Simon Vanoverberghe
ActiveSimon Vanoverberghe has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €5k. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 84% of 18173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.73 against 9.86 in 2024; short-term debt: 24.3% and cash: 44.5% of total assets), and 24.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 13-10-2025, 18 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
18 d early
2024
3 d early
2023
8 d early
2022
2 d early
2021
1 d late
2020
25 d late
2019
7 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close19-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€37k▲ 15.2%
2024 · €32k
2019: €19k
2020: €17k
2021: €10k
2022: €25k
2023: €29k
2024: €32k
2019 → 2025
Total assets
€49k▲ 38.9%
2024 · €35k
2019: €37k
2020: €32k
2021: €32k
2022: €55k
2023: €52k
2024: €35k
2019 → 2025
Net result
€5k▲ 49.9%
2024 · €3k
2019: €402
2020: €-2k
2021: €-6k
2022: €15k
2023: €4k
2024: €3k
2019 → 2025
Working capital
€32k▲ 20.5%
2024 · €27k
2019: €2k
2020: €1k
2021: €637
2022: €19k
2023: €24k
2024: €27k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€25k▲ 148%€29k▲ 13.9%€32k▲ 11.3%€37k▲ 15.2%
Operating result€-9k-€19k€6k▼ 70.3%€5k▼ 5.4%€7k▲ 32.0%
Net result€-6k-€15k€4k▼ 76.7%€3k▼ 7.8%€5k▲ 49.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 32% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €49k
Fixed assets
€5k▼ 12.1%
Current assets
€44k▲ 47.9%
Equity and liabilities €49k
Equity
€37k▲ 15.2%
Debt
€12k▲ 290%
The debt ratio rises from 8.6% to 24.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€9k▲
2024 · €7k
Cash flow
€7k▲
2024 · €5k
Solvency
75.7%▼
2024 · 91.4%
Current ratio
3.73▼
2024 · 9.86
Quick ratio
3.43▼
2024 · 8.78
Debt / equity
0.32▲
2024 · 0.09
ROE
13.2%▲
2024 · 10.1%
ROA
10.0%▲
2024 · 9.3%
Interest coverage
43.54▼
2024 · 59.69
Debt
€12k▲
2024 · €3k
Debt ≤ 1 year
€12k▲
2024 · €3k
Income taxes
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€35k€49k▲
Fixed assets21/28€5k€5k▼
Tangible fixed assets22/27€5k€5k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€3k€3k▼
Current assets29/58€30k€44k▲
Stocks and contracts in progress3€3k€4k▲
Stocks30/36€3k€4k▲
Amounts receivable within one year40/41€13k€17k▲
Trade receivables40€13k€17k▲
Other amounts receivable41€11€11=
Cash at bank and in hand54/58€13k€22k▲
Deferred charges and accrued income490/1€717€2k▲
Equity and liabilities
Total equity and liabilities10/49€35k€49k▲
Equity10/15€32k€37k▲
Contributions10/11€19k€19k=
Reserves13€14k€19k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€12k€17k▲
Amounts payable17/49€3k€12k▲
Amounts payable within one year42/48€3k€12k▲
Trade debts44€2k€9k▲
Suppliers440/4€2k€9k▲
Taxes, remuneration and social security45€796€2k▲
Taxes450/3€796€2k▲
Other amounts payable47/48€652€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€765€958▲
Gross operating margin9900€8k€10k▲
Operating profit (loss)9901€5k€7k▲
Financial income75/76B€8€225▲
Recurring financial income75€8€225▲
Financial charges65/66B€121€206▲
Recurring financial charges65€121€206▲
Profit (loss) for the period before taxes9903€5k€7k▲
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€3k€5k▲
Profit (loss) for the period to be appropriated9905€3k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€5k▲
Transfer to equity691/2€3k€5k▲
To other reserves6921€3k€5k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
13-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Liquidity times 5current ratio 9.86
Current ratio from 2.03 to 9.86; short-term debt falls from €23k to €3k.
2023
23-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
29-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €15k
Net result €15k after 2 loss-making years.
2021
01-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
31-03
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
2020
25-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2019
07-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 7 days late
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
26-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Blauwhuisstraat 778531 HarelbekeGround area
603 m²
Building footprint
214 m²
Volume, LiDAR
1,025 m³
Parcel 34017B0017/00N000, Flanders · tallest building 10.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
De witgoed hersteller
since 20162.252.171.338
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34017B0017/00N000 | Flanders | 603 m² | 1 · 214 m² | 10.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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INPA
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WI-FIX SOLUTIONS
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Of 1,510 companies in sector 47540 we hold annual accounts for 805. 520 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-04-2016
Fiscal year end31-03
Activities, NACEBEL
47540Retail sale of electrical household appliances
90022Arts creation and performing arts activities
90393Specialised image, lighting and sound technical services
90392Design and construction of stages and sets
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.