SIMPLE AS THAT
ActiveSIMPLE AS THAT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95k and a net result of €30k. Equity is growing by ~46.9% per year across the filed fiscal years. Its solvency ranks better than 91% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 12.68 against 10.89 in 2024; short-term debt: 7.5% and cash: 82.2% of total assets), and 7.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.5%
Return on assets
29.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-02-2026, 66 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
66 d early
2024
64 d early
2023
71 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€95k▲ 46.4%
2024 · €65k
2023: €34k
2024: €65k
2023 → 2025
Total assets
€103k▲ 45.6%
2024 · €71k
2023: €42k
2024: €71k
2023 → 2025
Net result
€30k▼ 2.2%
2024 · €31k
2023: €31k
2024: €31k
2023 → 2025
Working capital
€90k▲ 60.9%
2024 · €56k
2023: €25k
2024: €56k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€34k-€65k▲ 90.2%€95k▲ 46.4%
Operating result€42k-€41k▼ 1.8%€41k▼ 0.9%
Net result€31k-€31k▼ 1.1%€30k▼ 2.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 1% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €103k
Fixed assets
€5k▼ 44.7%
Current assets
€98k▲ 58.6%
Equity and liabilities €103k
Equity
€95k▲ 46.4%
Debt
€8k▲ 36.3%
The debt ratio falls from 8.0% to 7.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€45k▼
2024 · €45k
Cash flow
€34k▼
2024 · €35k
Solvency
92.5%▲
2024 · 92.0%
Current ratio
12.68▲
2024 · 10.89
Quick ratio
12.68▲
2024 · 10.89
Debt / equity
0.08▼
2024 · 0.09
ROE
31.7%▼
2024 · 47.4%
ROA
29.3%▼
2024 · 43.6%
Interest coverage
55.09▼
2024 · 899.78
Debt
€8k▲
2024 · €6k
Debt ≤ 1 year
€8k▲
2024 · €6k
Income taxes
€10k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€71k€103k▲
Fixed assets21/28€9k€5k▼
Intangible fixed assets21€4k€3k▼
Tangible fixed assets22/27€5k€2k▼
Plant, machinery and equipment23€247€165▼
Furniture and vehicles24€5k€2k▼
Current assets29/58€62k€98k▲
Amounts receivable within one year40/41€8k€13k▲
Trade receivables40€6k€9k▲
Other amounts receivable41€3k€5k▲
Cash at bank and in hand54/58€53k€85k▲
Deferred charges and accrued income490/1€314€32▼
Equity and liabilities
Total equity and liabilities10/49€71k€103k▲
Equity10/15€65k€95k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€62k€92k▲
Amounts payable17/49€6k€8k▲
Amounts payable within one year42/48€6k€8k▲
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€4k€7k▲
Taxes450/3€4k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Gross operating margin9900€45k€45k▼
Operating profit (loss)9901€41k€41k▼
Financial income75/76B€27€418▲
Recurring financial income75€27€418▲
Financial charges65/66B€50€815▲
Recurring financial charges65€50€815▲
Profit (loss) for the period before taxes9903€41k€40k▼
Income taxes67/77€10k€10k▼
Profit (loss) for the period9904€31k€30k▼
Profit (loss) for the period to be appropriated9905€31k€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€62k€92k▲
Profit (loss) brought forward from the previous period14P€31k€62k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €30k ▼2.2%
Net result drops to €30k, the lowest in the series.
25-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity triplescurrent ratio 10.89
Current ratio from 4.06 to 10.89; short-term debt falls from €8k to €6k.
19-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Odestraat 81070 AnderlechtGround area
178 m²
Building footprint
81 m²
Volume, LiDAR
528 m³
Parcel 21302A0164/00P004, Brussels · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Odestraat 8, 1070 Anderlecht
since 20222.338.506.187
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21302A0164/00P004 | Brussels | 178 m² | 1 · 81 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BERNIER CONSULTING
BE 0748.459.720
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BAA SOLUTION
BE 0718.690.222
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GoAct
BE 0785.314.869
Tervuren · Eq €95k
MAAKBAR
BE 0746.589.105
Antwerpen · Eq €95k
VNM CONSULT
BE 0794.648.645
Ittre · Eq €95k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,578 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2022
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.