SIMATEC
ActiveSummary
SIMATEC has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €271,612 and a net result of €65,387. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 36% of 7900 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability79▲+47
Solvency58▲+8
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18,000 at 30 days acceptable
Liquidity tight (current ratio 1.31 against 0.76 in 2024; short-term debt: 18.3% and cash: 18.7% of total assets), and 67.1% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.9%
Return on assets
7.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
37 d early
2023
5 d early
2022
11 d late
2021
30 d early
2020
36 d early
2019
3 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#10 company by total assets in Arlon, Construction sector#10 company by equity in Arlon, Construction sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€65,387
2024 · -€14,740
Working capital
€46,614
2024 · -€55,025
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€49,344▲ 142%€18,233▼ 63.0%€42,166▲ 131%-€1,063€82,771
Net result€46,289above the sector's middle half▲ 238%€17,847within the sector's middle half▼ 61.4%€37,220within the sector's middle half▲ 109%-€14,740below the sector's middle half€65,387within the sector's middle half
Equity€184,908above the sector's middle half▲ 28.9%€198,003within the sector's middle half▲ 7.1%€230,470within the sector's middle half▲ 16.4%€210,978within the sector's middle half▼ 8.5%€271,612within the sector's middle half▲ 28.7%
Total assets€956,188above the sector's middle half▼ 1.8%€907,427within the sector's middle half▼ 5.1%€978,687within the sector's middle half▲ 7.9%€848,760within the sector's middle half▼ 13.3%€826,363within the sector's middle half▼ 2.6%
Debt€771,280▼ 7.1%€709,424▼ 8.0%€748,216▲ 5.5%€637,782▼ 14.8%€554,751▼ 13.0%
Working capital-€50,754▲ 23.8%-€67,106▼ 32.2%-€66,294▲ 1.2%-€55,025▲ 17.0%€46,614
Solvency19.3%below the sector's middle half▲ 4.6pp21.8%within the sector's middle half▲ 2.5pp23.5%within the sector's middle half▲ 1.7pp24.9%within the sector's middle half▲ 1.3pp32.9%within the sector's middle half▲ 8.0pp
Staff (FTE)1=1below the sector's middle half=1below the sector's middle half=1below the sector's middle half=1below the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €82,771 after a loss of €1,063 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €826,363
Fixed assets
€628,162 ▼ 6.7%
Current assets
€198,201 ▲ 13.1%
Equity and liabilities €826,363
Equity
€271,612 ▲ 28.7%
Debt
€554,751 ▼ 13.0%
Debt's share of the balance-sheet total falls from 75.1% to 67.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€128,174▲
2024 · €41,720
Cash flow
€110,790▲
2024 · €28,043
Current ratio
1.31▲
2024 · 0.76
Quick ratio
1.27▲
2024 · 0.67
Debt to equity
2.04▼
2024 · 3.02
ROE
24.1%▲
2024 · -7.0%
ROA
7.9%▲
2024 · -1.7%
Interest coverage
7.82▲
2024 · 1.89
Debt ≤ 1 year
€151,587▼
2024 · €230,220
Debt > 1 year
€386,813=
2024 · €386,813
Income taxes
€15,157▲
2024 · €280
Staff costs
€94,208▲
2024 · €91,728
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.9%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €78,167 | €81,400 | €90,216 | €91,728 | €94,208 | ▲ 2.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €46,936 | €46,244 | €46,244 | €42,782 | €45,403 | ▲ 6.1% |
| Other operating charges640/8 | €6,942 | €8,723 | €8,435 | €8,703 | €9,100 | ▲ 4.6% |
| Gross operating margin9900 | €181,390 | €154,600 | €187,061 | €142,151 | €231,482 | ▲ 62.8% |
| Operating profit (loss)9901 | €49,344 | €18,233 | €42,166 | -€1,063 | €82,771 | ▲ 7,888% |
| Financial income75/76B | €10,880 | €10,361 | €10,149 | €8,691 | €14,154 | ▲ 62.9% |
| Recurring financial income75 | €10,880 | €10,361 | €10,149 | €8,691 | €14,154 | ▲ 62.9% |
| Financial charges65/66B | €13,642 | €10,448 | €7,107 | €22,087 | €16,381 | ▼ 25.8% |
| Recurring financial charges65 | €13,642 | €10,448 | €7,107 | €22,087 | €16,381 | ▼ 25.8% |
| Profit (loss) for the period before taxes9903 | €46,582 | €18,146 | €45,208 | -€14,459 | €80,543 | ▲ 657% |
| Income taxes67/77 | €293 | €299 | €7,988 | €280 | €15,157 | ▲ 5,304% |
| Profit (loss) for the period9904 | €46,289 | €17,847 | €37,220 | -€14,740 | €65,387 | ▲ 544% |
| Profit (loss) for the period to be appropriated9905 | €46,289 | €17,847 | €37,220 | -€14,740 | €65,387 | ▲ 544% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €956,188 | €907,427 | €978,687 | €848,760 | €826,363 | ▼ 2.6% |
| Fixed assets21/28 | €780,583 | €734,339 | €688,096 | €673,565 | €628,162 | ▼ 6.7% |
| Tangible fixed assets22/27 | €780,468 | €734,224 | €687,981 | €673,450 | €628,047 | ▼ 6.7% |
| Land and buildings22 | €767,487 | €727,734 | €687,981 | €648,227 | €608,474 | ▼ 6.1% |
| Furniture and vehicles24 | €12,981 | €6,490 | - | €25,223 | €19,572 | ▼ 22.4% |
| Financial fixed assets28 | €115 | €115 | €115 | €115 | €115 | = |
| Current assets29/58 | €175,605 | €173,087 | €290,591 | €175,195 | €198,201 | ▲ 13.1% |
| Stocks and contracts in progress3 | €5,348 | €6,236 | €20,396 | €20,982 | €5,262 | ▼ 74.9% |
| Stocks30/36 | €5,348 | €4,988 | €20,396 | €9,856 | €5,262 | ▼ 46.6% |
| Contracts in progress37 | - | €1,248 | - | €11,126 | - | - |
| Amounts receivable within one year40/41 | €43,905 | €101,850 | €178,745 | €79,175 | €31,917 | ▼ 59.7% |
| Trade receivables40 | €42,182 | €92,935 | €171,089 | €68,151 | €15,632 | ▼ 77.1% |
| Other amounts receivable41 | €1,723 | €8,915 | €7,657 | €11,024 | €16,285 | ▲ 47.7% |
| Current investments50/53 | €5,755 | €5,755 | €5,755 | €5,769 | €5,799 | ▲ 0.5% |
| Cash at bank and in hand54/58 | €120,548 | €59,095 | €85,529 | €68,251 | €154,153 | ▲ 126% |
| Deferred charges and accrued income490/1 | €49 | €152 | €166 | €1,018 | €1,070 | ▲ 5.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €956,188 | €907,427 | €978,687 | €848,760 | €826,363 | ▼ 2.6% |
| Equity10/15 | €184,908 | €198,003 | €230,470 | €210,978 | €271,612 | ▲ 28.7% |
| Contributions10/11 | €100,000 | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Reserves13 | €4,000 | €4,000 | €4,000 | €4,000 | €4,000 | = |
| Non-distributable reserves130/1 | €4,000 | €4,000 | - | - | - | - |
| Reserves not available under the articles1311 | €4,000 | €4,000 | - | - | - | - |
| Distributable reserves133 | - | - | €4,000 | €4,000 | €4,000 | = |
| Profit (loss) carried forward14 | €37,548 | €55,395 | €92,616 | €77,876 | €143,263 | ▲ 84.0% |
| Investment grants15 | €43,360 | €38,607 | €33,855 | €29,102 | €24,349 | ▼ 16.3% |
| Amounts payable17/49 | €771,280 | €709,424 | €748,216 | €637,782 | €554,751 | ▼ 13.0% |
| Amounts payable after more than one year17 | €540,179 | €464,490 | €386,813 | €386,813 | €386,813 | = |
| Financial debts170/4 | €540,179 | €464,490 | €386,813 | €386,813 | €386,813 | = |
| Amounts payable within one year42/48 | €226,359 | €240,193 | €356,885 | €230,220 | €151,587 | ▼ 34.2% |
| Current portion of amounts payable after more than one year42 | €72,501 | €75,690 | €77,677 | €64,742 | €64,742 | = |
| Trade debts44 | €100,373 | €128,166 | €256,781 | €144,934 | €68,713 | ▼ 52.6% |
| Suppliers440/4 | €100,373 | €128,166 | €256,781 | €144,934 | €68,713 | ▼ 52.6% |
| Taxes, remuneration and social security45 | €53,485 | €36,337 | €22,427 | €20,544 | €18,132 | ▼ 11.7% |
| Taxes450/3 | €42,696 | €24,986 | €9,446 | €7,621 | €4,826 | ▼ 36.7% |
| Remuneration and social security454/9 | €10,789 | €11,351 | €12,981 | €12,923 | €13,306 | ▲ 3.0% |
| Accrued charges and deferred income492/3 | €4,741 | €4,741 | €4,519 | €20,749 | €16,351 | ▼ 21.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €46,289 | €17,847 | €37,220 | -€14,740 | €65,387 | ▲ 544% |
| + Depreciation and write-downs630 | €46,936 | €46,244 | €46,244 | €42,782 | €45,403 | ▲ 6.1% |
| Operating cash flow (approximation) | €93,225 | €64,091 | €83,464 | €28,043 | €110,790 | ▲ 295% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€28,252 | €0 | ▲ 100% |
| Change in cash | - | -€61,453 | €26,434 | -€17,278 | €85,902 | ▲ 597% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €65,387
Net result €65,387 after one loss-making year.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €200,000Eq €230,470 ▲16.4%
4 profitable years in a row build equity to €230,470.
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 11 days late
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150,000Eq €184,908 ▲28.9%
2 profitable years in a row build equity to €184,908.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €13,692
Net result €13,692 after one loss-making year.
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
31-12
Financial
Weakest financial yearnet -€74,943
Net result drops to -€74,943, the lowest in the series; recovery starts the following year.
Show earlier events
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Arlon · 2 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weyler, Zone artisanale 486700 ArlonGround area
1,355 m²
Building footprint
270 m²
Volume, LiDAR
1,651 m³
Parcel 84070A1147/00A000, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
SIMATEC
since 20102.184.492.260
SIMATEC
since 20252.389.842.844
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84070A1147/00A000 | Wallonia | 1,355 m² | 1 · 270 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
1 categorySIMATEC SRL33786
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Of 1,123 companies in sector 43212 we hold annual accounts for 420. 306 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-12-2009
Fiscal year end31-12
Activities, NACEBEL 2025
42110Construction of roads and motorways
43212Electrical installation work in industrial facilities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0821663145
Also
9925:BE0821663145
Registered
22-09-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.