SIMATRA
ActiveSIMATRA has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €15k. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 88% of 721 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+19
Solvency100▲+26
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 5.76 against 1.84 in 2024; short-term debt: 16.7% and cash: 25% of total assets), and 16.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.3%
Return on assets
25.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
39 d late
2024
53 d late
2023
58 d late
2022
53 d late
2021
74 d late
2020
95 d late
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€47k▲ 45.2%
2024 · €32k
2018: €16k
2019: €21k
2020: €19k
2021: €19k
2022: €17k
2023: €26k
2024: €32k
2018 → 2025
Total assets
€57k▼ 14.1%
2024 · €66k
2018: €89k
2019: €79k
2020: €72k
2021: €60k
2022: €40k
2023: €46k
2024: €66k
2018 → 2025
Net result
€15k▲ 123%
2024 · €7k
2018: €-13k
2019: €6k
2020: €-2k
2021: €-466
2022: €-2k
2023: €9k
2024: €7k
2018 → 2025
Working capital
€45k▲ 60.2%
2024 · €28k
2018: €206
2019: €10k
2020: €9k
2021: €3k
2022: €6k
2023: €19k
2024: €28k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€17k▼ 8.6%€26k▲ 52.5%€32k▲ 25.4%€47k▲ 45.2%
Operating result€2k-€3k▲ 55.5%€13k▲ 298%€10k▼ 28.7%€20k▲ 113%
Net result€-466-€-2k▼ 243%€9k€7k▼ 26.3%€15k▲ 123%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 113% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57k
Fixed assets
€2k▼ 51.8%
Current assets
€54k▼ 11.4%
Equity and liabilities €57k
Equity
€47k▲ 45.2%
Debt
€9k▼ 71.7%
The debt ratio falls from 50.7% to 16.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€24k▲
2024 · €13k
Cash flow
€18k▲
2024 · €9k
Solvency
83.3%▲
2024 · 49.3%
Current ratio
5.76▲
2024 · 1.84
Quick ratio
5.76▲
2024 · 1.84
Debt / equity
0.20▼
2024 · 1.03
ROE
31.1%▲
2024 · 20.2%
ROA
25.9%▲
2024 · 10.0%
Interest coverage
54.23▲
2024 · 26.04
Debt
€9k▼
2024 · €33k
Debt ≤ 1 year
€9k▼
2024 · €33k
Income taxes
€5k▲
2024 · €3k
Staff costs
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€66k€57k▼
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€3k€862▼
Furniture and vehicles24€3k€862▼
Financial fixed assets28€1k€1k=
Current assets29/58€61k€54k▼
Amounts receivable within one year40/41€57k€40k▼
Trade receivables40€47k€24k▼
Other amounts receivable41€10k€16k▲
Cash at bank and in hand54/58€5k€14k▲
Equity and liabilities
Total equity and liabilities10/49€66k€57k▼
Equity10/15€32k€47k▲
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€6k▼
Uncalled capital101€12k-
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€24k€39k▲
Amounts payable17/49€33k€9k▼
Amounts payable within one year42/48€33k€9k▼
Trade debts44€7k€18▼
Suppliers440/4€7k€18▼
Advances received on contracts in progress46€11k-
Taxes, remuneration and social security45€13k€9k▼
Taxes450/3€10k€9k▼
Remuneration and social security454/9€3k€500▼
Other amounts payable47/48€2k-
Income statement
Code20242025
Remuneration, social security and pensions62€1k€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€14k€13k▼
Gross operating margin9900€28k€39k▲
Operating profit (loss)9901€10k€20k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€482€438▼
Recurring financial charges65€482€438▼
Profit (loss) for the period before taxes9903€9k€20k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€7k€15k▲
Profit (loss) for the period to be appropriated9905€7k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€39k▲
Profit (loss) brought forward from the previous period14P€18k€24k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 39 days late
2025
31-12
Financial
Highest result since 2018net €15k ▲123%
Operating result €20k, net result €15k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 5.76
Current ratio from 1.84 to 5.76; short-term debt falls from €33k to €9k.
22-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 53 days late
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
31-12
Financial
Back to profitnet €9k
Net result €9k after 3 loss-making years.
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 53 days late
2022
13-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 74 days late
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 95 days late
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Emile Carpentierstraat 471070 AnderlechtGround area
144 m²
Building footprint
98 m²
Volume, LiDAR
1,189 m³
Parcel 21305C0249/00E003, Brussels · tallest building 18.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
-
since 20122.207.421.971
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21305C0249/00E003 | Brussels | 144 m² | 1 · 98 m² | 18.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Parcel delivery
Notified to the BIPT
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Of 1,725 companies in sector 52210 we hold annual accounts for 771. 522 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2011
Fiscal year end31-12
Activities, NACEBEL
52210Service activities incidental to land transportation
49410Freight transport by road
52250Logistics services
52290Warehousing and support activities for transportation
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.