SIMRON is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €669k and a net result of €54k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 90% of 8018 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
64 d early
2024
44 d early
2023
43 d early
2022
41 d early
2021
24 d early
2020
23 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€669k▲ 8.7%
2024 · €615k
2018: €567k
2019: €607k
2020: €538k
2021: €586k
2022: €607k
2023: €651k
2024: €615k
2018 → 2025
Net result
€54k▲ 2.8%
2024 · €52k
2018: €32k
2019: €40k
2020: €46k
2021: €48k
2022: €48k
2023: €45k
2024: €52k
2018 → 2025
Total assets
€725k▲ 9.7%
2024 · €661k
2018: €639k
2019: €677k
2020: €723k
2021: €643k
2022: €662k
2023: €706k
2024: €661k
2018 → 2025
Solvency
92.3%▼ 0.8pp
2024 · 93.1%
2018: 88.7%
2019: 89.6%
2020: 74.4%
2021: 91.2%
2022: 91.6%
2023: 92.2%
2024: 93.1%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€586k-€607k▲ 3.4%€651k▲ 7.3%€615k▼ 5.5%€669k▲ 8.7%
Operating result€74k-€73k▼ 1.0%€69k▼ 5.1%€81k▲ 16.4%€82k▲ 2.1%
Net result€48k-€48k▼ 1.3%€45k▼ 6.3%€52k▲ 16.9%€54k▲ 2.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €725k
Fixed assets
€515k▼ 1.6%
Current assets
€210k▲ 52.5%
Equity and liabilities €725k
Equity
€669k▲ 8.7%
Debt
€56k▲ 22.6%
The debt ratio rises from 6.9% to 7.7%. Equity and debt are higher.
Key figures and ratios
Solvency
92.3%▼
2024 · 93.1%
ROE
8.0%▼
2024 · 8.5%
ROA
7.4%▼
2024 · 7.9%
Debt
€56k▲
2024 · €45k
Debt ≤ 1 year
€56k▲
2024 · €45k
Income taxes
€26k▲
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€661k€725k▲
Fixed assets21/28€523k€515k▼
Tangible fixed assets22/27€10k€2k▼
Furniture and vehicles24€10k€2k▼
Financial fixed assets28€513k€513k=
Current assets29/58€137k€210k▲
Cash at bank and in hand54/58€136k€208k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€661k€725k▲
Equity10/15€615k€669k▲
Contributions10/11€336k€336k=
Reserves13€278k€331k▲
Distributable reserves133€278k€331k▲
Profit (loss) carried forward14€2k€2k=
Amounts payable17/49€45k€56k▲
Amounts payable within one year42/48€45k€56k▲
Trade debts44€1k€0▼
Suppliers440/4€1k€0▼
Taxes, remuneration and social security45€7k€23k▲
Taxes450/3€7k€23k▲
Remuneration and social security454/9-€13
Other amounts payable47/48€37k€33k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k▼
Other operating charges640/8€671€1k▲
Gross operating margin9900€91k€92k▲
Operating profit (loss)9901€81k€82k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€78k€80k▲
Income taxes67/77€26k€26k▲
Profit (loss) for the period9904€52k€54k▲
Profit (loss) for the period to be appropriated9905€52k€54k▲
Appropriation of the result
Profit (loss) to be appropriated9906€54k€56k▲
Profit (loss) brought forward from the previous period14P€2k€2k=
Transfer from equity791/2€88k-
Transfer to equity691/2€52k€54k▲
To other reserves6921€52k€54k▲
Profit to be distributed694/7€88k-
Return on contributions (dividend)694€88k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €54k ▲2.8%
Operating result €82k, net result €54k, both a record.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laakdal · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Veerlebaan 752430 LaakdalGround area
911 m²
Building footprint
220 m²
Volume, LiDAR
1,156 m³
Parcel 13007C0052/00Y002, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Simron
since 20122.215.701.516
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13007C0052/00Y002 | Flanders | 911 m² | 1 · 220 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,365 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2012
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.