SIMPLE AS IT
ActiveSIMPLE AS IT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €347k and a net result of €54k. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 95% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 21.75 against 38.42 in 2024; short-term debt: 4.4% and cash: 85.9% of total assets), and 4.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.4%
Return on assets
14.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
22 d late
2023
21 d early
2022
35 d early
2021
24 d early
2020
2 d late
2019
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€347k▲ 7.1%
2024 · €324k
2018: €207k
2019: €218k
2020: €228k
2021: €270k
2022: €272k
2023: €297k
2024: €324k
2018 → 2025
Total assets
€364k▲ 9.5%
2024 · €332k
2018: €228k
2019: €272k
2020: €279k
2021: €299k
2022: €301k
2023: €322k
2024: €332k
2018 → 2025
Net result
€54k▼ 4.8%
2024 · €57k
2018: €32k
2019: €32k
2020: €30k
2021: €42k
2022: €38k
2023: €39k
2024: €57k
2018 → 2025
Working capital
€335k▲ 6.8%
2024 · €314k
2018: €205k
2019: €217k
2020: €222k
2021: €265k
2022: €270k
2023: €295k
2024: €314k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€270k-€272k▲ 1.0%€297k▲ 9.0%€324k▲ 9.0%€347k▲ 7.1%
Operating result€59k-€54k▼ 8.0%€55k▲ 1.6%€77k▲ 40.4%€76k▼ 2.1%
Net result€42k-€38k▼ 9.4%€39k▲ 2.3%€57k▲ 47.1%€54k▼ 4.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €364k
Fixed assets
€12k▲ 24.2%
Current assets
€352k▲ 9.0%
Equity and liabilities €364k
Equity
€347k▲ 7.1%
Debt
€17k▲ 100%
The debt ratio rises from 2.5% to 4.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€79k=
2024 · €79k
Cash flow
€57k▼
2024 · €58k
Solvency
95.4%▼
2024 · 97.5%
Current ratio
21.75▼
2024 · 38.42
Quick ratio
21.75▼
2024 · 38.42
Debt / equity
0.05▲
2024 · 0.03
ROE
15.6%▼
2024 · 17.5%
ROA
14.9%▼
2024 · 17.1%
Interest coverage
67.51▼
2024 · 103.94
Debt
€17k▲
2024 · €8k
Debt ≤ 1 year
€16k▲
2024 · €8k
Income taxes
€22k▼
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€332k€364k▲
Fixed assets21/28€10k€12k▲
Tangible fixed assets22/27€10k€12k▲
Plant, machinery and equipment23€0-
Furniture and vehicles24€2k€6k▲
Other tangible fixed assets26€7k€5k▼
Financial fixed assets28€160€160=
Current assets29/58€322k€352k▲
Amounts receivable within one year40/41€65k€35k▼
Trade receivables40€35k€35k▲
Other amounts receivable41€30k€0▼
Current investments50/53€2k€2k=
Cash at bank and in hand54/58€255k€312k▲
Deferred charges and accrued income490/1€264€2k▲
Equity and liabilities
Total equity and liabilities10/49€332k€364k▲
Equity10/15€324k€347k▲
Contributions10/11€6k€6k=
Reserves13€288k€310k▲
Distributable reserves133€288k€310k▲
Profit (loss) carried forward14€30k€31k▲
Amounts payable17/49€8k€17k▲
Amounts payable within one year42/48€8k€16k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€2k€11k▲
Taxes450/3€2k€8k▲
Remuneration and social security454/9€0€3k▲
Other amounts payable47/48€3k€3k▲
Accrued charges and deferred income492/3€0€660▲
Income statement
Code20242025
Non-recurring operating income76A€12k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€3k€682▼
Gross operating margin9900€82k€80k▼
Operating profit (loss)9901€77k€76k▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€758€1k▲
Recurring financial charges65€758€1k▲
Profit (loss) for the period before taxes9903€79k€76k▼
Income taxes67/77€22k€22k▼
Profit (loss) for the period9904€57k€54k▼
Profit (loss) for the period to be appropriated9905€57k€54k▼
Appropriation of the result
Profit (loss) to be appropriated9906€86k€84k▼
Profit (loss) brought forward from the previous period14P€29k€30k▲
Transfer from equity791/2€30k€31k▲
Transfer to equity691/2€56k€53k▼
To other reserves6921€56k€53k▼
Profit to be distributed694/7€30k€31k▲
Return on contributions (dividend)694€30k€31k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Highest result since 2018net €57k ▲47.1%
Operating result €77k, net result €57k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 38.42
Current ratio from 12.79 to 38.42; short-term debt falls from €25k to €8k.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
31-12
Financial
Weakest financial yearnet €30k ▼6.2%
Net result drops to €30k, the lowest in the series; recovery starts the following year.
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dalhem · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Albert Dekkers(WAR) 264608 DalhemGround area
146 m²
Building footprint
124 m²
Volume, LiDAR
1,071 m³
Parcel 62114A0695/00H000, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Albert Dekkers(WAR) 26, 4608 Dalhem
since 20112.195.311.522
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62114A0695/00H000 | Wallonia | 146 m² | 1 · 124 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 13,343 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-2011
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.