Turnover
≈ €180,000 estimated
The micro format states no turnover.
SIMEDA
Overview
Lifetime
1 annual account with figurespeak €92,765 (2025)
€92,765
peak €70,300 (2025)
€70,300
peak €73,582 (2025)
€73,582
€28,590
Board1 name since 2024
1 directorCHIRIAC Ionut Iordan
Documentsfilings and deeds
16-12-202546 days before the deadline
2025micro format
Dividend €1,718First year with figures
Key points
from the 2025 annual accountsStarting capital
€5,000 100 shares
Position in the sector
€70,300
Higher net result than 83% of companies in computer programming and consultancy. Sector median €28,568 · 21,212 companies.
Checked score
97
Excellent
Financially stronger than 75% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2025: 0.4%
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.5%▲ +0.1 percentage points vs 11-2025highest value
01-2026: < 0.1%▼ -0.5 percentage points vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026lowest value
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Liquidity: current ratio 3.74, cash €84,336
Sector: Computer programming, consultancy and related activities (NACE 62)
Equity €73,582 (72.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 65% of them on solvency, 76% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as SIMEDA has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SIMEDA itself is lower: < 0.1% within 12 months. It rests on far more data about SIMEDA than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for SIMEDA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €7,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 3.74, above the usual 1.5. Short-term debt is 26.4% and cash 82.5% of total assets. 28% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
46 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1009240953
Incorporation
Founding capital of €5,000, 100 shares · Founder: CHIRIAC Ionut Iordan · Appointment: CHIRIAC Ionut Iordan (director) · published on 13-05-2024 · Gazette deed
First establishment
Koningin Fabiolapark 509, Sint-Niklaas
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SIMEDA Sint-Niklaas | €102,173 | €92,765 | 72.0% | - |
| MAMMOTH SERVICES Deinze | €102,695 | €88,342 | 63.5% | - |
| eMViDiA Laarne | €97,996 | €90,515 | 89.2% | - |
| GREENMOUNT Kruisem | €110,718 | €99,586 | 72.7% | - |
| Rocksteady Solutions Beveren-Kruibeke-Zwijndrecht | €104,514 | €103,152 | 76.8% | - |
| CLOCONIC Ghent | €112,778 | €94,016 | 83.5% | - |
| Vysta Consulting Stekene | €109,715 | €85,633 | 79.4% | - |
These companies have the same main activity as SIMEDA: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €98,000 and €113,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 08-05-2024Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.359.224.2019100 Sint-Niklaas, since 08-05-2024
- Financial year end
- 30 June
- Peppol
- Reachable since 26-05-2024
Annual accounts to 30-06-2025
- €92,765
- €70,300
- €73,582
- €102,173
- Filing
- Filed on 16-12-2025, 46 days before the end of the filing period
Insights on SIMEDA
SIMEDA has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73,582 and a net result of €70,300.
Its solvency ranks better than 64% of 21,206 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 16-12-2025, 46 days before the deadline€92,765
€92,247
€70,300
€73,737
72.0%
3.74
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €180,000. Estimated: probably between €160,000 and €230,000.
Balance sheet
balance sheet total €102,173 on 30-06-2025What the company ownsHow it is paid for
Position in the sector
72.0%
Higher than 64% of 21,206 companies in 2025.
3.74
Higher than 66% of 20,569 companies in 2025.
68.8%
Higher than 95% of 20,744 companies in 2025.
SIMEDA
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
102,173 | |
21/28 |
1,477 | |
22/27 |
1,477 | |
23 |
1,477 | |
29/58 |
100,696 | |
40/41 |
15,073 | |
40 |
13,000 | |
41 |
2,073 | |
54/58 |
84,336 | |
490/1 |
1,286 | |
| Balance sheet: equity and liabilities | ||
10/49 |
102,173 | |
10/15 |
73,582 | |
10/11 |
5,000 | |
13 |
68,582 | |
133 |
68,582 | |
14 |
0 | |
17/49 |
28,590 | |
42/48 |
26,959 | |
43 |
20,000 | |
439 |
20,000 | |
44 |
559 | |
440/4 |
559 | |
45 |
4,682 | |
450/3 |
4,682 | |
47/48 |
1,718 | |
492/3 |
1,632 | |
| Income statement | ||
9900 |
92,765 | |
630 |
419 | |
640/8 |
100 | |
9901 |
92,247 | |
65/66B |
1,704 | |
65 |
1,704 | |
9903 |
90,543 | |
67/77 |
20,243 | |
9904 |
70,300 | |
9905 |
70,300 | |
| Appropriation of the result | ||
9906 |
70,300 | |
691/2 |
68,582 | |
6921 |
68,582 | |
694/7 |
1,718 | |
694 |
1,718 | |
| Document | ||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 16-12-2025.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | micro format | 16-12-2025 | 2025-00582192 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 92,665 | ||
| 70,719 | ||
| 1,895 | ||
| 73,737 | ||
| 72.0% | ||
| 3.74 | ||
| 0.39 | ||
| 95.5% | ||
| 68.8% | ||
| 54.40 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 30-06-2025 |
|---|---|
| Tangible fixed assets | €1,895 |
| €419 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on SIMEDA
Debt's share of the balance-sheet total is 28.0%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 07-05-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 16-12-2025
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 13-05-2024
Mandates through the years
1 name, the dashed line is todayCHIRIAC Ionut Iordan
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- CHIRIAC Ionut Iordan
- Director (not named in the articles), from 07-05-2024 to date
Control
Capital
- Contribution
- €5,000
- Shares
- 100
- Contribution per share
- €50
- Equity per share
- €736 in 2025
- Source
- deed of 13-05-2024
Articles of association
deed of 13-05-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Algemene vergadering bepaalt aantal,duur opdracht en bij meerdere bestuurders bevoegdheid, benoemd met of zonder beperking van duur”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Friday of December at 19:00
Shareholders
At incorporation
deed of 13-05-2024 ↗
- CHIRIAC Ionut Iordan 100 shares (100%) · €5,000
Network & group
No group
SIMEDA has no parent and no holdings in its annual accounts. CHIRIAC Ionut Iordan is the only director. SIMEDA shares no director with another company.
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2025
Annual accounts 2025 filed NBBmicro format · 46 days before the deadline
2024
Registered in the Peppol Directory Reachable for e-invoices through 0208:1009240953
IncorporationFounding capital of €5,000, 100 shares · Founder: CHIRIAC Ionut Iordan · Appointment: CHIRIAC Ionut Iordan (director) · published on 13-05-20243 points ▸
- Founder, CHIRIAC Ionut Iordan
- Founding capital, €5,000, 100 shares
- Director appointment, CHIRIAC Ionut Iordan (director (not named in the articles))
- The deed holds 2 more points.
First establishment Koningin Fabiolapark 509, Sint-Niklaas
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1009.240.953
- VAT number
- BE 1009.240.953
- Peppol ID
- 0208:1009240953
- Other Peppol ID
- 9925:BE1009240953
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 08-05-2024
- Financial year
- ends on 30 June
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Friday of December at 19:00deed of 13-05-2024 (in Dutch)
- Peppol
- Reachable since 26-05-2024Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- SIMEDA in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 13-05-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Koningin Fabiolapark 509, 9100 Sint-Niklaas”deed of 13-05-2024 (in Dutch)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
Codes under NACEBEL 2008
62020
IT consultancy main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “De vennootschap mag haar voorwerp verwezenlijken zowel in België als in het buitenland,op alle wijzen en manieren,die zij het best geschikt…”deed of 13-05-2024 (in Dutch)
7 activities
- De vennootschap mag haar voorwerp verwezenlijken zowel in België als in het buitenland,op alle wijzen en manieren,die zij het best geschikt zou achten.
- De vennootschap kan in het algemeen alle commerciële,industriële,financiële,roerende of onroerende handelingen verrichten in rechtstreeks of onrechtstreeks verband met haar voorwerp of doelen of welke van aard zouden zijn de verwezenlijking ervan geheel of gedeeltelijk te vergemakkelijken;ze kan leningen of schulden aangaan bij derden(met inbegrip van haar aandeelhouders en haar bestuurders)en kan alle kosten maken en investeringen doen die zij nodig of wenselijk acht.
- De vennootschap mag betrokken zijn bij wijze van inbreng,fusie,inschrijving of op elke andere wijze in ondernemingen,verenigingen of vennootschappen,die een gelijkaardig,soortgelijk of samenhangend voorwerp hebben of die nuttig zijn voor de verwezenlijking van het geheel of een gedeelte van haar voorwerp en doelen.
- De vennootschap kan zowel tot waarborg van eigen verbintenissen als tot waarborg van verbintenissen van derden borg stellen,onder meer door haar goederen in hypotheek of in pand te geven,inclusief de eigen handelszaak.
- De vennootschap mag evenwel geenszins aan vermogensbeheer of beleggingsadvies doen als bedoeld in de Wetten en Koninklijke Besluiten op de financiële transacties en de financiële markten en over het vermogensbeheer en het beleggingsadvies.
- De vennootschap zal zich bovendien dienen te onthouden van werkzaamheden die onderworpen zijn aan reglementaire bepalingen,voor zover de vennootschap zelf niet aan deze bepalingen voldoet.
- Deze opsomming is niet beperkend,zodat de vennootschap alle handelingen kan stellen die op welke wijze ook kunnen bijdragen tot de verwezenlijking van haar voorwerp en doelen.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Koningin Fabiolapark 509 registered office 9100 Sint-Niklaas | 08-05-2024 | 2.359.224.201 |
Buildings and parcels at the address
- Ground area
- 2,099 m²
- Buildings
- 1,045 m²
- Volume, LiDAR
- 47,580 m³
- Tallest building
- 48.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 46445D1604/00H000 | 2,099 m² | 1 · 1,045 m² | 48.6 m · 16 |