SIMPLE CREATIVE
ActiveSummary
SIMPLE CREATIVE has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8,727 and a net result of €5,727. Its solvency ranks better than 34% of 8,575 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 31-03-2025 Normal situation
- Registered office
- 78 active companies are registered at this address 9 started in the 12 months before. Source: KBO register, as of 1 November 2026.
- Activity
- Advertising agencies NACE 73110and 1 other
- Establishment unit
- 2.372.015.135 1348 Ottignies-Louvain-la-Neuve, since 31-03-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 01-12-2025
Board and ownership
- BELLAHRECHE Morad Miloud MustafaDirector
- JACOBS Adeline Hélène CamilleDirector
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.7%
- Gross margin
- €13,296
- Turnover
- ≈ €75,000
- estimated
- Profit
- €5,727
- Equity
- €8,727
- Total assets
- €25,713
Score breakdownraises riskFounded in 2025Size: total assets €25,713lowers riskSector: Advertising, market research and public relations activities (NACE 73)Figures for financial year 2025 (filed on 02-07-2026)Show the evidence
Checked score
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 37% of them on solvency, 21% on liquidity and 74% on profitability.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 02-07-2026 at the NBB
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2025 |
|---|---|
| Tangible fixed assets | €18,909 |
| Depreciation and write-downs of the year | €3,911 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Comparable companies
These companies have the same main activity as SIMPLE CREATIVE: advertising agencies (NACE 73110). They are comparable in size and age: total assets between €20,200 and €26,700, founded between 2024 and 2025.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| SIMPLE CREATIVE Ottignies-Louvain-la-Neuve | 2025 | €25,713 | €8,727 | €13,296 | €5,727 | 2025 |
| Studio Capiche Buggenhout | 2025 | €24,000 | €13,449 | €14,347 | €10,449 | 2025 |
| Zénia Management Héron | 2025 | €23,602 | €5,602 | €11,786 | €5,102 | 2025 |
| Épisode 8 Leuven | 2024 | €20,890 | €11,135 | €14,426 | €11,035 | 2025 |
| MelanieS Lasne | 2025 | €20,242 | €8,066 | €10,224 | €7,966 | 2025 |
| EXCELERATES Antwerpen | 2025 | €26,705 | €10,865 | €11,320 | €8,365 | 2025 |
| MY 3RD UNICORN Ukkel | 2025 | €24,228 | €8,807 | €10,019 | €7,807 | 2025 |
They were chosen from the 3,859 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 11,279 companies had the same profile as SIMPLE CREATIVE has now. Two years later, 0.7% had gone bankrupt and 96.6% were still going.
- Micro
- under 2 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
That fits the bankruptcy probability of SIMPLE CREATIVE itself: 0.7% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for SIMPLE CREATIVE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,911 |
| Other operating charges640/8 | €216 |
| Gross operating margin9900 | €13,296 |
| Operating profit (loss)9901 | €9,169 |
| Financial income75/76B | €181 |
| Recurring financial income75 | €181 |
| Financial charges65/66B | €623 |
| Recurring financial charges65 | €623 |
| Profit (loss) for the period before taxes9903 | €8,727 |
| Income taxes67/77 | €3,000 |
| Profit (loss) for the period9904 | €5,727 |
| Profit (loss) for the period to be appropriated9905 | €5,727 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €25,713 | |
| Fixed assets21/28 | €14,998 | |
| Tangible fixed assets22/27 | €14,998 | |
| Furniture and vehicles24 | €14,998 | |
| Current assets29/58 | €10,715 | |
| Amounts receivable within one year40/41 | €7,682 | |
| Trade receivables40 | €4,604 | |
| Other amounts receivable41 | €3,077 | |
| Cash at bank and in hand54/58 | €2,395 | |
| Deferred charges and accrued income490/1 | €638 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €25,713 | |
| Equity10/15 | €8,727 | |
| Contributions10/11 | €3,000 | |
| Profit (loss) carried forward14 | €5,727 | |
| Amounts payable17/49 | €16,985 | |
| Amounts payable after more than one year17 | €4,082 | |
| Financial debts170/4 | €4,082 | |
| Amounts payable within one year42/48 | €12,904 | |
| Current portion of amounts payable after more than one year42 | €3,918 | |
| Trade debts44 | €1,018 | |
| Suppliers440/4 | €1,018 | |
| Taxes, remuneration and social security45 | €7,967 | |
| Taxes450/3 | €7,967 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €5,727 |
| + Depreciation and write-downs630 | €3,911 |
| Operating cash flow (approximation) | €9,639 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 02-07-2026 | 2026-00264370 | NBB |
Board & ownership
Directors
Owners and capital
Shareholders
- BELLAHRECHE Morad Miloud Mustafa founder
- JACOBS Adeline Hélène Camille founder
Capital transactions
- 02-04-2025 Incorporation · €3,000 · 100 shares
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| BELLAHRECHE Morad Miloud Mustafa |
|
| JACOBS Adeline Hélène Camille |
|
Articles of association
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 02-04-2025 (in French)
Network & group
SIMPLE CREATIVE shares no director with another company.
Connections & network
2 current directorsThe network starts from the directors of SIMPLE CREATIVE. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
02-04
Gazette deed
IncorporationStarting capital €3,000 · Appointments: BELLAHRECHE Morad Miloud Mustafa (director) and JACOBS Adeline Hélène Camille (director) · Founder10 points ▸
- Incorporation, 26-03-2025
- Founder, BELLAHRECHE Morad Miloud Mustafa (actionnaire)
- Founder, JACOBS Adeline Hélène Camille (actionnaire)
- Founding capital, €3,000
- General meeting, “comparants, dépôt au greffe d’une expédition de l’acte constitutif” (deed in French)
- Registered office clause, “1348 Ottignies-Louvain-la-Neuve,Courbevoie,13” (deed in French)
- Board rule, 2
- Director appointment, BELLAHRECHE Morad Miloud Mustafa (director (not named in the articles))
- Director appointment, JACOBS Adeline Hélène Camille (director (not named in the articles))
- Pre-incorporation commitments, “takeover, engagements,obligations,activités au nom et pour compte société en formation” (deed in French)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 20259 activities
- Toutes activités directement ou indirectement liées au graphisme au sens le plus large du terme,comprenant notamment mais non exclusivement la création de logos et la création d’identités visuelles pour toute personne morale ou physique,marque,ou organisation
- Toutes activités liées à la création graphique,notamment la création,l’édition,et la distribution sous tous formats de tous supports de communication,d’affiches,ou de flyers
- La création de sites Internet et l’audit de sites Internet existants
- La conception,la programmation,l'installation et la maintenance de tous réseaux informatiques
- La résolution de tous problèmes informatiques
- La vente,l’achat,la représentation,la distribution,la fourniture et la location de tous logiciels et accessoires,installations et consommables informatiques,ordinateurs,systèmes de communication et de télécommunication,produits digitaux liés à la communication,périphérie et services
- Toutes activités de conseil et d’accompagnement en matière de stratégie,de marketing,de communication et de gestion de réseaux sociaux
- L’organisation de formations,de salons,d’ateliers ou de conférences,portant notamment mais non exclusivement sur la visibilité,le marketing,la publicité et la communication,à destination de tous entrepreneurs,sociétés ou associations
- La vente de formations en ligne
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25386B0254/00X000 | Wallonia | 1,248 m² | 1 · 2,510 m² | 24.1 m · 5 |