Equity
Equity fell by 83% in 2 years.
A confirmed filing finding caps the score at 59.
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 22% of them on solvency, 38% on liquidity and 5% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 1,133 companies had the same profile as SIMOBID has now. Each dot stands for 3 companies, two years later.
Another 0.5% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SIMOBID itself is lower: 1.2% within 12 months. It rests on far more data about SIMOBID than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,133 companies, not a prediction for SIMOBID. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.25 (3.47 in 2022), below the usual 1.5. Short-term debt is 80.1% and cash 96.9% of total assets. 80.1% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 4 accounts on average 63 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| SIMOBID Anderlecht | €104,250 | -€13,470 | 19.9% | - |
| NUMERIDIS Woluwe-Saint-Pierre | €107,289 | -€26,079 | 99.5% | - |
| CODEAPP Schaerbeek | €105,609 | -€10,234 | 76.0% | - |
| SIRLI Etterbeek | €92,032 | -€2,994 | 98.6% | - |
| ASASAT SOLUTIONS Molenbeek-Saint-Jean | €88,061 | -€4,609 | 81.1% | - |
| VITS - Vermeulen IT-Services Balen | €103,336 | -€21,970 | 97.5% | - |
| Cronos Leuven Leuven | €94,445 | -€95,197 | -1071.9% | - |
These companies have the same main activity as SIMOBID: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €88,100 and €107,000, founded between 2018 and 2019.
SIMOBID files the micro format. That format states no turnover. The gross margin fell from €20,852 in 2019 to -€13,470 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 9 November 2026.
Turnover: not included in this filing.
Higher than 17% of 20,537 companies in 2024.
Higher than 23% of 19,921 companies in 2024.
Higher than 5% of 20,101 companies in 2024.
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2024 | 2022 | 2020 | 2019 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
104,250 | 171,169 | 170,564 | 42,713 | |
29/58 |
104,250 | 171,169 | 170,564 | 42,713 | |
40/41 |
3,230 | 46,330 | 3,064 | 23,669 | |
40 |
- | 43,106 | - | 22,555 | |
41 |
3,230 | 3,224 | 3,064 | 1,114 | |
54/58 |
101,020 | 124,839 | 78,675 | 19,044 | |
490/1 |
- | - | 88,825 | - | |
| Balance sheet: equity and liabilities | |||||
10/49 |
104,250 | 171,169 | 170,564 | 42,713 | |
10/15 |
20,728 | 121,803 | 52,920 | 20,827 | |
10/11 |
18,600 | 18,600 | 18,600 | 6,200 | |
10 |
- | 18,600 | - | - | |
100 |
- | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | 12,400 | |
13 |
32,207 | 103,203 | 34,320 | 14,627 | |
130/1 |
1,860 | 1,860 | 1,860 | - | |
130 |
- | 1,860 | 1,860 | 1,860 | |
1311 |
1,860 | - | - | - | |
133 |
30,347 | 101,343 | 32,460 | 12,767 | |
14 |
-30,079 | - | - | - | |
17/49 |
83,522 | 49,366 | 117,644 | 21,886 | |
42/48 |
83,522 | 49,366 | 117,644 | 21,886 | |
44 |
1,245 | 27,384 | 66,429 | - | |
440/4 |
1,245 | 27,384 | 66,429 | - | |
45 |
3,070 | 21,112 | 50,930 | 21,790 | |
450/3 |
3,070 | 21,112 | 14,325 | 6,914 | |
454/9 |
- | - | 36,605 | 14,876 | |
47/48 |
79,207 | 870 | 285 | 96 | |
| Income statement | |||||
9900 |
-13,470 | 39,333 | 26,795 | 20,852 | |
640/8 |
- | 125 | 88 | 404 | |
9901 |
-13,470 | 39,208 | 26,707 | 20,448 | |
65/66B |
132 | 298 | 176 | 23 | |
65 |
132 | 298 | 176 | 23 | |
9903 |
-13,602 | 38,910 | 26,531 | 20,425 | |
67/77 |
16,477 | 9,812 | 6,838 | 5,798 | |
9904 |
-30,079 | 29,098 | 19,693 | 14,627 | |
9905 |
-30,079 | 29,098 | 19,693 | 14,627 | |
| Appropriation of the result | |||||
9906 |
-30,079 | 29,098 | 19,693 | 14,627 | |
791/2 |
79,000 | - | - | - | |
691/2 |
- | 29,098 | 19,693 | 14,627 | |
6920 |
- | - | - | 1,860 | |
6921 |
- | 29,098 | 19,693 | 12,767 | |
694/7 |
79,000 | - | - | - | |
694 |
79,000 | - | - | - | |
| Document | |||||
The notes to these accounts have 1 item. You find them in the filed accounts (PDF).
Source: Annual accounts 2024 (PDF), filed on 25-09-2025.
| Line | Trend | 2024 | 2022 | 2020 | 2019 |
|---|---|---|---|---|---|
| - | - | 59,631 | - | ||
| 20,728 | 121,803 | 52,920 | 20,827 | ||
| 19.9% | 71.2% | 31.0% | 48.8% | ||
| 1.25 | 3.47 | 1.45 | 1.95 | ||
| 4.03 | 0.41 | 2.22 | 1.05 | ||
| -145.1% | 23.9% | 37.2% | 70.2% | ||
| -28.9% | 17.0% | 11.5% | 34.2% |
EBIT margin: not included in this filing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
The operating result for 2024 is a loss of €13,470, against €39,208 in 2022. Comparable figures for the intervening years are unavailable.
Debt's share of the balance-sheet total is 80.1%.
SIMOBID has no parent and no holdings in its annual accounts.
| MIFTAH OPTIC
registered office since 03-09-2020 · founded in 2020 · negative equity (2024) · accounts filed late |
total assets €40,657 (2024) 0753.638.629 |
| Miftah, Sanaa (sole trader)
establishment since 10-05-2016 |
founded in 2016 0654.809.782 |
| Association des copropriétaires à Anderlecht rue Joseph Kelchtermans 4
registered office since 22-09-2011 |
founded in 2011 0839.996.739 |
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Joseph Kelchtermansstraat 4 registered office 1070 Anderlecht |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21302A0052/00A017 | 60 m² | 1 · 59 m² | 13.8 m · 4 |
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