SIMOFOOD
ActiveSummary
The computed 12-month bankruptcy probability of SIMOFOOD is 2.0% (moderate). The 2025 annual accounts show equity of €104,845 and a net result of -€48,979. Its solvency ranks better than 37% of 12,713 sector peers (NACE 47, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Staff
- 1 FTE
- Equity
- €104,845
- Loss
- -€48,979
Why 53raises riskLoss of €48,979, the second in a row (financial year 2025)Founded in 2023Sector: Retail trade (NACE 47)lowers riskFigures for financial year 2025 (filed 08-08-2026)Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 40% on solvency, 44% on liquidity, 18% on profitability and 14% on growth.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 10 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · abbreviated…
- Annual accounts filedfinancial year 2024 · full…
- IncorporationAppointment: BERRADA Si Mohamed (director)…
Financials · financial year 2025, abbreviated format
2025 annual accounts filed late (6 days) Filed on 6 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00387643.
2024 to 2025, 2 financial years
The operating result turns negative in 2025: a loss of €2,388 after €46,602 in 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 1,207 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 90.2% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,207 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €326,411 | €327,095 | ▲ 0.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €63,850 | €48,429 | ▼ 24.2% |
| Other operating charges640/8 | €13,551 | €13,912 | ▲ 2.7% |
| Gross operating margin9900 | €450,414 | €387,048 | ▼ 14.1% |
| Operating profit (loss)9901 | €46,602 | -€2,388 | - |
| Financial income75/76B | €6,921 | €6,921 | = |
| Recurring financial income75 | €6,921 | €6,921 | = |
| Financial charges65/66B | €53,397 | €52,909 | ▼ 0.9% |
| Recurring financial charges65 | €53,397 | €52,909 | ▼ 0.9% |
| Profit (loss) for the period before taxes9903 | €126 | -€48,375 | - |
| Income taxes67/77 | €1,671 | €604 | ▼ 63.9% |
| Profit (loss) for the period9904 | -€1,545 | -€48,979 | ▼ 3,069% |
| Profit (loss) for the period to be appropriated9905 | -€1,545 | -€48,979 | ▼ 3,069% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €510,219 | €423,565 | ▼ 17.0% |
| Fixed assets21/28 | €422,250 | €373,821 | ▼ 11.5% |
| Intangible fixed assets21 | €17,158 | €15,158 | ▼ 11.7% |
| Tangible fixed assets22/27 | €398,941 | €352,512 | ▼ 11.6% |
| Plant, machinery and equipment23 | €215,857 | €191,203 | ▼ 11.4% |
| Furniture and vehicles24 | €54,210 | €47,343 | ▼ 12.7% |
| Leasing and similar rights25 | €128,874 | €113,967 | ▼ 11.6% |
| Financial fixed assets28 | €6,150 | €6,150 | = |
| Current assets29/58 | €87,969 | €49,744 | ▼ 43.5% |
| Stocks and contracts in progress3 | €12,108 | €3,821 | ▼ 68.4% |
| Stocks30/36 | €12,000 | €1,535 | ▼ 87.2% |
| Contracts in progress37 | €108 | €2,286 | ▲ 21× |
| Amounts receivable within one year40/41 | €5,192 | €5,277 | ▲ 1.6% |
| Other amounts receivable41 | €5,192 | €5,277 | ▲ 1.6% |
| Cash at bank and in hand54/58 | €70,485 | €40,646 | ▼ 42.3% |
| Deferred charges and accrued income490/1 | €183 | - | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €510,219 | €423,565 | ▼ 17.0% |
| Equity10/15 | €160,745 | €104,845 | ▼ 34.8% |
| Contributions10/11 | €100,000 | €100,000 | = |
| Profit (loss) carried forward14 | -€1,545 | -€50,525 | ▼ 3,169% |
| Investment grants15 | €62,291 | €55,370 | ▼ 11.1% |
| Amounts payable17/49 | €349,474 | €318,720 | ▼ 8.8% |
| Amounts payable after more than one year17 | €202,908 | €163,868 | ▼ 19.2% |
| Financial debts170/4 | €202,908 | €163,868 | ▼ 19.2% |
| Amounts payable within one year42/48 | €146,565 | €154,852 | ▲ 5.7% |
| Current portion of amounts payable after more than one year42 | €41,686 | €40,093 | ▼ 3.8% |
| Trade debts44 | €8,562 | €37,084 | ▲ 333% |
| Suppliers440/4 | €8,562 | €37,084 | ▲ 333% |
| Taxes, remuneration and social security45 | €35,609 | €45,063 | ▲ 26.6% |
| Taxes450/3 | €17,387 | €16,149 | ▼ 7.1% |
| Remuneration and social security454/9 | €18,222 | €28,914 | ▲ 58.7% |
| Other amounts payable47/48 | €60,708 | €32,611 | ▼ 46.3% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€1,545 | -€48,979 | ▼ 3,069% |
| + Depreciation and write-downs630 | €63,850 | €48,429 | ▼ 24.2% |
| Operating cash flow (approximation) | €62,305 | -€550 | - |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | -€29,839 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 06-08-2026 | 2026-00387643 |
| 31-12-2024 | full format | 14-08-2025 | 2025-00383088 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| BERRADA Si Mohamed |
|
Owners and capital
Capital and shareholders
- BERRADA Si Mohamed 10,000 shares (100%) · €100,000 in cash
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 06-07-2023 Incorporation · €100,000 · 10,000 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
06-07
Gazette deed
IncorporationAppointment: BERRADA Si Mohamed (director) · Founder · Founding capital8 facts ▸
- Incorporation, “SIMOFOOD” (deed in French)
- Founder, BERRADA Si Mohamed
- Founding capital, €100,000
- Capital
- Other provision, “dispositions finales et transitoires entrée en vigueur, comparant prend à l’unanimité décisions suivantes” (deed in French)
- Registered office clause, “1000 Bruxelles,Rue Belliard 196” (deed in French)
- Director appointment, BERRADA Si Mohamed (director (not named in the articles))
- Board rule, 1
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEnvironmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21806F0478/00V005 | Brussels | 3,897 m² | 1 · 117 m² | 26.8 m · 8 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “La distribution de pains,pâtisseries et de tous autres produits de boulangerie,confiserie,boissons,produits alimentaires et articles de…” (deed in French)
15 activities (deed in French)
- La distribution de pains,pâtisseries et de tous autres produits de boulangerie,confiserie,boissons,produits alimentaires et articles de table,la vente à emporter de sandwichs,l’exploitation d’un tea room et salon de dégustation et,pour autant qu’elle dispose des attestations d’établissements,l’exploitation d’un salon de petite restauration et comptoir traiteurs.
- Services de vente au détail liés à la vente de produits et d'ingrédients de spécialités alimentaires et de boissons ; services de magasins de boulangerie de détail ;
- Services de gestion d'entreprise ; assistance à la gestion d'entreprise,conseil en gestion d'entreprise,notamment pour les boulangers et les pâtissiers ;
- Conseil dans l'exploitation d'établissements en franchise ; assistance à la gestion d'entreprise et à la commercialisation de produits et de services,dans le cadre de contrats de franchise ; la promotion des ventes,y compris les services de promotion de magasins de détail présentant des produits et des ingrédients alimentaires et de boissons spécialisés ; les services de franchise,à savoir l'offre d'une assistance à la gestion d'entreprise pour la création et l'exploitation de restaurants combinés avec des boulangeries de détail et des magasins de détail présentant des produits alimentaires et de boissons ;
- Les services de promotion pour la vente de produits dans le cadre de la création et de l'exploitation de restaurants ; fourniture d'un annuaire commercial en ligne,à savoir un localisateur de restaurants,de boulangeries et de magasins de détail ; services de vente au détail en ligne d'une gamme de produits et d'ingrédients alimentaires et de boissons spécialisés ; services d'approvisionnement en commandes pour les restaurants et les restaurants à emporter ; commande de repas à emporter pour les restaurants,organisée via un site web ; services de promotion des ventes et des produits relatifs à l'établissement et/ou à l'exploitation de restaurants,de boulangeries et de magasins de détail proposant des produits alimentaires et des boissons ; promotion des ventes au moyen d'expositions et de démonstrations culinaires) ; organisation et gestion de programmes de fidélisation de la clientèle ; services de publicité et de promotion ; assistance à la gestion d'entreprise,conseil en gestion d'entreprise
- Services de livraison de nourriture ; Livraison de nourriture par des restaurants et des boulangeries
- Fourniture d'informations sur le recyclage,le traitement des déchets dans le domaine de la lutte contre la pollution environnementale et l'amélioration de l'environnement par le recyclage
- Activités de restauration ; services de restaurant ; services de café ; services de traiteur ; services de restaurant à emporter ; fourniture d'aliments et de boissons; services de restauration,à savoir la préparation d'aliments et de boissons pour la livraison à domicile et aux entreprises ; services de restauration à emporter ; Snacks ; Services de salade-bar-restaurant ; Organisation de services alimentaires ; Services de boulangerie ; Services de cuisine ; Services de réservation de repas ; Services de réservation de restaurants ; Services de cuisine pour les restaurants et les fournisseurs de services de restauration à emporter.
- Conseils sur la préparation des aliments et des boissons et sur les recettes de cuisine ; fourniture d'informations,y compris en ligne,sur les services de préparation des aliments et des boissons ; fourniture d'informations sur les services de restauration.
- La société a également pour objet la constitution et la valorisation d’un patrimoine immobilier,et notamment par la réalisation d’opérations d’achat,de vente,de location d’immeubles ; l’achat,l’échange,la vente,la prise en location et en sous-location,ainsi que la cession en location et en sous-location,le tout avec ou sans option d’achat,l’exploitation et l’entretien de maisons,appartements,bureaux,magasins,fonds de commerce,terrains,terres et domaines,et de manière générale,de tous biens immobiliers,ainsi que toutes opérations de financement.
- La realisation de travaux d’intérieurs et extérieurs immobiliers,la gestion de ses travaux de transformation,la rénovation et l’aménagement d’espaces intérieurs ainsi que l’approvisionnement tant en ressources qu’en matériel,l’achat et la vente de produits relatifs à la rénovation et à la décoration dans le sens large du terme,et la commercialisation de ceux-ci à l’import/export. Elle pourra,de même,prêter,emprunter,hypothéquer,acquérir ou céder tous biens tant mobiliers qu’immobiliers,elle pourra également se porter caution et donner toute sûreté personnelle ou réelle en faveur de toute personne physique ou morale.
- La société peut d’une façon générale,accomplir toutes opérations commerciales,industrielles,financières,mobilières ou immobilières,soit pour son compte,soit pour le compte de tiers,se rapportant directement ou indirectement à son objet social ou qui seraient de nature à en faciliter directement ou indirectement,entièrement ou partiellement la réalisation.
- La société peut exercer toutes fonctions et mandats et s’intéresser par voie d’apport,de fusion,de souscription ou de toutes autres manières dans toutes autres affaires,entreprises,associations ou sociétés ayant un objet identique,analogue ou connexe au sien ou qui sont de nature à favoriser le développement de son entreprise,à lui procurer des ressources ou à faciliter l’écoulement des services et produits.
- Au cas où la prestation de certains actes serait soumise à des conditions préalables d’accès à la profession,la société subordonnera son action,en ce qui concerne ces prestations,à la réalisation de ces conditions.
- Elle peut exercer les fonctions d’administrateur ou liquidateur dans d’autres sociétés.
- Name clauseThe name the company operates under according to its articles.
- SIMOFOOD
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région de Bruxelles-Capitale, sièges administratifs,agences,ateliers,dépôts et succursales,tant en Belgique qu'à l'étranger” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Nombre,durée du mandat et,en cas de pluralité,pouvoirs, avec ou sans limitation de durée” (deed in French)“Ceux que la loi et les statuts réservent à l’assemblée générale, totalité des pouvoirs d’administration avec faculté de déléguer partie” (deed in French)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Moitié cédant,moitié acquéreurs proportionnellement si plusieurs, cessions entre vifs à titre onéreux ou gratuit,volontaires ou…” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of June