SIMONY
ActiveSummary
The computed 12-month bankruptcy probability of SIMONY is 1.8% (moderate). The 2024 annual accounts show equity of €10,054 and a net result of €10,416. Equity is growing by ~38.5% per year across the filed fiscal years. Its solvency ranks better than 44% of 2023 sector peers (fiscal year 2024). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency51▲+28
Growth79=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.34 against 0.97 in 2023; short-term debt: 74.2% and cash: 4.7% of total assets), and 74.2% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
25.8%
Return on assets
26.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
12 d late
2023
97 d late
2022
3 d late
2020
80 d late
2019
24 d late
2017
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 41 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€194,889▲ 14.6%
2022 · €170,068
EBIT margin
2.9%▼ 0.4pp
2022 · 3.3%
Net result
€10,416▲ 101%
2023 · €5,184
Working capital
€9,804
2023 · -€612
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202220232024
Turnover€170,068-€194,889▲ 14.6%
Operating result€1,245-€1,015▼ 18.5%€5,589-€5,558▼ 0.6%€10,504▲ 89.0%
Net result€672-€287▼ 57.2%€5,541-€5,184▼ 6.4%€10,416▲ 101%
EBIT margin3.3%-2.9%▼ 0.4pp
Equity-€11,142--€10,854▲ 2.6%-€5,546--€362▲ 93.5%€10,054
Total assets€16,237-€22,524▲ 38.7%€20,116-€20,794▲ 3.4%€38,927▲ 87.2%
Debt€27,379-€33,379▲ 21.9%€25,663-€21,156▼ 17.6%€28,873▲ 36.5%
Working capital€9,608-€9,896▲ 3.0%€15,204--€612€9,804
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 89% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €38,927
Fixed assets
€250 =
Current assets
€38,677 ▲ 88.3%
Equity and liabilities €38,927
Equity
€10,054
Debt
€28,873
Debt finances 74.2% of the balance-sheet total.
Key figures and ratios
Current ratio
1.34▲
2023 · 0.97
Quick ratio
1.19▲
2023 · 0.64
Debt to equity
2.87
ROE
103.6%
ROA
26.8%▲
2023 · 24.9%
Debt ≤ 1 year
€28,873▲
2023 · €21,156
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | €170,068 | €194,889 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €151,097 | €172,575 | €198,254 | ▲ 14.9% |
| Remuneration, social security and pensions62 | - | - | €12,090 | €18,141 | - | - |
| Other operating charges640/8 | - | - | €1,291 | - | €2,354 | - |
| Non-recurring operating charges66A | - | - | - | €1,000 | - | - |
| Gross operating margin9900 | €1,245 | €1,015 | €18,971 | €24,699 | €12,859 | ▼ 47.9% |
| Operating profit (loss)9901 | €1,245 | €1,015 | €5,589 | €5,558 | €10,504 | ▲ 89.0% |
| Financial charges65/66B | - | - | €48 | €374 | €88 | ▼ 76.4% |
| Recurring financial charges65 | €574 | €727 | €48 | €374 | €88 | ▼ 76.4% |
| Profit (loss) for the period before taxes9903 | €672 | €287 | €5,541 | €5,184 | €10,416 | ▲ 101% |
| Profit (loss) for the period9904 | €672 | €287 | €5,541 | €5,184 | €10,416 | ▲ 101% |
| Profit (loss) for the period to be appropriated9905 | €672 | €287 | €5,541 | €5,184 | €10,416 | ▲ 101% |
| Line | 2019 | 2020 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €16,237 | €22,524 | €20,116 | €20,794 | €38,927 | ▲ 87.2% |
| Fixed assets21/28 | €250 | €250 | €250 | €250 | €250 | = |
| Financial fixed assets28 | €250 | €250 | €250 | €250 | €250 | = |
| Current assets29/58 | €15,987 | €22,274 | €19,866 | €20,544 | €38,677 | ▲ 88.3% |
| Stocks and contracts in progress3 | €8,000 | €8,000 | €6,906 | €6,906 | €4,396 | ▼ 36.3% |
| Stocks30/36 | - | - | €6,906 | €6,906 | €4,396 | ▼ 36.3% |
| Amounts receivable within one year40/41 | €3,822 | €4,967 | €12,565 | €13,317 | €32,453 | ▲ 144% |
| Trade receivables40 | - | - | - | €1,753 | €18,495 | ▲ 955% |
| Other amounts receivable41 | - | - | €12,565 | €11,564 | €13,958 | ▲ 20.7% |
| Cash at bank and in hand54/58 | €4,165 | €9,308 | €396 | €321 | €1,829 | ▲ 469% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €16,237 | €22,524 | €20,116 | €20,794 | €38,927 | ▲ 87.2% |
| Equity10/15 | -€11,142 | -€10,854 | -€5,546 | -€362 | €10,054 | ▲ 2,876% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Profit (loss) carried forward14 | -€17,342 | -€17,054 | -€11,746 | -€6,562 | €3,854 | ▲ 159% |
| Amounts payable17/49 | €27,379 | €33,379 | €25,663 | €21,156 | €28,873 | ▲ 36.5% |
| Amounts payable after more than one year17 | €21,000 | €21,000 | €21,000 | - | - | - |
| Financial debts170/4 | - | - | €21,000 | - | - | - |
| Amounts payable within one year42/48 | €6,379 | €12,379 | €4,663 | €21,156 | €28,873 | ▲ 36.5% |
| Trade debts44 | - | - | €978 | €2,326 | €1,226 | ▼ 47.3% |
| Suppliers440/4 | - | - | €978 | €2,326 | €1,226 | ▼ 47.3% |
| Taxes, remuneration and social security45 | - | - | €3,684 | €1,051 | €1,051 | = |
| Taxes450/3 | - | - | €1,305 | €1,051 | €1,051 | = |
| Remuneration and social security454/9 | - | - | €2,379 | - | - | - |
| Other amounts payable47/48 | - | - | - | €17,780 | €26,596 | ▲ 49.6% |
| Line | 2019 | 2020 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €672 | €287 | €5,541 | €5,184 | €10,416 | ▲ 101% |
| Operating cash flow (approximation) | €672 | €287 | €5,541 | €5,184 | €10,416 | ▲ 101% |
| Investment in fixed assets (approximation) | - | €0 | - | €0 | €0 | - |
| Change in cash | - | €5,142 | - | -€75 | €1,508 | ▲ 2,121% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial
Highest result since 2019net €10,416 ▲101%
Operating result €10,504, net result €10,416, both a record.
05-11
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 97 days late
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 3 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 4.26
Current ratio from 1.80 to 4.26; short-term debt falls from €12,379 to €4,663.
2021
19-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 80 days late
2020
31-12
Financial
Weakest financial yearnet €287 ▼57.2%
Net result drops to €287, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 24 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
15-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 46 days late
2014
25-08
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 25 days late
2012
27-08
NBB filing
Annual accounts filed
fiscal year 2011 · full schema · 27 days late
2011
29-08
NBB filing
Annual accounts filed
fiscal year 2010 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 2 establishment units since 2003
Ground area
399 m²
Building footprint
160 m²
Volume, LiDAR
1,433 m³
2 parcels, Brussels · tallest building 13.8 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
SIMONY
since 20032.133.571.121
Corner Shop
since 20132.218.733.062
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21002A0172/00W034 | Brussels | 251 m² | 1 · 87 m² | 13.8 m · 4 fl. |
| 21002A0136/00W018 | Brussels | 148 m² | 1 · 73 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOudergem2.133.571.121
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Of 174 companies in sector 77330 we hold annual accounts for 109. 37 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-09-2003
Fiscal year end31-12
Activities, NACEBEL 2025
77330Rental and leasing activities
47110Non-specialised retail sale with food, beverages or tobacco predominating
Scores and ratios are computed by Checked and are not a credit decision.