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SIMOBIL

Active
Private limited companyfounded 200323 yrs activeChaussée de Tournai(R-C) 84, 7520 Tournai, BelgiumKBO/BCE: BE 0480.289.560
Summary

SIMOBIL has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €402,036 and a net result of €47,114. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 40% of 436 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability72▼-10
Solvency48▼-1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity short (current ratio 0.78 against 0.99 in 2024; short-term debt: 21.3% and cash: 11.4% of total assets), and 76.9% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sports, amusement and recreation activities (NACE 93)
about 50% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 23 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
23.1%
Return on assets
2.7%
Age of the figures
15 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €402,036
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
5 d early
2024
29 d early
2023
22 d early
2022
4 d early
2021
24 d late
2020
38 d late
2019
27 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 26 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 May 2003, SIMOBIL was incorporated.1 Total assets went from EUR 1.3 million in 2019 to EUR 1.7 million in 2025 and headcount from 4.6 to 8.8 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€47,114▼ 69.9%
2024 · €156,595
Working capital
-€79,956▼ 1,858%
2024 · -€4,083
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 93, Sports, amusement and recreation activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€165,037€225,675€279,632▲ 23.9%€248,575▼ 11.1%€113,159▼ 54.5%
Net result-€211,524below the sector's middle half▼ 521%€85,567within the sector's middle half€213,809above the sector's middle half▲ 150%€156,595above the sector's middle half▼ 26.8%€47,114within the sector's middle half▼ 69.9%
Equity-€101,049below the sector's middle half-€15,482below the sector's middle half▲ 84.7%€198,327within the sector's middle half€354,922within the sector's middle half▲ 79.0%€402,036within the sector's middle half▲ 13.3%
Total assets€983,642within the sector's middle half▼ 18.0%€1.7mwithin the sector's middle half▲ 68.2%€1.6mwithin the sector's middle half▼ 5.9%€1.5mwithin the sector's middle half▼ 4.7%€1.7mwithin the sector's middle half▲ 17.6%
Debt€1.1m▼ 0.4%€1.7m▲ 53.9%€1.4m▼ 18.7%€1.1m▼ 16.9%€1.3m▲ 18.9%
Working capital-€198,427below the sector's middle half▼ 54.5%-€240,598below the sector's middle half▼ 21.3%-€116,863below the sector's middle half▲ 51.4%-€4,083within the sector's middle half▲ 96.5%-€79,956within the sector's middle half▼ 1,858%
Solvency-10.3%below the sector's middle half▼ 19.5pp-0.9%below the sector's middle half▲ 9.3pp12.7%within the sector's middle half▲ 13.7pp23.9%within the sector's middle half▲ 11.2pp23.1%within the sector's middle half▼ 0.9pp
Current ratio0.13below the sector's middle half▼ 0.340.41below the sector's middle half▲ 0.280.64within the sector's middle half▲ 0.230.99within the sector's middle half▲ 0.340.78within the sector's middle half▼ 0.20
Return on assets (ROA)-21.5%below the sector's middle half▼ 18.7pp5.2%within the sector's middle half▲ 26.7pp13.7%above the sector's middle half▲ 8.6pp10.6%within the sector's middle half▼ 3.2pp2.7%within the sector's middle half▼ 7.9pp
Staff (FTE)5.6within the sector's middle half▲ 3.7%6.8within the sector's middle half▲ 21.4%8.8within the sector's middle half▲ 29.4%7.4within the sector's middle half▼ 15.9%8.8within the sector's middle half▲ 18.9%
above within below the middle half (P25 to P75) of NACE 93, Sports, amusement and recreation activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€400,000-€200,000€0€200,000Operating result 2021: -€165,037-€165,037Net result 2021: -€211,524-€211,524Operating result 2022: €225,675€225,675Net result 2022: €85,567€85,567Operating result 2023: €279,632€279,632Net result 2023: €213,809€213,809Operating result 2024: €248,575€248,575Net result 2024: €156,595€156,595Operating result 2025: €113,159€113,159Net result 2025: €47,114€47,11420212022202320242025€0€100,000€200,000€300,000Operating result 2023: €279,632€280,000Net result 2023: €213,809€214,000Operating result 2024: €248,575€249,000Net result 2024: €156,595€157,000Operating result 2025: €113,159€113,000Net result 2025: €47,114€47,100202320242025
The operating result has fallen two years in a row; 2025 is 54% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.7m
Fixed assets €1.5m ▲ 21.0%
Current assets €291,307 ▲ 3.0%
Equity and liabilities €1.7m
Equity €402,036 ▲ 13.3%
Debt €1.3m ▲ 18.9%
Debt's share of the balance-sheet total rises from 76.1% to 76.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€318,923▼
2024 · €438,946
Cash flow
€252,878▼
2024 · €346,966
Debt to equity
3.34▲
2024 · 3.18
ROE
11.7%▼
2024 · 44.1%
Interest coverage
6.30▼
2024 · 7.14
Debt ≤ 1 year
€371,264▲
2024 · €286,804
Debt > 1 year
€970,558▲
2024 · €834,574
Income taxes
€15,518▼
2024 · €30,519
Staff costs
€248,696▲
2024 · €239,455
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,980 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
1.1% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,980 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.5m€1.7m▲
Fixed assets21/28€1.2m€1.5m▲
Tangible fixed assets22/27€1.2m€1.5m▲
Land and buildings22€561,018€818,774▲
Plant, machinery and equipment23€623,054€599,025▼
Furniture and vehicles24€16,228€34,371▲
Financial fixed assets28€380€380=
Current assets29/58€282,722€291,307▲
Amounts receivable within one year40/41€57,365€86,632▲
Trade receivables40€42,953€24,366▼
Other amounts receivable41€14,412€62,266▲
Cash at bank and in hand54/58€219,289€198,543▼
Deferred charges and accrued income490/1€6,068€6,132▲
Equity and liabilities
Total equity and liabilities10/49€1.5m€1.7m▲
Equity10/15€354,922€402,036▲
Contributions10/11€143,600€143,600=
Outside capital11€143,600€143,600=
Other1109/19€143,600€143,600=
Reserves13€2,000€2,000=
Non-distributable reserves130/1€2,000€2,000=
Reserves not available under the articles1311€2,000€2,000=
Profit (loss) carried forward14€209,322€256,436▲
Amounts payable17/49€1.1m€1.3m▲
Amounts payable after more than one year17€834,574€970,558▲
Financial debts170/4€834,574€970,558▲
Amounts payable within one year42/48€286,804€371,264▲
Current portion of amounts payable after more than one year42€217,684€267,842▲
Trade debts44€19,440€30,183▲
Suppliers440/4€19,440€30,183▲
Taxes, remuneration and social security45€46,046€65,767▲
Taxes450/3€13,785€27,144▲
Remuneration and social security454/9€32,261€38,623▲
Other amounts payable47/48€3,635€7,472▲
Accrued charges and deferred income492/3€7,101-
Income statement Code20242025
Remuneration, social security and pensions62€239,455€248,696▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€190,371€205,764▲
Other operating charges640/8€38,670€36,643▼
Gross operating margin9900€717,072€604,263▼
Operating profit (loss)9901€248,575€113,159▼
Financial income75/76B€19€57▲
Recurring financial income75€19€57▲
Financial charges65/66B€61,480€50,585▼
Recurring financial charges65€61,480€50,585▼
Profit (loss) for the period before taxes9903€187,114€62,632▼
Income taxes67/77€30,519€15,518▼
Profit (loss) for the period9904€156,595€47,114▼
Profit (loss) for the period to be appropriated9905€156,595€47,114▼
Appropriation of the result
Profit (loss) to be appropriated9906€209,322€256,436▲
Profit (loss) brought forward from the previous period14P€52,727€209,322▲
Social balance
Average headcount (FTE)90877.48.8▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€8,219----
Remuneration, social security and pensions62-€165,718€199,039€239,455€248,696▲ 3.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€131,426€162,723€204,022€190,371€205,764▲ 8.1%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4--€1,792----
Other operating charges640/8-€34,323€27,831€38,670€36,643▼ 5.2%
Gross operating margin9900€20,109€586,647€710,524€717,072€604,263▼ 15.7%
Operating profit (loss)9901-€165,037€225,675€279,632€248,575€113,159▼ 54.5%
Financial income75/76B-€56€9€19€57▲ 207%
Recurring financial income75€42€56€9€19€57▲ 207%
Financial charges65/66B-€140,108€65,638€61,480€50,585▼ 17.7%
Recurring financial charges65€46,412€140,108€65,638€61,480€50,585▼ 17.7%
Profit (loss) for the period before taxes9903-€211,407€85,624€214,003€187,114€62,632▼ 66.5%
Income taxes67/77€117€57€194€30,519€15,518▼ 49.2%
Profit (loss) for the period9904-€211,524€85,567€213,809€156,595€47,114▼ 69.9%
Profit (loss) for the period to be appropriated9905-€211,524€85,567€213,809€156,595€47,114▼ 69.9%
Line20212022202320242025Change
Assets
Total assets20/58€983,642€1.7m€1.6m€1.5m€1.7m▲ 17.6%
Fixed assets21/28€953,345€1.5m€1.3m€1.2m€1.5m▲ 21.0%
Tangible fixed assets22/27€952,965€1.5m€1.3m€1.2m€1.5m▲ 21.0%
Land and buildings22-€707,933€625,476€561,018€818,774▲ 45.9%
Plant, machinery and equipment23-€757,907€702,413€623,054€599,025▼ 3.9%
Furniture and vehicles24-€17,536€16,252€16,228€34,371▲ 112%
Financial fixed assets28€380€380€380€380€380=
Current assets29/58€30,297€170,525€211,898€282,722€291,307▲ 3.0%
Stocks and contracts in progress3€0-----
Amounts receivable within one year40/41€16,225€21,387€12,041€57,365€86,632▲ 51.0%
Trade receivables40-€15,010€5,850€42,953€24,366▼ 43.3%
Other amounts receivable41-€6,377€6,192€14,412€62,266▲ 332%
Cash at bank and in hand54/58€12,588€146,883€190,779€219,289€198,543▼ 9.5%
Deferred charges and accrued income490/1-€2,255€9,078€6,068€6,132▲ 1.0%
Equity and liabilities
Total equity and liabilities10/49€983,642€1.7m€1.6m€1.5m€1.7m▲ 17.6%
Equity10/15-€101,049-€15,482€198,327€354,922€402,036▲ 13.3%
Contributions10/11-€143,600€143,600€143,600€143,600=
Outside capital11-€143,600€143,600€143,600€143,600=
Other1109/19-€143,600€143,600€143,600€143,600=
Reserves13€2,000€2,000€2,000€2,000€2,000=
Non-distributable reserves130/1-€2,000€2,000€2,000€2,000=
Reserves not available under the articles1311-€2,000€2,000€2,000€2,000=
Profit (loss) carried forward14-€246,649-€161,082€52,727€209,322€256,436▲ 22.5%
Amounts payable17/49€1.1m€1.7m€1.4m€1.1m€1.3m▲ 18.9%
Amounts payable after more than one year17€855,968€1.3m€1.0m€834,574€970,558▲ 16.3%
Financial debts170/4-€1.3m€1.0m€834,574€970,558▲ 16.3%
Amounts payable within one year42/48€228,723€411,122€328,762€286,804€371,264▲ 29.4%
Current portion of amounts payable after more than one year42-€271,710€231,269€217,684€267,842▲ 23.0%
Trade debts44€19,354€53,749€22,085€19,440€30,183▲ 55.3%
Suppliers440/4-€53,749€22,085€19,440€30,183▲ 55.3%
Taxes, remuneration and social security45-€27,038€34,711€46,046€65,767▲ 42.8%
Taxes450/3-€4,861€10,429€13,785€27,144▲ 96.9%
Remuneration and social security454/9-€22,177€24,282€32,261€38,623▲ 19.7%
Other amounts payable47/48-€58,625€40,696€3,635€7,472▲ 106%
Accrued charges and deferred income492/3---€7,101--
Line20212022202320242025Change
Profit (loss) for the period9904-€211,524€85,567€213,809€156,595€47,114▼ 69.9%
+ Depreciation and write-downs630€131,426€162,723€204,022€190,371€205,764▲ 8.1%
Operating cash flow (approximation)-€80,097€248,290€417,831€346,966€252,878▼ 27.1%
Investment in fixed assets (approximation)--€693,134-€64,786-€46,531-€457,634▼ 884%
Change in cash-€134,296€43,896€28,510-€20,746▼ 173%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
26-01
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
02-01
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial Equity above €200,000Eq €354,922 ▲79%
3 profitable years in a row build equity to €354,922.
09-01
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial Highest result since 2019net €213,809 ▲150%
Operating result €279,632, net result €213,809, both a record.
30-06
Financial Equity above €150,000Eq €198,327
2 profitable years in a row build equity to €198,327.
27-01
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
Financial Back to profitnet €85,567
Net result €85,567 after 2 loss-making years.
24-02
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 24 days late
2021
30-06
Financial Weakest financial yearnet -€211,524
Net result drops to -€211,524, the lowest in the series; recovery starts the following year.
10-03
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 38 days late
2020
27-02
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 27 days late
Show earlier events
2019
13-02
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 13 days late
2018
28-02
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 28 days late
2017
28-02
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2003
seat establishment The establishment unit on the map
Ground area
702 m²
Building footprint
168 m²
Volume, LiDAR
1,114 m³
Parcel 57069C0164/00M002, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SIMOBIL
Chaussée de Tournai(R-C) 84, 7520 TournaiNACE 55401
since 20032.174.893.319
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57069C0164/00M002 Wallonia 702 m² 1 · 167 m² 9.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Tournai2.174.893.319
1 permission
Toelating · Eetgelegenheid · since 06-04-2012

Similar companies · same sector, comparable size

Of 3,294 companies in sector 93110 we hold annual accounts for 1,500. 1,061 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-05-2003
Fiscal year end30-06
Activities, NACEBEL 2025
93110Operation of sports facilities
56301Cafés and bars
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68310Real estate agency activities
93293Sports, amusement and recreation activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0480289560
Also 9925:BE0480289560
Registered 21-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.