Simon Lambert
ActiveSummary
Simon Lambert has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75,955 and a net result of €23,676. Equity has been growing by about 34% per year since 2023. Its solvency ranks better than 83% of 39,275 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 06-05-2022 Normal situation
- Activity
- Business and other management consultancy NACE 70200and 1 other
- Establishment unit
- 2.331.214.856 9000 Gent, since 06-05-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 14-10-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
Annual accounts 2025
- Gross margin
- €36,067
- ▼ 3.9%
- Turnover
- ≈ €110,000
- estimated
- Profit
- €23,676
- ▲ 95.2%
- Equity
- €75,955
- ▲ 45.3%
- Total assets
- €89,852
- ▲ 26.1%
Score breakdownraises risk1 change of registered office in 24 monthslowers riskLiquidity: current ratio 5.49, cash €68,076Sector: Activities of head offices; management consultancy activities (NACE 70)Equity €75,955 (84.5% of total assets)Show the evidence
Checked score
Score 2025
98
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 85% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency
100+2
equity 84.5% of total assets
Liquidity
97+7
short-term debt 15.5% · cash 75.8%
Profitability
100+10
return on assets 26.3%
Bankruptcy probability within 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: 0.1%▲ +0.1 percentage points vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025highest value
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.49 (3.02 in 2024), above the usual 1.5. Short-term debt is 15.5% and cash 75.8% of total assets. 15.5% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 91% on liquidity, 84% on profitability and 79% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
57 days early
2024
40 days early
2023
13 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 37 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 June (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 04-06-2026 PDF all 3 filings
Turnover
≈ €110,000
Estimated: probably between €61,000 and €140,000
Total assets
€89,852▲ 26.1%
2024 · €71,256
Net result
€23,676▲ 95.2%
2024 · €12,130
Working capital
€62,440▲ 65.7%
2024 · €37,680
Multi-year overview
2023 to 2025, 3 financial yearsOperating result
€29,038
▼ 11.2%
2025
20232025
Net result
€23,676
▲ 95.2%
2025
middle half of the sector
20232025
Equity
€75,955
▲ 45.3%
2025
middle half of the sector
20232025
Total assets
€89,852
▲ 26.1%
2025
middle half of the sector
20232025
Debt
€13,897
▼ 26.8%
2025
20232025
Working capital
€62,440
▲ 65.7%
2025
middle half of the sector
20232025
Solvency
84.5%
▲ 11.2pp
2025
highest quarter of the sector
20232025
Current ratio
5.49
▲ 2.47
2025
highest quarter of the sector
20232025
Return on assets (ROA)
26.3%
▲ 9.3pp
2025
middle half of the sector
20232025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line202320242025
Operating result€40,078-€32,714▼ 18.4%€29,038▼ 11.2%
Net result€39,150within the sector's middle half-€12,130within the sector's middle half▼ 69.0%€23,676within the sector's middle half▲ 95.2%
Equity€40,150within the sector's middle half-€52,279within the sector's middle half▲ 30.2%€75,955within the sector's middle half▲ 45.3%
Total assets€57,104below the sector's middle half-€71,256below the sector's middle half▲ 24.8%€89,852within the sector's middle half▲ 26.1%
Debt€16,954-€18,976▲ 11.9%€13,897▼ 26.8%
Working capital€28,383within the sector's middle half-€37,680within the sector's middle half▲ 32.8%€62,440within the sector's middle half▲ 65.7%
Solvency70.3%within the sector's middle half-73.4%within the sector's middle half▲ 3.1pp84.5%above the sector's middle half▲ 11.2pp
Current ratio2.78within the sector's middle half-3.02within the sector's middle half▲ 0.245.49above the sector's middle half▲ 2.47
Return on assets (ROA)68.6%above the sector's middle half-17.0%within the sector's middle half▼ 51.5pp26.3%within the sector's middle half▲ 9.3pp
above
within
below
The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 11% lower than in 2024 and the lowest since 2023. It is the second fall in a row.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €89,852
Fixed assets
€13,515 ▼ 9.5%
Current assets
€76,337 ▲ 35.5%
Equity and liabilities €89,852
Equity
€75,955 ▲ 45.3%
Debt
€13,897 ▼ 26.8%
Debt's share of the balance-sheet total falls from 26.6% to 15.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€35,131▼
2024 · €37,005
Cash flow
€29,769▲
2024 · €16,422
Debt to equity
0.18▼
2024 · 0.36
ROE
31.2%▲
2024 · 23.2%
Interest coverage
over 100▲
2024 · 59.96
Debt ≤ 1 year
€13,897▼
2024 · €18,641
Income taxes
€5,269▼
2024 · €19,967
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2023 | 2024 | 2025 |
|---|---|---|---|
| Tangible fixed assets | €17,976 | €6,445 | €4,674 |
| Depreciation and write-downs of the year | €5,195 | €4,292 | €6,093 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,195 | €4,292 | €6,093 | ▲ 42.0% |
| Other operating charges640/8 | €1,247 | €520 | €936 | ▲ 80.0% |
| Gross operating margin9900 | €46,520 | €37,526 | €36,067 | ▼ 3.9% |
| Operating profit (loss)9901 | €40,078 | €32,714 | €29,038 | ▼ 11.2% |
| Financial income75/76B | €15 | - | €0 | - |
| Recurring financial income75 | €15 | - | €0 | - |
| Financial charges65/66B | €944 | €617 | €93 | ▼ 84.9% |
| Recurring financial charges65 | €944 | €617 | €93 | ▼ 84.9% |
| Profit (loss) for the period before taxes9903 | €39,150 | €32,096 | €28,945 | ▼ 9.8% |
| Income taxes67/77 | - | €19,967 | €5,269 | ▼ 73.6% |
| Profit (loss) for the period9904 | €39,150 | €12,130 | €23,676 | ▲ 95.2% |
| Profit (loss) for the period to be appropriated9905 | €39,150 | €12,130 | €23,676 | ▲ 95.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €57,104 | €71,256 | €89,852 | ▲ 26.1% |
| Fixed assets21/28 | €12,781 | €14,934 | €13,515 | ▼ 9.5% |
| Tangible fixed assets22/27 | €12,781 | €14,934 | €13,515 | ▼ 9.5% |
| Plant, machinery and equipment23 | €1,210 | €1,705 | €1,970 | ▲ 15.5% |
| Furniture and vehicles24 | €11,572 | €13,230 | €11,546 | ▼ 12.7% |
| Current assets29/58 | €44,322 | €56,321 | €76,337 | ▲ 35.5% |
| Amounts receivable within one year40/41 | €13,346 | €23,379 | €8,261 | ▼ 64.7% |
| Trade receivables40 | €13,346 | €23,379 | €7,637 | ▼ 67.3% |
| Other amounts receivable41 | - | - | €624 | - |
| Cash at bank and in hand54/58 | €30,976 | €32,942 | €68,076 | ▲ 107% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €57,104 | €71,256 | €89,852 | ▲ 26.1% |
| Equity10/15 | €40,150 | €52,279 | €75,955 | ▲ 45.3% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | = |
| Reserves13 | €39,150 | €51,279 | €74,955 | ▲ 46.2% |
| Distributable reserves133 | €39,150 | €51,279 | €74,955 | ▲ 46.2% |
| Amounts payable17/49 | €16,954 | €18,976 | €13,897 | ▼ 26.8% |
| Amounts payable after more than one year17 | €882 | - | - | - |
| Financial debts170/4 | €882 | - | - | - |
| Amounts payable within one year42/48 | €15,939 | €18,641 | €13,897 | ▼ 25.5% |
| Current portion of amounts payable after more than one year42 | €5,184 | €882 | - | - |
| Trade debts44 | €1,673 | €109 | €1,228 | ▲ 11× |
| Suppliers440/4 | €1,673 | €109 | €1,228 | ▲ 11× |
| Taxes, remuneration and social security45 | €2,437 | €7,552 | €12,669 | ▲ 67.7% |
| Taxes450/3 | €2,437 | €7,552 | €12,669 | ▲ 67.7% |
| Other amounts payable47/48 | €6,645 | €10,099 | - | - |
| Accrued charges and deferred income492/3 | €133 | €335 | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €39,150 | €12,130 | €23,676 | ▲ 95.2% |
| + Depreciation and write-downs630 | €5,195 | €4,292 | €6,093 | ▲ 42.0% |
| Operating cash flow (approximation) | €44,345 | €16,422 | €29,769 | ▲ 81.3% |
| Investment in fixed assets (approximation) | - | -€6,445 | -€4,674 | ▲ 27.5% |
| Change in cash | - | €1,966 | €35,134 | ▲ 18× |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as Simon Lambert has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
95.8%
was still going
2.3%
stopped otherwise
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Simon Lambert itself is lower: < 0.1% within 12 months. It rests on far more data about Simon Lambert than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Simon Lambert. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Directors
1 director, no change since 2022
LAMBERT Simon
Current
Director (not named in the articles) · since 03-05-2022 · term without a fixed end · listed in the 2025 annual accounts, filed on 04-06-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als verweerder. Het bestuursorgaan kan…”
deed of 10-05-2022Owners and capital
Shareholders
At incorporation
act of 10-05-2022 ↗
- LAMBERT Simon 100 shares (100%) · €1,000 in cash
Capital transactions
Capital over time
- 10-05-2022 Incorporation · €1,000 · 100 shares
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “1, benoemd met of zonder beperking van duur;indien benoemd in de statuten met hoedanigheid van statutair bestuurder”
Articles of association, deed of 10-05-2022 (in Dutch)
Network & group
Simon Lambert shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of Simon Lambert. Every other company they run is a node.
This company
Company
Director
Shareholding
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Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
04-06
micro format · 57 days before the deadline
2025
21-06
micro format · 40 days before the deadline
20-03
Gazette deed
Registered office moved within GentNew seat: Kazemattenstraat 1, 9000 Gent · Previous seat: Frans Uyttenhovestraat 54, 9040 Gent2 points ▸
Gazette deed
Registered office moved within Gent
New seat: Kazemattenstraat 1, 9000 Gent · Previous seat: Frans Uyttenhovestraat 54, 9040 Gent2 points ▸
- Board meeting, 01-10-2024
- Registered-office move, Kazemattenstraat 1,9000 Gent
2024
31-12
Financial
Weakest financial yearnet €12,130 ▼69%
The net result drops to €12,130, the lowest from 2023 to 2025. It recovers the following year.
18-07
micro format · 13 days before the deadline
2022
10-05
Gazette deed
IncorporationStarting capital €1,000 · Appointment: LAMBERT Simon (director) · Founder7 points ▸
Gazette deed
Incorporation
Starting capital €1,000 · Appointment: LAMBERT Simon (director) · Founder7 points ▸
- Incorporation, “Simon Lambert” (deed in Dutch)
- Founder, LAMBERT Simon
- Founding capital, €1,000
- Capital
- Registered office clause, “Frans Uyttenhovestraat 54,9040 Gent (Sint-Amandsberg), slechts uitwerking vanaf neerlegging ter griffie van uitgifte oprichtingsakte overeenkomstig wet” (deed in Dutch)
- Director appointment, LAMBERT Simon (director (not named in the articles))
- Pre-incorporation commitments, “takeover, rechten en verbintenissen uit rechtshandelingen in haar naam en voor haar rekening” (deed in Dutch)
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
Simon Lambert in Dutch
Enterprise number
0785.782.152
Legal form
Private limited company
Status
Active, normale toestand
Founded
06-05-2022
Entity type
Legal entity
Name clauseThe company operates under this name according to its articles.
Simon Lambert
deed of 10-05-2022 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, overbrenging naar om het even welke plaats in het tweetalig gebied Brussel Hoofdstad of in het Nederlands taalgebied door…”
deed of 10-05-2022 (in Dutch)Registered office and establishments
Registered office
Kazemattenstraat 1, 9000 Gent, Belgium
1 former office
- Frans Uyttenhovestraat 54, 9040 Gent until 01-10-2024 · act of 20-03-2025
Establishment unit
Simon Lambert, Kazemattenstraat 1, 9000 Gent since 06-05-2022 · unit number 2.331.214.856
E-mail
simonxlambert@gmail.comGent
Activities
NACEBEL 202570200
Business and other management consultancy main activity
85599
Other education
Codes under NACEBEL 2008
70220
Business consulting main activity
85599
Other education
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 10-05-2022 (in Dutch)
“Het verstrekken van advies en het verlenen van diensten aan ondernemingen,verenigingen en instellingen,onder meer inzake…”
12 activities
- Het verstrekken van advies en het verlenen van diensten aan ondernemingen,verenigingen en instellingen,onder meer inzake productie,commercialisering,marketing,financieel,administratief,logistiek,operationeel en organisatorisch beleid,zonder dat deze opsomming beperkend weze.
- Het uitoefenen van opdrachten en waarnemen van mandaten in ondernemingen,verenigingen en instellingen(zonder dat deze opsomming beperkend weze:als bestuurder,zaakvoerder,beheerder,directeur,vereffenaar).
- Het geven van opleidingen,training en coaching inzake alle aspecten van de bedrijfsvoering in de ruimste betekenis.
- Het verlenen van enig welke diensten.
- De productie,import,export,aankoop,verkoop,de groothandel en kleinhandel en het verhuren of ter beschikking stellen van enig welke organische en niet-organische,duurzame en niet duurzame investerings-,gebruiks- en verbruiksgoederen.
- Het oordeelkundig opbouwen en beheren van een roerend en onroerend patrimonium.De vennootschap kan om het even welke roerende en onroerende goederen aankopen ter belegging of speculatie,met inbegrip van kunst.Inzake het onroerend patrimonium kan de vennootschap onroerende goederen geheel of gedeeltelijk verwerven of vervreemden,huren of verhuren,zakelijke rechten verwerven,vestigen en overdragen,kortom alle handelingen stellen om onroerende goederen te valoriseren en te exploiteren.De vennootschap kan op alle mogelijke manieren optreden op de beurs en in de financiële markten,en enig welke financiële contracten afsluiten of instrumenten verwerven,met het oog op het opbouwen en beheren van het roerend patrimonium.
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen;alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten(vruchtgebruik,recht van opstal,erfpacht,…),zoals de huurfinanciering van onroerend goederen aan derden,het aankopen,beheren,schatten en evalueren,verkopen,ruilen,bouwen,verbouwen,onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen,het ontwerpen en opvolgen van projecten,en het maken van studies met betrekking tot immobiliën;de aan- en verkoop;huur en verhuur van roerende goederen betreffende de inrichting en uitrusting van onroerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de onroerende goederen te bevorderen;alsmede zich borg stellen voor het goede verloop van verbintenissen,door derde personen aangegaan,die het genot zouden hebben van voormelde roerende en onroerende goederen;
- Het verwerven en beheren van participaties in ondernemingen,het fungeren als holding en het uitoefenen van het lidmaatschap van verenigingen.
- Het verstrekken van risicokapitaal en het verstrekken van leningen en kredieten.Het verlenen van zakelijke zekerheden en persoonlijke borgstellingen.
- Het organiseren van en de deelname aan voordrachten,opleidingen,workshops,cursussen,seminaries,degustaties,beurzen en gespreksgroepen met betrekking tot de bovenstaande punten,alsook het organiseren en verzorgen van recepties,cocktails,lunches,diners,banketten,bruiloften en overige aangelegenheden;
- Het verstrekken van advies,organiseren en commercialiseren van opleidingen,training,cursussen,seminaries en coaching;
- In het algemeen:alle handelingen en verrichtingen die bijdragen tot het verwezenlijken van wat hierboven bepaald wordt.
Invoicing and payment
VAT number
BE 0785.782.152
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Sites & property
Location
Buildings and parcels at the address
Ground area
62 m²
Building footprint
47 m²
Building volume
490 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44804D0470/82_000 | Flanders | 61 m² | 1 · 47 m² | 12.9 m · 3 |