
Total assets
€308k▲ 87.1%
2024 · €164k
2024: €164k
2024 → 2025
Net result
€55k▼ 47.5%
2024 · €104k
2024: €104k
2024 → 2025
Working capital
€99k▼ 3.4%
2024 · €103k
2024: €103k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€110k-€165k▲ 49.7%
Operating result€136k-€100k▼ 26.6%
Net result€104k-€55k▼ 47.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €308k
Fixed assets
€67k▲ 805%
Current assets
€241k▲ 53.3%
Equity and liabilities €308k
Equity
€165k▲ 49.7%
Debt
€143k▲ 163%
The debt ratio rises from 33.1% to 46.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€109k▼
2024 · €137k
Cash flow
€64k▼
2024 · €105k
Solvency
53.5%▼
2024 · 66.9%
Current ratio
1.70▼
2024 · 2.89
Quick ratio
1.70▼
2024 · 2.89
Debt / equity
0.87▲
2024 · 0.49
ROE
33.2%▼
2024 · 94.5%
ROA
17.8%▼
2024 · 63.3%
Interest coverage
13.95▼
2024 · 459.05
Debt
€143k▲
2024 · €54k
Debt ≤ 1 year
€142k▲
2024 · €54k
Income taxes
€38k▲
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€164k€308k▲
Fixed assets21/28€7k€67k▲
Tangible fixed assets22/27€7k€67k▲
Furniture and vehicles24€1k€61k▲
Other tangible fixed assets26€6k€6k▼
Current assets29/58€157k€241k▲
Amounts receivable after more than one year29-€51k
Other amounts receivable291-€51k
Amounts receivable within one year40/41€110k€174k▲
Trade receivables40€56k€165k▲
Other amounts receivable41€54k€8k▼
Cash at bank and in hand54/58€47k€16k▼
Equity and liabilities
Total equity and liabilities10/49€164k€308k▲
Equity10/15€110k€165k▲
Contributions10/11€6k€6k=
Reserves13€104k€159k▲
Distributable reserves133€104k€159k▲
Amounts payable17/49€54k€143k▲
Amounts payable within one year42/48€54k€142k▲
Trade debts44€816€1k▲
Suppliers440/4€816€1k▲
Taxes, remuneration and social security45€44k€91k▲
Taxes450/3€43k€91k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€9k€49k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€593€9k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€140k€113k▼
Operating profit (loss)9901€136k€100k▼
Financial income75/76B-€90
Recurring financial income75-€90
Financial charges65/66B€298€8k▲
Recurring financial charges65€298€8k▲
Profit (loss) for the period before taxes9903€136k€92k▼
Income taxes67/77€32k€38k▲
Profit (loss) for the period9904€104k€55k▼
Profit (loss) for the period to be appropriated9905€104k€55k▼
Appropriation of the result
Profit (loss) to be appropriated9906€104k€55k▼
Transfer to equity691/2€104k€55k▼
To other reserves6921€104k€55k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €165k ▲49.7%
2 profitable years in a row build equity to €165k.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schaliënstraat 52000 AntwerpenGround area
521 m²
Building footprint
479 m²
Volume, LiDAR
8,699 m³
2 parcels, Flanders · tallest building 22.8 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
SIMUL FORTIS V
since 20242.356.549.375
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3943/00P000 | Flanders | 391 m² | 1 · 391 m² | 22.8 m · 7 fl. |
| 11810K2761/00C003 | Flanders | 130 m² | 1 · 88 m² | 14.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,153 companies in sector 63920 we hold annual accounts for 1,523. 1,230 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2024
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.