Summary
SIMIAN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €18,600 and a net result of €15,997. Equity is shrinking by ~25.2% per year across the filed fiscal years. Its solvency ranks better than 45% of 8091 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
1 d early
2024
3 d late
2023
2 d early
2022
on the day
2021
on the day
2020
19 d early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€18,600▼ 16.2%
2024 · €22,202
Net result
€15,997▲ 1,311%
2024 · €1,134
Total assets
€41,072▲ 33.5%
2024 · €30,755
Solvency
45.3%▼ 26.9pp
2024 · 72.2%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€44,786▼ 35.1%€37,574▼ 16.1%€29,880▼ 20.5%€2,233▼ 92.5%€20,539▲ 820%
Net result€38,621within the sector's middle half▼ 29.9%€29,644within the sector's middle half▼ 23.2%€23,553within the sector's middle half▼ 20.5%€1,134below the sector's middle half▼ 95.2%€15,997within the sector's middle half▲ 1,311%
Equity€136,171within the sector's middle half▲ 21.0%€44,515within the sector's middle half▼ 67.3%€21,068below the sector's middle half▼ 52.7%€22,202below the sector's middle half▲ 5.4%€18,600below the sector's middle half▼ 16.2%
Total assets€161,129within the sector's middle half▲ 35.8%€88,685below the sector's middle half▼ 45.0%€52,281below the sector's middle half▼ 41.0%€30,755below the sector's middle half▼ 41.2%€41,072below the sector's middle half▲ 33.5%
Debt€24,958▲ 309%€44,170▲ 77.0%€31,212▼ 29.3%€8,553▼ 72.6%€22,472▲ 163%
Working capital€136,180within the sector's middle half▲ 20.1%€44,876within the sector's middle half▼ 67.0%€21,779within the sector's middle half▼ 51.5%€22,183within the sector's middle half▲ 1.9%€17,337within the sector's middle half▼ 21.8%
Solvency84.5%above the sector's middle half▼ 10.3pp50.2%within the sector's middle half▼ 34.3pp40.3%within the sector's middle half▼ 9.9pp72.2%within the sector's middle half▲ 31.9pp45.3%within the sector's middle half▼ 26.9pp
Current ratio6.73above the sector's middle half▼ 17.412.04within the sector's middle half▼ 4.691.73within the sector's middle half▼ 0.323.67within the sector's middle half▲ 1.951.78within the sector's middle half▼ 1.89
Return on assets (ROA)24.0%above the sector's middle half▼ 22.5pp33.4%above the sector's middle half▲ 9.5pp45.1%above the sector's middle half▲ 11.6pp3.7%within the sector's middle half▼ 41.4pp38.9%above the sector's middle half▲ 35.3pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 820% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41,072
Fixed assets
€1,527 ▲ 454%
Current assets
€39,545 ▲ 29.7%
Equity and liabilities €41,072
Equity
€18,600 ▼ 16.2%
Debt
€22,472 ▲ 163%
Debt's share of the balance-sheet total rises from 27.8% to 54.7%. Equity is lower and debt is higher.
Key figures and ratios
ROE
86.0%▲
2024 · 5.1%
Debt ≤ 1 year
€22,208▲
2024 · €8,297
Income taxes
€4,767▲
2024 · €971
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €298 | €351 | €351 | €223 | €583 | ▲ 161% |
| Other operating charges640/8 | - | €460 | €460 | €297 | €521 | ▲ 75.5% |
| Gross operating margin9900 | €45,543 | €38,384 | €30,690 | €2,752 | €21,643 | ▲ 686% |
| Operating profit (loss)9901 | €44,786 | €37,574 | €29,880 | €2,233 | €20,539 | ▲ 820% |
| Financial income75/76B | - | €244 | €366 | €24 | €387 | ▲ 1,493% |
| Recurring financial income75 | €318 | €244 | €366 | €24 | €387 | ▲ 1,493% |
| Financial charges65/66B | - | €161 | €138 | €152 | €162 | ▲ 6.9% |
| Recurring financial charges65 | €58 | €161 | €138 | €152 | €162 | ▲ 6.9% |
| Profit (loss) for the period before taxes9903 | €45,046 | €37,657 | €30,108 | €2,105 | €20,764 | ▲ 887% |
| Income taxes67/77 | €6,425 | €8,013 | €6,555 | €971 | €4,767 | ▲ 391% |
| Profit (loss) for the period9904 | €38,621 | €29,644 | €23,553 | €1,134 | €15,997 | ▲ 1,311% |
| Profit (loss) for the period to be appropriated9905 | €38,621 | €29,644 | €23,553 | €1,134 | €15,997 | ▲ 1,311% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €161,129 | €88,685 | €52,281 | €30,755 | €41,072 | ▲ 33.5% |
| Fixed assets21/28 | €1,200 | €849 | €499 | €276 | €1,527 | ▲ 454% |
| Tangible fixed assets22/27 | €1,200 | €849 | €499 | €276 | €1,527 | ▲ 454% |
| Plant, machinery and equipment23 | - | €722 | €499 | €276 | €53 | ▼ 80.9% |
| Furniture and vehicles24 | - | €128 | - | - | €1,474 | - |
| Current assets29/58 | €159,929 | €87,836 | €51,782 | €30,479 | €39,545 | ▲ 29.7% |
| Amounts receivable within one year40/41 | €87,399 | €67,106 | €44,372 | €23,414 | €8,366 | ▼ 64.3% |
| Trade receivables40 | - | - | €509 | - | €4,538 | - |
| Other amounts receivable41 | - | €67,106 | €43,862 | €23,414 | €3,829 | ▼ 83.6% |
| Cash at bank and in hand54/58 | €72,391 | €18,876 | €7,187 | €6,843 | €30,663 | ▲ 348% |
| Deferred charges and accrued income490/1 | - | €1,853 | €223 | €222 | €516 | ▲ 132% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €161,129 | €88,685 | €52,281 | €30,755 | €41,072 | ▲ 33.5% |
| Equity10/15 | €136,171 | €44,515 | €21,068 | €22,202 | €18,600 | ▼ 16.2% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €123,771 | €25,915 | €2,468 | €3,602 | - | - |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €24,055 | €608 | €3,602 | - | - |
| Amounts payable17/49 | €24,958 | €44,170 | €31,212 | €8,553 | €22,472 | ▲ 163% |
| Amounts payable within one year42/48 | €23,750 | €42,960 | €30,003 | €8,297 | €22,208 | ▲ 168% |
| Trade debts44 | - | €2,258 | €592 | €2,379 | €496 | ▼ 79.1% |
| Suppliers440/4 | - | €2,258 | €592 | €2,379 | €496 | ▼ 79.1% |
| Taxes, remuneration and social security45 | - | €11,203 | €5,911 | €5,918 | €2,113 | ▼ 64.3% |
| Taxes450/3 | - | €7,158 | €4,711 | €4,648 | €2,113 | ▼ 54.5% |
| Remuneration and social security454/9 | - | €4,045 | €1,200 | €1,270 | - | - |
| Other amounts payable47/48 | - | €29,500 | €23,500 | - | €19,599 | - |
| Accrued charges and deferred income492/3 | - | €1,210 | €1,210 | €257 | €264 | ▲ 2.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €38,621 | €29,644 | €23,553 | €1,134 | €15,997 | ▲ 1,311% |
| + Depreciation and write-downs630 | €298 | €351 | €351 | €223 | €583 | ▲ 161% |
| Operating cash flow (approximation) | €38,919 | €29,995 | €23,903 | €1,357 | €16,580 | ▲ 1,122% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€1,834 | - |
| Change in cash | - | -€53,515 | -€11,689 | -€344 | €23,820 | ▲ 7,028% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
30-06
Financial
Weakest financial yearnet €1,134 ▼95.2%
Net result drops to €1,134, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity doublescurrent ratio 3.67
Current ratio from 1.73 to 3.67; short-term debt falls from €30,003 to €8,297.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Highest result since 2019net €55,120 ▲22.4%
Operating result €69,017, net result €55,120, both a record.
30-06
Financial
Liquidity triplescurrent ratio 24.14
Current ratio from 7.19 to 24.14; short-term debt falls from €9,200 to €4,898.
30-06
Financial
Equity above €100,000Eq €112,550 ▲96%
2 profitable years in a row build equity to €112,550.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gistel · 1 establishment unit since 2018
Ground area
858 m²
Building footprint
118 m²
Volume, LiDAR
629 m³
Parcel 35005A0697/00Y000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SIMIAN
since 20182.273.626.154
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35005A0697/00Y000 | Flanders | 858 m² | 1 · 118 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 7,170 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-02-2018
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0690541515
Also
9925:BE0690541515
Registered
22-11-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.