Filings
Ten of the last ten came late. The 2017 accounts came latest: 153 days after the end of the period.
Ten of the last ten came late. The 2017 accounts came latest: 153 days after the end of the period.
Board changed. Latest change 23-12-2025 · 1 in office.
Higher solvency than 95% of companies in office administrative support. Sector median 50.3% · 9,691 companies.
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 88% of them on solvency, 97% on liquidity, 36% on profitability and 38% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 6,908 companies had the same profile as SIMARGEST has now. Each dot stands for 18 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SIMARGEST itself is lower: < 0.1% within 12 months. It rests on far more data about SIMARGEST than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,908 companies, not a prediction for SIMARGEST. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 29.49, above the usual 1.5. Short-term debt is 3% and cash 68.6% of total assets. 3% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 79 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| SIMARGEST Gerpinnes | €124,504 | €11,667 | 97.0% | - |
| S.E.L. Services Center Aiseau-Presles | €105,541 | €13,135 | -0.7% | - |
| YUNITY Brussels | €125,181 | €10,460 | 22.8% | - |
| LCS Dream Braine-l'Alleud | €107,477 | €11,002 | 16.1% | - |
| AVW Roeselare | €120,696 | €14,299 | 90.4% | - |
| DRC Vorselaar | €121,623 | €9,536 | 41.7% | - |
| ANT-ASS Flémalle | €145,419 | €10,337 | 3.5% | - |
These companies have the same main activity as SIMARGEST: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €106,000 and €145,000, founded between 2010 and 2013.
SIMARGEST files the micro format. That format states no turnover. The gross margin fell from €17,652 in 2013 to €11,667 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
The turnover shown is an estimate from the gross margin.
Turnover ≈ €63,000. Estimated: probably between €37,000 and €110,000.
Higher than 95% of 9,691 companies in 2025.
Higher than 95% of 9,309 companies in 2025.
Higher than 23% of 9,433 companies in 2025.
Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: top quarter
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||
20/58 |
124,504 | 121,070 | 115,530 | 106,564 | 96,842 | 80,916 | 69,977 | 58,213 | 51,227 | 49,277 | 50,440 | 46,942 | 37,746 | |
21/28 |
13,311 | 24,300 | 37,075 | 56,523 | - | - | - | - | - | 7,121 | 14,241 | 21,679 | 29,116 | |
22/27 |
13,311 | 24,300 | 37,075 | 56,523 | - | - | - | - | - | 7,121 | 14,241 | 21,679 | 29,116 | |
24 |
13,311 | 24,300 | 37,075 | 56,523 | - | - | - | - | - | 7,121 | 14,241 | 21,679 | 29,116 | |
29/58 |
111,193 | 96,770 | 78,455 | 50,041 | 96,842 | 80,916 | 69,977 | 58,213 | 51,227 | 42,156 | 36,199 | 25,263 | 8,630 | |
40/41 |
25,810 | 18,883 | 23,612 | 17,434 | 11,873 | 11,972 | 13,071 | 9,796 | 11,591 | 9,579 | 6,959 | 5,438 | 4,971 | |
40 |
18,758 | 15,548 | 16,840 | 11,896 | 4,978 | 5,022 | 6,362 | 5,299 | 7,584 | 5,814 | 3,189 | 3,062 | 3,228 | |
41 |
7,052 | 3,335 | 6,772 | 5,538 | 6,895 | 6,950 | 6,709 | 4,497 | 4,007 | 3,765 | 3,770 | 2,376 | 1,743 | |
54/58 |
85,383 | 77,887 | 54,843 | 32,607 | 84,969 | 68,944 | 56,906 | 48,417 | 39,236 | 32,367 | 28,828 | 19,451 | 3,304 | |
490/1 |
- | - | - | - | - | - | - | - | 400 | 210 | 412 | 374 | 355 | |
| Balance sheet: equity and liabilities | ||||||||||||||
10/49 |
124,504 | 121,070 | 115,530 | 106,564 | 96,842 | 80,916 | 69,977 | 58,213 | 51,227 | 49,277 | 50,440 | 46,942 | 37,746 | |
10/15 |
120,734 | 120,897 | 115,452 | 106,104 | 95,808 | 80,800 | 68,750 | 57,452 | 44,892 | 35,938 | 27,497 | 18,737 | 11,382 | |
10/11 |
6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | - | - | - | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | |
13 |
114,534 | 114,697 | 109,252 | 99,904 | 89,608 | 74,600 | 62,550 | 51,252 | 38,692 | 29,738 | 21,297 | 12,537 | 5,182 | |
130/1 |
- | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | |
1311 |
- | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | |
133 |
114,534 | 112,837 | 107,392 | 98,044 | 87,748 | 72,740 | 60,690 | 49,392 | 36,832 | 27,878 | 19,437 | 10,677 | 3,322 | |
17/49 |
3,770 | 173 | 78 | 460 | 1,034 | 116 | 1,227 | 761 | 6,335 | 13,339 | 22,943 | 28,205 | 26,364 | |
17 |
- | - | - | - | - | - | - | - | - | 3,406 | 8,393 | 13,236 | 17,939 | |
170/4 |
- | - | - | - | - | - | - | - | - | 3,406 | 8,393 | 13,236 | 17,939 | |
42/48 |
3,770 | 173 | 78 | 460 | 1,034 | 116 | 1,227 | 761 | 6,335 | 9,933 | 13,080 | 14,889 | 8,425 | |
42 |
- | - | - | - | - | - | - | - | 3,406 | 4,987 | 4,843 | 4,703 | 4,568 | |
44 |
1,179 | 173 | 78 | 91 | 499 | - | 303 | 438 | 108 | 120 | 628 | 507 | 21 | |
440/4 |
1,179 | 173 | 78 | 91 | 499 | - | 303 | 438 | 108 | 120 | 628 | 507 | 21 | |
45 |
310 | - | - | 369 | 535 | 116 | 924 | 323 | 2,821 | 4,826 | 7,609 | 9,679 | 3,836 | |
450/3 |
310 | - | - | 369 | 535 | 116 | 924 | 323 | 2,821 | 4,826 | 7,609 | 9,679 | 3,836 | |
47/48 |
2,281 | - | - | - | - | - | - | - | - | - | - | - | - | |
492/3 |
- | - | - | - | - | - | - | - | - | - | 1,470 | 80 | - | |
| Income statement | ||||||||||||||
76A |
- | - | - | - | - | 5 | - | 158 | - | 549 | 1,456 | - | 5 | |
9900 |
11,667 | 21,838 | 33,715 | 31,443 | 20,646 | 16,346 | 16,658 | 17,672 | 22,752 | 22,056 | 21,546 | 21,515 | 17,652 | |
630 |
10,990 | 12,774 | 19,449 | 15,343 | - | - | - | - | 7,121 | 7,120 | 7,438 | 7,437 | 7,438 | |
640/8 |
202 | 427 | 186 | 294 | - | - | - | 240 | 135 | 778 | 440 | 844 | 1,059 | |
66A |
- | - | 100 | - | - | 64 | 415 | - | 23 | - | - | - | - | |
9901 |
475 | 8,637 | 13,980 | 15,806 | 20,646 | 16,282 | 16,658 | 17,432 | 15,496 | 14,158 | 13,668 | 13,234 | 9,155 | |
75/76B |
- | 132 | 1 | - | - | 5 | - | 158 | - | 549 | - | 0 | - | |
75 |
- | 5 | 1 | - | - | - | - | - | - | - | - | 0 | - | |
76B |
- | 127 | - | - | - | 5 | - | 158 | - | 549 | - | - | - | |
65/66B |
253 | 290 | 317 | 141 | 180 | 170 | 506 | 187 | 441 | 427 | 481 | 689 | 229 | |
65 |
253 | 290 | 317 | 141 | 180 | 170 | 91 | 187 | 418 | 427 | 481 | 689 | 229 | |
66B |
- | - | - | - | - | - | 415 | - | 23 | - | - | - | - | |
9903 |
222 | 8,479 | 13,664 | 15,665 | 20,466 | 16,117 | 16,152 | 17,403 | 15,055 | 14,280 | 14,643 | 12,545 | 8,931 | |
67/77 |
385 | 3,034 | 4,316 | 5,369 | 5,458 | 4,067 | 4,854 | 4,843 | 6,101 | 5,839 | 5,883 | 5,190 | 3,749 | |
9904 |
-163 | 5,445 | 9,348 | 10,296 | 15,008 | 12,050 | 11,298 | 12,560 | 8,954 | 8,441 | 8,760 | 7,355 | 5,182 | |
9905 |
-163 | 5,445 | 9,348 | 10,296 | 15,008 | 12,050 | 11,298 | 12,560 | 8,954 | 8,441 | 8,760 | 7,355 | 5,182 | |
| Appropriation of the result | ||||||||||||||
9906 |
-163 | 5,445 | 9,348 | 10,296 | 15,008 | 12,050 | 11,298 | 12,560 | 8,954 | 8,441 | 8,760 | 7,355 | 5,182 | |
791/2 |
163 | - | - | - | - | - | - | - | - | - | - | - | - | |
691/2 |
- | 5,445 | 9,348 | 10,296 | 15,008 | 12,050 | 11,298 | 12,560 | 8,954 | 8,441 | 8,760 | 7,355 | 5,182 | |
6920 |
- | - | - | - | - | - | - | - | - | - | - | - | 1,860 | |
6921 |
- | 5,445 | 9,348 | 10,296 | 15,008 | 12,050 | 11,298 | 12,560 | 8,954 | 8,441 | 8,760 | 7,355 | 3,322 | |
| Document | ||||||||||||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 19-08-2026.
2025 annual accounts filed 19 days after the deadline. Filed on 19 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00407333.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 19-08-2026 | 2026-00407333 | |
| 31-12-2024 | micro format | 30-08-2025 | 2025-00477201 | |
| 31-12-2023 | micro format | 29-10-2024 | 2024-00518734 | |
| 31-12-2022 | full format | 29-09-2023 | 2023-00476539 | |
| 31-12-2021 | full format | 17-12-2022 | 2022-20540327 | |
| 31-12-2020 | full format | 31-12-2021 | 2021-82400004 | |
| 31-12-2019 | full format | 01-10-2020 | 2020-58400024 | |
| 31-12-2018 | full format | 30-12-2019 | 2019-77800034 | |
| 31-12-2017 | full format | 31-12-2018 | 2018-76100414 | |
| 31-12-2016 | full format | 30-09-2017 | 2017-65600577 | |
| 31-12-2015 | full format | 27-09-2016 | 2016-61900115 | |
| 31-12-2014 | full format | 30-09-2015 | 2015-63800194 | |
| 31-12-2013 | full format | 26-11-2014 | 2014-67900018 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 11,465 | 21,411 | 33,429 | 31,149 | - | - | - | - | 22,617 | 21,278 | 21,106 | 20,671 | 16,593 | ||
| 10,827 | 18,219 | 28,797 | 25,639 | - | - | - | - | 16,075 | 15,561 | 16,198 | 14,792 | 12,620 | ||
| 1 | -1 | 1 | 71,866 | - | - | - | - | 0 | 0 | 0 | 0 | 36,554 | ||
| 7,496 | 23,044 | 22,236 | -52,362 | 16,025 | 12,038 | 8,489 | 9,181 | 6,869 | 3,539 | 9,377 | 16,147 | - | ||
| 107,423 | 96,597 | 78,377 | 49,581 | 95,808 | 80,800 | 68,750 | 57,452 | 44,892 | 32,223 | 23,119 | 10,374 | 205 | ||
| 97.0% | 99.9% | 99.9% | 99.6% | 98.9% | 99.9% | 98.2% | 98.7% | 87.6% | 72.9% | 54.5% | 39.9% | 30.2% | ||
| 29.49 | - | - | - | 93.66 | - | 57.03 | 76.50 | 8.09 | 4.24 | 2.77 | 1.70 | 1.02 | ||
| 0.03 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.02 | 0.01 | 0.14 | 0.37 | 0.83 | 1.51 | 2.32 | ||
| -0.1% | 4.5% | 8.1% | 9.7% | 15.7% | 14.9% | 16.4% | 21.9% | 19.9% | 23.5% | 31.9% | 39.3% | 45.5% | ||
| -0.1% | 4.5% | 8.1% | 9.7% | 15.5% | 14.9% | 16.1% | 21.6% | 17.5% | 17.1% | 17.4% | 15.7% | 13.7% | ||
| 45.32 | 73.83 | over 100 | over 100 | - | - | - | - | - | - | - | - | - |
EBIT margin: not included in this filing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | €1 | €71,866 | - |
| €10,990 | €12,774 | €19,449 | €15,343 | - |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 95% lower than in 2024 and the lowest since 2013. It is the fourth fall in a row.
Debt's share of the balance-sheet total rises from 0.1% to 3.0%. Equity is lower and debt is higher.
SIMARGEST has no parent and no holdings in its annual accounts. FANTIN Marc is the only director. SIMARGEST shares no director with another company.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Rue des Saules 46 registered office 6280 Gerpinnes | 24-01-2013 | 2.216.455.641 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 52025A0224/00T000 | 1,074 m² | 1 · 160 m² | 8.3 m · 2 |
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