SIMPLIVITI
ActiveSummary
SIMPLIVITI has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €108,974 and a net result of €33,373. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 78% of 17213 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 5.65 against 6.8 in 2024; short-term debt: 17.4% and cash: 84.1% of total assets), and 17.4% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.6%
Return on assets
25.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
21 d early
2024
on the day
2023
6 d early
2022
6 d early
2021
16 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€108,974▲ 44.1%
2024 · €75,601
Total assets
€131,969▲ 49.9%
2024 · €88,049
Net result
€33,373
2024 · -€17,973
Working capital
€107,018▲ 48.3%
2024 · €72,160
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€53,401-€67,555▲ 26.5%€9,507▼ 85.9%-€16,410€42,748
Net result€39,041within the sector's middle half-€47,280above the sector's middle half▲ 21.1%€4,253within the sector's middle half▼ 91.0%-€17,973below the sector's middle half€33,373within the sector's middle half
Equity€42,041within the sector's middle half-€89,321within the sector's middle half▲ 112%€93,574within the sector's middle half▲ 4.8%€75,601within the sector's middle half▼ 19.2%€108,974within the sector's middle half▲ 44.1%
Total assets€65,623below the sector's middle half-€137,678within the sector's middle half▲ 110%€127,473within the sector's middle half▼ 7.4%€88,049within the sector's middle half▼ 30.9%€131,969within the sector's middle half▲ 49.9%
Debt€23,581-€48,357▲ 105%€33,898▼ 29.9%€12,448▼ 63.3%€22,995▲ 84.7%
Working capital€33,609within the sector's middle half-€80,122within the sector's middle half▲ 138%€85,712within the sector's middle half▲ 7.0%€72,160within the sector's middle half▼ 15.8%€107,018within the sector's middle half▲ 48.3%
Solvency64.1%within the sector's middle half-64.9%within the sector's middle half▲ 0.8pp73.4%within the sector's middle half▲ 8.5pp85.9%above the sector's middle half▲ 12.5pp82.6%above the sector's middle half▼ 3.3pp
Current ratio2.43within the sector's middle half-2.66within the sector's middle half▲ 0.233.53within the sector's middle half▲ 0.876.80above the sector's middle half▲ 3.275.65above the sector's middle half▼ 1.14
Return on assets (ROA)59.5%above the sector's middle half-34.3%above the sector's middle half▼ 25.2pp3.3%below the sector's middle half▼ 31.0pp-20.4%below the sector's middle half▼ 23.7pp25.3%within the sector's middle half▲ 45.7pp
Staff (FTE)10.3▼ 70.0%
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €42,748 after a loss of €16,410 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €131,969
Fixed assets
€1,956 ▼ 43.2%
Current assets
€130,013 ▲ 53.7%
Equity and liabilities €131,969
Equity
€108,974 ▲ 44.1%
Debt
€22,995 ▲ 84.7%
Debt's share of the balance-sheet total rises from 14.1% to 17.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€44,233▲
2024 · -€11,990
Cash flow
€34,858▲
2024 · -€13,552
Debt to equity
0.21▲
2024 · 0.16
ROE
30.6%▲
2024 · -23.8%
Interest coverage
41.78▲
2024 · -8.50
Debt ≤ 1 year
€22,995▲
2024 · €12,448
Income taxes
€8,316▲
2024 · €155
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €1,182 | €1,825 | €34,528 | €13,157 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €286 | €3,290 | €4,435 | €4,421 | €1,485 | ▼ 66.4% |
| Other operating charges640/8 | €870 | €377 | €2,353 | €1,311 | €928 | ▼ 29.2% |
| Gross operating margin9900 | €55,738 | €73,049 | €50,823 | €2,478 | €45,161 | ▲ 1,722% |
| Operating profit (loss)9901 | €53,401 | €67,555 | €9,507 | -€16,410 | €42,748 | ▲ 360% |
| Financial income75/76B | €1 | - | €16 | €2 | - | - |
| Recurring financial income75 | €1 | - | €16 | €2 | - | - |
| Financial charges65/66B | €918 | €1,703 | €2,005 | €1,410 | €1,059 | ▼ 24.9% |
| Recurring financial charges65 | €918 | €1,703 | €2,005 | €1,410 | €1,059 | ▼ 24.9% |
| Profit (loss) for the period before taxes9903 | €52,484 | €65,852 | €7,518 | -€17,818 | €41,689 | ▲ 334% |
| Income taxes67/77 | €13,442 | €18,572 | €3,265 | €155 | €8,316 | ▲ 5,267% |
| Profit (loss) for the period9904 | €39,041 | €47,280 | €4,253 | -€17,973 | €33,373 | ▲ 286% |
| Profit (loss) for the period to be appropriated9905 | €39,041 | €47,280 | €4,253 | -€17,973 | €33,373 | ▲ 286% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €65,623 | €137,678 | €127,473 | €88,049 | €131,969 | ▲ 49.9% |
| Fixed assets21/28 | €8,432 | €9,199 | €7,862 | €3,441 | €1,956 | ▼ 43.2% |
| Tangible fixed assets22/27 | €8,432 | €9,199 | €7,862 | €3,441 | €1,956 | ▼ 43.2% |
| Plant, machinery and equipment23 | - | €1,782 | €1,598 | €1,414 | €1,229 | ▼ 13.1% |
| Furniture and vehicles24 | €8,432 | €7,417 | €6,264 | €2,028 | €727 | ▼ 64.1% |
| Current assets29/58 | €57,190 | €128,479 | €119,611 | €84,608 | €130,013 | ▲ 53.7% |
| Amounts receivable within one year40/41 | €25,209 | €38,245 | €26,653 | €6,735 | €19,015 | ▲ 182% |
| Trade receivables40 | €25,209 | €38,245 | €13,000 | - | €18,876 | - |
| Other amounts receivable41 | - | - | €13,653 | €6,735 | €139 | ▼ 97.9% |
| Cash at bank and in hand54/58 | €29,109 | €90,086 | €89,976 | €70,902 | €110,998 | ▲ 56.6% |
| Deferred charges and accrued income490/1 | €2,873 | €149 | €2,981 | €6,971 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €65,623 | €137,678 | €127,473 | €88,049 | €131,969 | ▲ 49.9% |
| Equity10/15 | €42,041 | €89,321 | €93,574 | €75,601 | €108,974 | ▲ 44.1% |
| Contributions10/11 | €6,500 | €6,500 | €6,500 | €6,500 | €6,500 | = |
| Reserves13 | €35,541 | €82,821 | €87,074 | €87,074 | €102,474 | ▲ 17.7% |
| Distributable reserves133 | €35,541 | €82,821 | €87,074 | €87,074 | €102,474 | ▲ 17.7% |
| Profit (loss) carried forward14 | - | - | - | -€17,973 | - | - |
| Amounts payable17/49 | €23,581 | €48,357 | €33,898 | €12,448 | €22,995 | ▲ 84.7% |
| Amounts payable within one year42/48 | €23,581 | €48,357 | €33,898 | €12,448 | €22,995 | ▲ 84.7% |
| Trade debts44 | €871 | €4,751 | €6,268 | €4,836 | €3,561 | ▼ 26.4% |
| Suppliers440/4 | €871 | €4,751 | €6,268 | €4,836 | €3,561 | ▼ 26.4% |
| Advances received on contracts in progress46 | - | €1,059 | - | - | - | - |
| Taxes, remuneration and social security45 | €8,641 | €28,671 | €27,467 | €6,046 | €14,316 | ▲ 137% |
| Taxes450/3 | €8,641 | €28,671 | €18,776 | €3,267 | €11,536 | ▲ 253% |
| Remuneration and social security454/9 | - | - | €8,691 | €2,779 | €2,779 | = |
| Other amounts payable47/48 | €14,069 | €13,876 | €163 | €1,566 | €5,119 | ▲ 227% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €39,041 | €47,280 | €4,253 | -€17,973 | €33,373 | ▲ 286% |
| + Depreciation and write-downs630 | €286 | €3,290 | €4,435 | €4,421 | €1,485 | ▼ 66.4% |
| Operating cash flow (approximation) | €39,328 | €50,571 | €8,688 | -€13,552 | €34,858 | ▲ 357% |
| Investment in fixed assets (approximation) | - | -€4,057 | -€3,098 | €0 | €0 | - |
| Change in cash | - | €60,977 | -€110 | -€19,074 | €40,096 | ▲ 310% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €33,373
Net result €33,373 after one loss-making year.
31-12
Financial
Equity above €100,000Eq €108,974 ▲44.1%
Equity rises from €75,601 to €108,974.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€17,973
Net result drops to -€17,973, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €47,280 ▲21.1%
Operating result €67,555, net result €47,280, both a record.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain · 1 establishment unit since 2021
Ground area
534 m²
Building footprint
50 m²
Volume, LiDAR
419 m³
Parcel 53075D0582/00R002, Wallonia · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Simpliviti
since 20212.316.491.741
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53075D0582/00R002 | Wallonia | 534 m² | 1 · 50 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,911 companies in sector 62100 we hold annual accounts for 8,786. 6,964 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63910Web portal activities
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0767582675
Registered
28-05-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.