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Simon Vanoverberghe

Active
Private limited companyfounded 2016active for 10 yearsBlauwhuisstraat 77, 8531 Harelbeke, BelgiumKBO/BCE: BE 0651.715.680
Summary

Simon Vanoverberghe has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,080 and a net result of €4,889. Equity has been growing by about 12% per year since 2019. Its solvency ranks better than 85% of 22,793 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 07-04-2016 Normal situation
Activity
Retail sale of electrical household appliances NACE 47540and 2 others
Establishment unit
2.252.171.338 8531 Harelbeke, since 07-04-2016
Financial year end
31 March
Peppol
Reachable since 20-11-2020

Board and ownership

Financial position

88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts to 31-03-2025
Gross margin
€9,924
▲ 24.7%
Turnover
≈ €100,000
estimated
Profit
€4,889
▲ 49.9%
Equity
€37,080
▲ 15.2%
Total assets
€48,957
▲ 38.9%
  • 2026 accounts not filed, 5 days past the deadline
Score breakdownraises riskFigures for financial year 2025 (filed on 14-10-2025)Size: total assets €48,957lowers riskLiquidity: current ratio 3.73, cash €21,774Equity €37,080 (75.7% of total assets)Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 81% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 75.7% of total assets
Liquidity 91-5
short-term debt 24.3% · cash 44.5%
Profitability 81+1
return on assets 10.0%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,278 companies, NACE 47, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.1%▼ -0.2 percentage points vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.3%▲ +0.1 percentage points vs 09-2026 11-2026: 0.4%▲ +0.1 percentage points vs 10-2026highest value
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.73 (9.86 in 2024), above the usual 1.5. Short-term debt is 24.3% and cash 44.5% of total assets. 24.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 92% on liquidity, 73% on profitability and 68% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-03-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.73, cash €21,774
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed on 14-10-2025)
NBB · annual accounts
raises risk · Size: total assets €48,957
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €37,080 (75.7% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 13-10-2025, 18 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2026
not filed
2025
18 days early
2024
3 days early
2023
8 days early
2022
2 days early
2021
1 day late
2020
25 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 1 day before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 84% of companies in retail tradesector median 33.2% · 22,793 companies 75.7% View

Recent changes

  1. · Gazette deed Company renamed from KlankFAN to Simon VanoverbergheAppointment: VANOVERBERGHE Simon Elias (statutory director) · “De vennootschap mag alle verrichtingen stellen van commerciële,industriële,onroerende,roerende of financiële…” (deed in Dutch)
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as Simon Vanoverberghe: retail sale of electrical household appliances (NACE 47540). They are comparable in size and age: total assets between €29,000 and €68,300, founded between 2012 and 2018.

CompanyTotal assetsGross margin
Simon Vanoverberghe Harelbeke€48,957€9,924
AU COIN ELECTRO Sint-Gillis (bij-Brussel)€43,293€9,275
Easy Good Food Hamme (Vl.)€37,249€18,107
AD DISCOUNT Molenbeek-Saint-Jean€46,359€12,527
RIGOLLE - VAN DE VYVER Waregem€56,833€25,472
LOPELEC Wavre€28,953€17,645
Verdi Concept Ghent€68,283€33,224
Full comparison

Key facts about Simon Vanoverberghe

What is the company number of Simon Vanoverberghe?
The company number of Simon Vanoverberghe is 0651.715.680. The VAT number is the same number with BE in front: BE 0651.715.680.
Where is Simon Vanoverberghe based?
The registered office is at Blauwhuisstraat 77, 8531 Harelbeke.Company details
What does Simon Vanoverberghe do?
According to the KBO register, the main activity is retail sale of electrical household appliances (NACE 47540).
What is the legal form of Simon Vanoverberghe?
Simon Vanoverberghe is a private limited company (BV).
When was Simon Vanoverberghe founded?
Simon Vanoverberghe was founded on 07-04-2016.
Is Simon Vanoverberghe still active?
Yes, Simon Vanoverberghe is an active enterprise in the KBO register.
What is the turnover of Simon Vanoverberghe?
The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €9,924 and 61 comparable companies (NACE 475). It probably lies between €55,000 and €250,000. It is a rough estimate.Financials
Is Simon Vanoverberghe profitable?
In financial year 2025, Simon Vanoverberghe made a profit of €4,889.
Where can I find the annual accounts of Simon Vanoverberghe?
Simon Vanoverberghe filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

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