SIMELEC PRO
ActiveThe computed 12-month bankruptcy probability of SIMELEC PRO is 2.4% (moderate). The 2025 annual accounts show equity of €103k and a net result of €-3k. Equity is growing by ~19.6% per year across the filed fiscal years. Its solvency ranks better than 83% of 27386 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
70
/ 100
Healthy▼ -23 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.88 against 4.28 in 2024), and 22% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-05-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
30 d late
2024
on the day
2023
2 d late
2022
31 d late
2021
31 d late
2020
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€103k▼ 2.9%
2024 · €106k
2020: €26k
2021: €56k
2022: €88k
2023: €68k
2024: €106k
2020 → 2025
Total assets
€132k▲ 1.4%
2024 · €130k
2020: €57k
2021: €82k
2022: €104k
2023: €164k
2024: €130k
2020 → 2025
Net result
€-3k
2024 · €38k
2020: €23k
2021: €29k
2022: €32k
2023: €45k
2024: €38k
2020 → 2025
Working capital
€84k▲ 5.7%
2024 · €79k
2020: €10k
2021: €48k
2022: €88k
2023: €40k
2024: €79k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€56k-€88k▲ 58.1%€68k▼ 22.3%€106k▲ 55.1%€103k▼ 2.9%
Operating result€37k-€41k▲ 12.2%€58k▲ 40.9%€52k▼ 10.7%€-3k
Net result€29k-€32k▲ 10.8%€45k▲ 40.2%€38k▼ 17.0%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €52k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €132k
Fixed assets
€19k▼ 28.2%
Current assets
€113k▲ 9.1%
Equity and liabilities €132k
Equity
€103k▼ 2.9%
Debt
€29k▲ 20.3%
The debt ratio rises from 18.6% to 22.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€5k▼
2024 · €59k
Cash flow
€5k▼
2024 · €45k
Solvency
78.0%▼
2024 · 81.4%
Current ratio
3.88▼
2024 · 4.28
Quick ratio
3.88▼
2024 · 4.28
Debt / equity
0.28▲
2024 · 0.23
ROE
-2.9%▼
2024 · 35.5%
ROA
-2.3%▼
2024 · 28.9%
Interest coverage
69.13▼
2024 · 982.18
Debt
€29k▲
2024 · €24k
Debt ≤ 1 year
€29k▲
2024 · €24k
Income taxes
€330▼
2024 · €14k
Staff costs
€174k▲
2024 · €117k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€130k€132k▲
Fixed assets21/28€27k€19k▼
Tangible fixed assets22/27€25k€18k▼
Furniture and vehicles24€22k€15k▼
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28€2k€2k=
Current assets29/58€104k€113k▲
Amounts receivable within one year40/41€29k€23k▼
Trade receivables40€25k€12k▼
Other amounts receivable41€4k€11k▲
Cash at bank and in hand54/58€73k€89k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€130k€132k▲
Equity10/15€106k€103k▼
Contributions10/11€3k€3k=
Capital10€3k€3k=
Issued capital100€3k€3k=
Profit (loss) carried forward14€103k€100k▼
Amounts payable17/49€24k€29k▲
Amounts payable within one year42/48€24k€29k▲
Trade debts44€14k€12k▼
Suppliers440/4€14k€12k▼
Taxes, remuneration and social security45€10k€14k▲
Taxes450/3€10k-
Remuneration and social security454/9-€14k
Other amounts payable47/48-€3k
Income statement
Code20242025
Remuneration, social security and pensions62€117k€174k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€223€1k▲
Gross operating margin9900€177k€181k▲
Operating profit (loss)9901€52k€-3k▼
Financial charges65/66B€60€71▲
Recurring financial charges65€60€71▲
Profit (loss) for the period before taxes9903€52k€-3k▼
Income taxes67/77€14k€330▼
Profit (loss) for the period9904€38k€-3k▼
Profit (loss) for the period to be appropriated9905€38k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€103k€100k▼
Profit (loss) brought forward from the previous period14P€65k€103k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
30-09
Financial
Weakest financial yearnet €-3k ▼108%
Net result drops to €-3k, the lowest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity triplescurrent ratio 4.28
Current ratio from 1.42 to 4.28; short-term debt falls from €96k to €24k.
30-09
Financial
Equity above €100kEq €106k ▲55.1%
5 profitable years in a row build equity to €106k.
02-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
30-09
Financial
Highest result since 2020net €45k ▲40.2%
Operating result €58k, net result €45k, both a record.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-09
Financial
Liquidity doublescurrent ratio 6.35
Current ratio from 2.84 to 6.35; short-term debt falls from €26k to €16k.
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-09
Financial
Liquidity doublescurrent ratio 2.84
Current ratio from 1.34 to 2.84; short-term debt falls from €31k to €26k.
21-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sambreville · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Adjudant Roisin(ARS) 495060 SambrevilleGround area
1,201 m²
Building footprint
265 m²
Volume, LiDAR
1,304 m³
2 parcels, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SIMELEC PRO
since 20192.294.506.690
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92005D0233/00K000 | Wallonia | 715 m² | 1 · 152 m² | 10.5 m · 3 fl. |
| 52051A0328/00P000 | Wallonia | 487 m² | 1 · 113 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
REFRI-COOL
BE 0548.764.038
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G.A. Techniques
BE 0739.736.648
Braine-le-Comte · Eq €103k
INSTALLEC
BE 0479.796.147
Morlanwelz · Eq €103k
ELEKTRO-PLUS J. DE JONGE
BE 0843.108.756
Zoersel · Eq €103k
ELECTRICITE LOUIS ERIC
BE 0839.380.293
Burdinne · Eq €103k
Of 22,729 companies in sector 43211 we hold annual accounts for 10,274. 8,750 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-10-2019
Fiscal year end30-09
Activities, NACEBEL
43211General electrical installation work
33140Repair and maintenance of electrical equipment
33200Installation of industrial machinery and equipment
47540Retail sale of electrical household appliances
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.