SIMENON RUDY
ActiveSIMENON RUDY has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €21k. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 75% of 142 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+88
Solvency99▲+4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 4.36 against 4.27 in 2024; short-term debt: 16.9% and cash: 21.1% of total assets), and 26.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.7%
Return on assets
15.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 16
Relative position
BE, all sectors
reference
Sector 16
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
2 d early
2023
51 d early
2022
47 d early
2021
60 d early
2020
54 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€21k
2024 · €-29k
2018: €6k
2019: €29k
2020: €6k
2021: €33k
2022: €-12k
2023: €2k
2024: €-29k
2018 → 2025
Working capital
€74k▲ 58.0%
2024 · €47k
2018: €50k
2019: €64k
2020: €73k
2021: €104k
2022: €89k
2023: €69k
2024: €47k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€115k-€103k▼ 10.7%€105k▲ 1.8%€76k▼ 27.5%€96k▲ 27.2%
Operating result€43k-€-11k€4k€-27k€22k
Net result€33k-€-12k€2k€-29k€21k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €22k after a loss of €27k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €131k
Fixed assets
€34k▼ 27.0%
Current assets
€97k▲ 57.0%
Equity and liabilities €131k
Equity
€96k▲ 27.2%
Debt
€34k▲ 5.3%
The debt ratio falls from 30.2% to 26.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€34k▲
2024 · €-14k
Cash flow
€33k▲
2024 · €-16k
Solvency
73.7%▲
2024 · 69.8%
Current ratio
4.36▲
2024 · 4.27
Quick ratio
4.34▲
2024 · 3.68
Debt / equity
0.36▼
2024 · 0.43
ROE
21.4%▲
2024 · -38.0%
ROA
15.8%▲
2024 · -26.5%
Interest coverage
26.88▲
2024 · -10.70
Debt
€34k▲
2024 · €33k
Debt ≤ 1 year
€22k▲
2024 · €14k
Debt > 1 year
€12k▼
2024 · €18k
Income taxes
€185▼
2024 · €201
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€109k€131k▲
Fixed assets21/28€47k€34k▼
Tangible fixed assets22/27€47k€34k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€43k€32k▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€62k€97k▲
Stocks and contracts in progress3€8k€325▼
Stocks30/36€386€325▼
Contracts in progress37€8k-
Amounts receivable within one year40/41€22k€68k▲
Trade receivables40€22k€68k▲
Other amounts receivable41€240€120▼
Cash at bank and in hand54/58€31k€28k▼
Deferred charges and accrued income490/1-€739
Equity and liabilities
Total equity and liabilities10/49€109k€131k▲
Equity10/15€76k€96k▲
Contributions10/11€8k€8k=
Profit (loss) carried forward14€68k€88k▲
Amounts payable17/49€33k€34k▲
Amounts payable after more than one year17€18k€12k▼
Financial debts170/4€18k€12k▼
Amounts payable within one year42/48€14k€22k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€1k€7k▲
Suppliers440/4€1k€7k▲
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Other amounts payable47/48€4k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▼
Other operating charges640/8€637€651▲
Gross operating margin9900€-14k€35k▲
Operating profit (loss)9901€-27k€22k▲
Financial income75/76B€8€374▲
Recurring financial income75€8€374▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€-29k€21k▲
Income taxes67/77€201€185▼
Profit (loss) for the period9904€-29k€21k▲
Profit (loss) for the period to be appropriated9905€-29k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€68k€88k▲
Profit (loss) brought forward from the previous period14P€97k€68k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €-29k ▼1626%
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €33k ▲494%
Operating result €43k, net result €33k, both a record.
31-12
Financial
Equity above €100kEq €115k ▲27%
4 profitable years in a row build equity to €115k.
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
20-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oupeye · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Fragnay 714682 OupeyeGround area
3,054 m²
Building footprint
327 m²
Volume, LiDAR
623 m³
2 parcels, Wallonia · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Fragnay 46, 4682 Oupeye
since 20012.098.496.812
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62052B0347/00N002 | Wallonia | 2,877 m² | 1 · 252 m² | - |
| 62052B0102/00C000 | Wallonia | 178 m² | 1 · 75 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ES GROUP
BE 0753.575.578
Ravels · Eq €96k
J.DW
BE 0870.691.301
Damme · Eq €96k
Jan Nauwelaerts
BE 0895.254.471
Herenthout · Eq €96k
INTERIEURWERKEN DOM ERIC
BE 0885.252.187
Zemst · Eq €96k
KOMPLET
BE 0502.675.972
Gent · Eq €97k
Of 1,600 companies in sector 16230 we hold annual accounts for 782. 620 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-03-2001
Fiscal year end31-12
Activities, NACEBEL
16230Manufacture of other builders' carpentry and joinery
20300
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.