SIMTEC
ActiveSummary
SIMTEC has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €426k and a net result of €-42k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 77% of 2331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▼-12
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.41 against 2.33 in 2024; short-term debt: 6.5% and cash: 10.9% of total assets), and 14.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
27 d early
2023
27 d late
2022
52 d late
2021
30 d late
2020
31 d late
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€426k▼ 8.9%
2024 · €468k
2018: €443k
2019: €477k
2020: €400k
2021: €436k
2022: €499k
2023: €462k
2024: €468k
2018 → 2025
Total assets
€501k▼ 9.8%
2024 · €555k
2018: €503k
2019: €518k
2020: €529k
2021: €543k
2022: €575k
2023: €579k
2024: €555k
2018 → 2025
Net result
€-42k
2024 · €5k
2018: €9k
2019: €34k
2020: €-78k
2021: €37k
2022: €63k
2023: €4k
2024: €5k
2018 → 2025
Working capital
€46k▲ 1.0%
2024 · €45k
2018: €5k
2019: €68k
2020: €8k
2021: €20k
2022: €-7k
2023: €10k
2024: €45k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€436k-€499k▲ 14.3%€462k▼ 7.4%€468k▲ 1.2%€426k▼ 8.9%
Operating result€40k-€67k▲ 68.0%€9k▼ 86.6%€11k▲ 26.9%€-39k
Net result€37k-€63k▲ 70.3%€4k▼ 92.9%€5k▲ 21.4%€-42k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €39k after €11k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €501k
Fixed assets
€423k ▼ 11.2%
Current assets
€78k ▼ 1.3%
Equity and liabilities €501k
Equity
€426k ▼ 8.9%
Debt
€75k ▼ 14.3%
Debt's share of the balance-sheet total falls from 15.7% to 14.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€43k▼
2024 · €90k
Cash flow
€40k▼
2024 · €84k
Current ratio
2.41▲
2024 · 2.33
Debt to equity
0.18▼
2024 · 0.19
ROE
-9.8%▼
2024 · 1.2%
ROA
-8.3%▼
2024 · 1.0%
Interest coverage
13.01▼
2024 · 20.42
Debt ≤ 1 year
€32k▼
2024 · €34k
Debt > 1 year
€42k▼
2024 · €53k
Income taxes
€362▼
2024 · €2k
Staff costs
€52k▲
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€555k€501k▼
Fixed assets21/28€476k€423k▼
Tangible fixed assets22/27€475k€422k▼
Land and buildings22€248k€235k▼
Plant, machinery and equipment23€176k€130k▼
Furniture and vehicles24€21k€22k▲
Other tangible fixed assets26€30k€35k▲
Financial fixed assets28€487€487=
Current assets29/58€79k€78k▼
Amounts receivable within one year40/41€23k€6k▼
Trade receivables40€2k€1k▼
Other amounts receivable41€21k€5k▼
Cash at bank and in hand54/58€49k€54k▲
Deferred charges and accrued income490/1€8k€18k▲
Equity and liabilities
Total equity and liabilities10/49€555k€501k▼
Equity10/15€468k€426k▼
Contributions10/11€62k€62k=
Outside capital11€62k€62k=
Other1109/19€62k€62k=
Reserves13€406k€364k▼
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Distributable reserves133€400k€358k▼
Amounts payable17/49€87k€75k▼
Amounts payable after more than one year17€53k€42k▼
Financial debts170/4€53k€42k▼
Amounts payable within one year42/48€34k€32k▼
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€3k€6k▲
Remuneration and social security454/9€3k€6k▲
Other amounts payable47/48€15k€12k▼
Income statement
Code20242025
Remuneration, social security and pensions62€24k€52k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€78k€82k▲
Other operating charges640/8€7k€19k▲
Gross operating margin9900€121k€114k▼
Operating profit (loss)9901€11k€-39k▼
Financial income75/76B€235€700▲
Recurring financial income75€235€700▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€7k€-41k▼
Income taxes67/77€2k€362▼
Profit (loss) for the period9904€5k€-42k▼
Profit (loss) for the period to be appropriated9905€5k€-42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€-42k▼
Transfer from equity791/2-€42k
Transfer to equity691/2€5k-
To other reserves6921€5k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
21-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 52 days late
2022
31-12
Financial
Highest result since 2018net €63k ▲70.3%
Operating result €67k, net result €63k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €37k
Net result €37k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-78k ▼329%
Net result drops to €-78k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 3.08
Current ratio from 1.13 to 3.08; short-term debt falls from €39k to €33k.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2000
Ground area
3,391 m²
Building footprint
968 m²
Volume, LiDAR
22,097 m³
2 parcels, Wallonia · tallest building 30.8 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
SIMTEC
since 20002.228.065.056
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25782D1107/00F000 | Wallonia | 3,216 m² | 1 · 811 m² | 30.8 m · 9 fl. |
| 92135E0304/00_000 | Wallonia | 176 m² | 1 · 157 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 3,570 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-06-2000
Fiscal year end31-12
Activities, NACEBEL 2025
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:simtec@skynet.be
Phone:067.22.10.44
General meetings
1 convocationOrdinary general meeting
Agenda
1. Beheersverslag van de raad van bestuur. 2. Verslag van de commissaris. 3. Goedkeuring van de balans en de resultatenrekening. 4. Bestemming van het resultaat. 5. Kwijting te verlenen aan de bestuurders en commissarissen. 6. Statutaire benoemingen. (AOPC-1-13-00632/ 31.05) (18550) SIMTEC, société anonyme, chemin du Grand Ry 139, 5100 WEPION Numéro d’entreprise 0472.229.949 Assemblée ordinaire au siège social le 22/06/2013, à 18 heures. Ordre du jour : Rapport du C.A. Approbation comptes annuels. Affectation résultats. Décharge administrateurs. Divers. (AOPC-1-13-00357/ 31.05) (18551) « SA STOCKER INDUSTRIE NV », société anonyme, avenue Brugmann 49, 1060 BRUXELLES Numéro d’entreprise 0430.0 ...