SIMON & FILS
ActiveSIMON & FILS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €144k and a net result of €34k. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 43% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+3
Solvency68▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.42 against 1.22 in 2024; short-term debt: 40.3% and cash: 2.8% of total assets), and 57.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.8%
Return on assets
10.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-04-2026, 109 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
109 d early
2024
129 d early
2023
126 d early
2022
14 d early
2021
146 d early
2020
58 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€144k▲ 30.9%
2024 · €110k
2018: €86k
2019: €73k
2020: €78k
2021: €68k
2022: €75k
2023: €85k
2024: €110k
2018 → 2025
Total assets
€336k▼ 1.6%
2024 · €341k
2018: €448k
2019: €440k
2020: €370k
2021: €325k
2022: €299k
2023: €247k
2024: €341k
2018 → 2025
Net result
€34k▲ 39.7%
2024 · €24k
2018: €18k
2019: €-13k
2020: €5k
2021: €-11k
2022: €7k
2023: €10k
2024: €24k
2018 → 2025
Working capital
€57k▲ 35.9%
2024 · €42k
2018: €15k
2019: €21k
2020: €20k
2021: €16k
2022: €23k
2023: €27k
2024: €42k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€68k-€75k▲ 10.9%€85k▲ 13.5%€110k▲ 28.4%€144k▲ 30.9%
Operating result€-5k-€8k€15k▲ 82.4%€30k▲ 106%€45k▲ 49.1%
Net result€-11k-€7k€10k▲ 37.8%€24k▲ 139%€34k▲ 39.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 49% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €336k
Fixed assets
€143k▲ 31.7%
Current assets
€193k▼ 17.1%
Equity and liabilities €336k
Equity
€144k▲ 30.9%
Debt
€192k▼ 17.0%
The debt ratio falls from 67.8% to 57.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€75k▲
2024 · €59k
Cash flow
€64k▲
2024 · €53k
Solvency
42.8%▲
2024 · 32.2%
Current ratio
1.42▲
2024 · 1.22
Quick ratio
0.30▲
2024 · 0.15
Debt / equity
1.34▼
2024 · 2.11
ROE
23.6%▲
2024 · 22.1%
ROA
10.1%▲
2024 · 7.1%
Interest coverage
17.31▲
2024 · 10.99
Debt
€192k▼
2024 · €231k
Debt ≤ 1 year
€135k▼
2024 · €190k
Debt > 1 year
€57k▲
2024 · €41k
Income taxes
€6k▲
2024 · €357
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€341k€336k▼
Fixed assets21/28€108k€143k▲
Intangible fixed assets21€820€3k▲
Tangible fixed assets22/27€100k€133k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€99k€131k▲
Financial fixed assets28€7k€7k=
Current assets29/58€233k€193k▼
Stocks and contracts in progress3€203k€152k▼
Stocks30/36€203k€152k▼
Amounts receivable within one year40/41€11k€17k▲
Trade receivables40€11k€17k▲
Other amounts receivable41-€149
Cash at bank and in hand54/58€7k€9k▲
Deferred charges and accrued income490/1€11k€14k▲
Equity and liabilities
Total equity and liabilities10/49€341k€336k▼
Equity10/15€110k€144k▲
Contributions10/11€100k€100k=
Capital10€100k€100k=
Issued capital100€100k€100k=
Reserves13€817€817=
Non-distributable reserves130/1€817€817=
Legal reserve130€817€817=
Profit (loss) carried forward14€9k€43k▲
Amounts payable17/49€231k€192k▼
Amounts payable after more than one year17€41k€57k▲
Financial debts170/4€41k€57k▲
Amounts payable within one year42/48€190k€135k▼
Current portion of amounts payable after more than one year42€18k€31k▲
Trade debts44€46k€19k▼
Suppliers440/4€46k€19k▼
Advances received on contracts in progress46€24k€17k▼
Taxes, remuneration and social security45€7k€6k▼
Taxes450/3€7k€6k▼
Other amounts payable47/48€95k€63k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€30k▲
Other operating charges640/8€1k€1,000▼
Non-recurring operating charges66A€5k-
Gross operating margin9900€65k€76k▲
Operating profit (loss)9901€30k€45k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€4k▼
Non-recurring financial charges66B-€820
Profit (loss) for the period before taxes9903€25k€40k▲
Income taxes67/77€357€6k▲
Profit (loss) for the period9904€24k€34k▲
Profit (loss) for the period to be appropriated9905€24k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€43k▲
Profit (loss) brought forward from the previous period14P€-15k€9k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €34k ▲39.7%
Operating result €45k, net result €34k, both a record.
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €110k ▲28.4%
3 profitable years in a row build equity to €110k.
27-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
07-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-13k ▼172%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-04
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Drogenbos · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paul Gilsonlaan 4501620 DrogenbosGround area
2,095 m²
Building footprint
1,197 m²
Volume, LiDAR
5,697 m³
Parcel 22001B0044/00W003, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SIMON & FILS
since 20182.280.112.484
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001B0044/00W003 | Flanders | 2,095 m² | 1 · 1,197 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 9,934 EUR awarded · 9,934 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 9,934 EUR | 9,934 EUR |
Schemes
Vlaams beschermingsmechanisme 12 (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
1 siteDrogenbos2.280.112.484
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Of 4,572 companies in sector 82300 we hold annual accounts for 1,671. 1,275 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded28-12-2007
Fiscal year end31-12
Activities, NACEBEL
82300Organisation of conventions and trade shows
47251Retail sale of wines and spirits
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.