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SIMONIMMO

Active
Public limited companyfounded 197452 yrs activeClos des Mouettes 4, 1341 Ottignies-Louvain-la-Neuve, BelgiumKBO/BCE: BE 0414.255.920
Summary

SIMONIMMO has been active since 1974 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €152,570 and a net result of €175,921. Equity is shrinking by ~23.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+90
Solvency100▲+83
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days acceptable
Liquidity ample (current ratio 60.34 against 4.54 in 2024; short-term debt: 1% and cash: 60.2% of total assets), and 7.9% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 52 years 0 60 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
92.1%
Return on assets
106.2%
Age of the figures
9 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
3 d late
2024
66 d early
2023
28 d late
2022
58 d early
2021
57 d early
2020
53 d early
2019
39 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 35 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 1 January 1974, SIMONIMMO was incorporated.1 Total assets went from EUR 408,380 in 2018 to EUR 165,609 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€152,570
2024 · -€23,351
Total assets
€165,609▼ 46.3%
2024 · €308,145
Net result
€175,921
2024 · -€21,707
Working capital
€100,163▲ 1,739%
2024 · €5,448
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€13,338▼ 711%-€5,011▲ 62.4%-€10,397▼ 107%-€22,778▼ 119%€204,745
Net result-€12,077▼ 3,440%-€3,206▲ 73.5%-€9,013▼ 181%-€21,707▼ 141%€175,921
Equity€10,574▼ 53.3%€7,369▼ 30.3%-€1,644-€23,351▼ 1,320%€152,570
Total assets€353,702▼ 5.4%€336,499▼ 4.9%€325,769▼ 3.2%€308,145▼ 5.4%€165,609▼ 46.3%
Debt€325,833▼ 2.0%€313,321▼ 3.8%€313,090▼ 0.1%€318,658▲ 1.8%€1,688▼ 99.5%
Working capital-€321,706▲ 1.4%-€308,402▲ 4.1%€5,448€100,163▲ 1,739%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000€0€100,000€200,000Operating result 2021: -€13,338-€13,338Net result 2021: -€12,077-€12,077Operating result 2022: -€5,011-€5,011Net result 2022: -€3,206-€3,206Operating result 2023: -€10,397-€10,397Net result 2023: -€9,013-€9,013Operating result 2024: -€22,778-€22,778Net result 2024: -€21,707-€21,707Operating result 2025: €204,745€204,745Net result 2025: €175,921€175,92120212022202320242025-€100,000€0€100,000€200,000Operating result 2023: -€10,397-€10,400Net result 2023: -€9,013-€9,010Operating result 2024: -€22,778-€22,800Net result 2024: -€21,707-€21,700Operating result 2025: €204,745€205,000Net result 2025: €175,921€176,000202320242025
The operating result returns to profit in 2025: €204,745 after a loss of €22,778 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €165,609
Fixed assets €63,758 ▼ 78.8%
Current assets €101,851 ▲ 1,358%
Equity and liabilities €165,609
Equity €152,570
Provisions €11,352
Debt €1,688
Debt finances 1.0% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
EBITDA
€210,433▲
2024 · -€6,242
Cash flow
€181,610▲
2024 · -€5,172
Current ratio
60.34▲
2024 · 4.54
Debt to equity
0.01▲
2024 · -13.65
ROE
115.3%
ROA
106.2%▲
2024 · -7.0%
Interest coverage
503.98▲
2024 · -14.88
Debt ≤ 1 year
€1,688▲
2024 · €1,540
Income taxes
€29,910▲
2024 · €2
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.4% went bankrupt
5.9% stopped otherwise
93% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet Code20242025
Assets
Total assets20/58€308,145€165,609▼
Fixed assets21/28€301,157€63,758▼
Tangible fixed assets22/27€301,157€63,758▼
Land and buildings22€297,247€63,758▼
Other tangible fixed assets26€3,910€0▼
Current assets29/58€6,988€101,851▲
Amounts receivable within one year40/41-€2,095
Other amounts receivable41-€2,095
Cash at bank and in hand54/58€6,871€99,702▲
Deferred charges and accrued income490/1€117€54▼
Equity and liabilities
Total equity and liabilities10/49€308,145€165,609▼
Equity10/15-€23,351€152,570▲
Contributions10/11€62,000€62,000=
Capital10€62,000€62,000=
Issued capital100€62,000€62,000=
Reserves13€29,593€90,570▲
Non-distributable reserves130/1€1,239€4,734▲
Legal reserve130€1,239€4,734▲
Tax-exempt reserves132€26,521€23,635▼
Distributable reserves133€1,833€62,200▲
Profit (loss) carried forward14-€114,944-
Provisions and deferred taxes16€12,837€11,352▼
Deferred taxes168€12,837€11,352▼
Amounts payable17/49€318,658€1,688▼
Amounts payable after more than one year17€314,467-
Financial debts170/4€314,467-
Amounts payable within one year42/48€1,540€1,688▲
Trade debts44€1,540€1,688▲
Suppliers440/4€1,540€1,688▲
Accrued charges and deferred income492/3€2,651-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,536€5,688▼
Other operating charges640/8€5,939€6,098▲
Gross operating margin9900-€303€216,532▲
Operating profit (loss)9901-€22,778€204,745▲
Financial income75/76B€6€18▲
Recurring financial income75€6€18▲
Financial charges65/66B€420€418▼
Recurring financial charges65€420€418▼
Profit (loss) for the period before taxes9903-€23,191€204,346▲
Transfer from deferred taxes780€1,486€1,486=
Income taxes67/77€2€29,910▲
Profit (loss) for the period9904-€21,707€175,921▲
Transfer from tax-exempt reserves789€2,886€2,886=
Profit (loss) for the period to be appropriated9905-€18,822€178,807▲
Appropriation of the result
Profit (loss) to be appropriated9906-€114,944€63,863▲
Profit (loss) brought forward from the previous period14P-€96,123-€114,944▼
Transfer to equity691/2-€63,863
To the legal reserve6920-€3,495
To other reserves6921-€60,368

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,996€17,996€18,115€16,536€5,688▼ 65.6%
Other operating charges640/8€5,067€4,563€5,499€5,939€6,098▲ 2.7%
Gross operating margin9900€9,725€17,548€13,217-€303€216,532▲ 71,492%
Operating profit (loss)9901-€13,338-€5,011-€10,397-€22,778€204,745▲ 999%
Financial income75/76B-€552€123€6€18▲ 222%
Recurring financial income75-€552€123€6€18▲ 222%
Financial charges65/66B€225€232€225€420€418▼ 0.5%
Recurring financial charges65€225€232€225€420€418▼ 0.5%
Profit (loss) for the period before taxes9903-€13,563-€4,692-€10,499-€23,191€204,346▲ 981%
Transfer from deferred taxes780€1,486€1,486€1,486€1,486€1,486=
Income taxes67/77---€2€29,910▲ 1,738,872%
Profit (loss) for the period9904-€12,077-€3,206-€9,013-€21,707€175,921▲ 910%
Transfer from tax-exempt reserves789€2,886€2,886€2,886€2,886€2,886=
Profit (loss) for the period to be appropriated9905-€9,191-€320-€6,127-€18,822€178,807▲ 1,050%
Line20212022202320242025Change
Assets
Total assets20/58€353,702€336,499€325,769€308,145€165,609▼ 46.3%
Fixed assets21/28€349,576€331,580€317,692€301,157€63,758▼ 78.8%
Tangible fixed assets22/27€349,576€331,580€317,692€301,157€63,758▼ 78.8%
Land and buildings22€344,913€329,024€313,135€297,247€63,758▼ 78.6%
Other tangible fixed assets26€4,663€2,556€4,557€3,910€0▼ 100%
Current assets29/58€4,127€4,920€8,077€6,988€101,851▲ 1,358%
Amounts receivable within one year40/41----€2,095-
Other amounts receivable41----€2,095-
Cash at bank and in hand54/58€4,127€4,920€8,077€6,871€99,702▲ 1,351%
Deferred charges and accrued income490/1---€117€54▼ 53.7%
Equity and liabilities
Total equity and liabilities10/49€353,702€336,499€325,769€308,145€165,609▼ 46.3%
Equity10/15€10,574€7,369-€1,644-€23,351€152,570▲ 753%
Contributions10/11€62,000€62,000€62,000€62,000€62,000=
Capital10€62,000€62,000€62,000€62,000€62,000=
Issued capital100€62,000€62,000€62,000€62,000€62,000=
Reserves13€38,250€35,364€32,478€29,593€90,570▲ 206%
Non-distributable reserves130/1€1,239€1,239€1,239€1,239€4,734▲ 282%
Legal reserve130€1,239€1,239€1,239€1,239€4,734▲ 282%
Tax-exempt reserves132€35,178€32,292€29,406€26,521€23,635▼ 10.9%
Distributable reserves133€1,833€1,833€1,833€1,833€62,200▲ 3,294%
Profit (loss) carried forward14-€89,675-€89,995-€96,123-€114,944--
Provisions and deferred taxes16€17,295€15,809€14,323€12,837€11,352▼ 11.6%
Deferred taxes168€17,295€15,809€14,323€12,837€11,352▼ 11.6%
Amounts payable17/49€325,833€313,321€313,090€318,658€1,688▼ 99.5%
Amounts payable after more than one year17--€311,840€314,467--
Financial debts170/4--€311,840€314,467--
Amounts payable within one year42/48€325,833€313,321-€1,540€1,688▲ 9.6%
Trade debts44€833€481-€1,540€1,688▲ 9.6%
Suppliers440/4€833€481-€1,540€1,688▲ 9.6%
Other amounts payable47/48€325,000€312,840----
Accrued charges and deferred income492/3--€1,250€2,651--
Line20212022202320242025Change
Profit (loss) for the period9904-€12,077-€3,206-€9,013-€21,707€175,921▲ 910%
+ Depreciation and write-downs630€17,996€17,996€18,115€16,536€5,688▼ 65.6%
Operating cash flow (approximation)€5,919€14,790€9,102-€5,172€181,610▲ 3,612%
Investment in fixed assets (approximation)-€0-€4,227€0€231,710-
Change in cash-€793€3,157-€1,206€92,831▲ 7,796%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
03-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 3 days late
2025
31-12
Financial Back to profitnet €175,921
Net result €175,921 after 7 loss-making years.
31-12
Financial Liquidity times 13current ratio 60.34
Current ratio from 4.54 to 60.34.
31-12
Financial Equity above €150,000Eq €152,570
Equity rises from -€23,351 to €152,570.
26-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet -€21,707
Net result drops to -€21,707, the lowest in the series; recovery starts the following year.
28-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
03-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
04-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
08-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
22-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
14-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 1974
seat establishment The establishment unit on the map
Ground area
3,493 m²
Building footprint
172 m²
Volume, LiDAR
1,057 m³
Parcel 25016A0272/00E000, Wallonia · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
SIMONIMMO
Clos des Mouettes 4, 1341 Ottignies-Louvain-la-NeuveRenting and operating of own or leased residential real estate, excluding social housing
since 19742.010.134.859
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25016A0272/00E000 Wallonia 3,493 m² 1 · 172 m² 9.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPublic limited company
Founded01-01-1974
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.