SIMAG CONSULT
ActiveSIMAG CONSULT has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €677k and a net result of €57k. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 969 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▼-21
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 28.34 against 46.46 in 2024), and 3.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.1%
Return on assets
8.1%
Age of the figures
11 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
on the day
2022
2 d early
2021
2 d early
2020
on the day
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€677k▲ 9.2%
2024 · €620k
2018: €281k
2019: €336k
2020: €396k
2021: €466k
2022: €508k
2023: €541k
2024: €620k
2018 → 2025
Total assets
€704k▲ 11.2%
2024 · €633k
2018: €338k
2019: €413k
2020: €484k
2021: €516k
2022: €553k
2023: €609k
2024: €633k
2018 → 2025
Net result
€57k▼ 27.4%
2024 · €79k
2018: €63k
2019: €54k
2020: €60k
2021: €70k
2022: €44k
2023: €33k
2024: €79k
2018 → 2025
Working capital
€674k▲ 9.6%
2024 · €615k
2018: €276k
2019: €341k
2020: €390k
2021: €460k
2022: €499k
2023: €535k
2024: €615k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€466k-€508k▲ 9.0%€541k▲ 6.5%€620k▲ 14.5%€677k▲ 9.2%
Operating result€100k-€59k▼ 41.0%€44k▼ 25.7%€104k▲ 136%€31k▼ 69.9%
Net result€70k-€44k▼ 37.7%€33k▼ 24.6%€79k▲ 139%€57k▼ 27.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 70% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €704k
Fixed assets
€5k▲ 16.7%
Current assets
€699k▲ 11.2%
Equity and liabilities €704k
Equity
€677k▲ 9.2%
Debt
€27k▲ 102%
The debt ratio rises from 2.1% to 3.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€32k▼
2024 · €108k
Cash flow
€58k▼
2024 · €83k
Solvency
96.1%▼
2024 · 97.9%
Current ratio
28.34▼
2024 · 46.46
Quick ratio
28.34▼
2024 · 46.46
Debt / equity
0.04▲
2024 · 0.02
ROE
8.4%▼
2024 · 12.7%
ROA
8.1%▼
2024 · 12.4%
Interest coverage
92.92▼
2024 · 167.02
Debt
€27k▲
2024 · €14k
Debt ≤ 1 year
€25k▲
2024 · €14k
Income taxes
€16k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€633k€704k▲
Fixed assets21/28€4k€5k▲
Tangible fixed assets22/27€2k€3k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€2k€2k=
Current assets29/58€629k€699k▲
Amounts receivable within one year40/41€44k€13k▼
Trade receivables40€34k€9k▼
Other amounts receivable41€9k€4k▼
Current investments50/53€235k-
Cash at bank and in hand54/58€347k€653k▲
Deferred charges and accrued income490/1€4k€33k▲
Equity and liabilities
Total equity and liabilities10/49€633k€704k▲
Equity10/15€620k€677k▲
Contributions10/11€110k€110k=
Reserves13€510k€567k▲
Tax-exempt reserves132€4k€4k=
Distributable reserves133€505k€562k▲
Amounts payable17/49€14k€27k▲
Amounts payable within one year42/48€14k€25k▲
Trade debts44€10k€6k▼
Suppliers440/4€10k€6k▼
Taxes, remuneration and social security45€3k€19k▲
Taxes450/3€3k€19k▲
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Non-recurring operating income76A€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€1k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€685
Other operating charges640/8€2k€1k▼
Gross operating margin9900€110k€34k▼
Operating profit (loss)9901€104k€31k▼
Financial income75/76B€7k€42k▲
Recurring financial income75€7k€6k▼
Non-recurring financial income76B-€36k
Financial charges65/66B€647€349▼
Recurring financial charges65€647€349▼
Profit (loss) for the period before taxes9903€111k€73k▼
Income taxes67/77€32k€16k▼
Profit (loss) for the period9904€79k€57k▼
Profit (loss) for the period to be appropriated9905€79k€57k▼
Appropriation of the result
Profit (loss) to be appropriated9906€79k€57k▼
Transfer to equity691/2€79k€57k▼
To other reserves6921€79k€57k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €79k ▲139%
Net result €79k, the highest in the series.
30-09
Financial
Liquidity times 5current ratio 46.46
Current ratio from 8.84 to 46.46; short-term debt falls from €68k to €14k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €33k ▼24.6%
Net result drops to €33k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €500kEq €508k ▲9%
5 profitable years in a row build equity to €508k.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 43 days late
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldstraat 863500 HasseltGround area
520 m²
Building footprint
127 m²
Volume, LiDAR
802 m³
Parcel 71325F0733/00L000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SIMAG CONSULT BVBA
since 20002.097.262.140
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71325F0733/00L000 | Flanders | 520 m² | 1 · 127 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0839.408.108
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ASOTEP
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CRAHAY
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Of 1,806 companies in sector 42220 we hold annual accounts for 948. 478 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-02-2000
Fiscal year end30-09
Activities, NACEBEL
42220Construction of utility projects for electricity and telecommunications
43211General electrical installation work
61100Wired, wireless and satellite telecommunications
61200Telecommunications resale and intermediation services
61900Telecommunications
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.