SIMA
ActiveSIMA has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €22k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 93% of 13091 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▲+21
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 6.2 against 5.68 in 2024; short-term debt: 15.4% and cash: 10.5% of total assets), and 15.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.6%
Return on assets
23.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
19 d late
2023
56 d early
2022
17 d late
2021
39 d early
2020
27 d late
2019
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€80k▲ 38.6%
2024 · €58k
2018: €36k
2019: €36k
2020: €31k
2021: €40k
2022: €45k
2023: €53k
2024: €58k
2018 → 2025
Total assets
€95k▲ 37.5%
2024 · €69k
2018: €37k
2019: €39k
2020: €31k
2021: €41k
2022: €51k
2023: €66k
2024: €69k
2018 → 2025
Net result
€22k▲ 397%
2024 · €5k
2018: €-5k
2019: €456
2020: €-5k
2021: €9k
2022: €5k
2023: €9k
2024: €5k
2018 → 2025
Working capital
€76k▲ 46.0%
2024 · €52k
2018: €32k
2019: €19k
2020: €16k
2021: €29k
2022: €36k
2023: €47k
2024: €52k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€45k▲ 11.9%€53k▲ 19.9%€58k▲ 8.4%€80k▲ 38.6%
Operating result€9k-€6k▼ 35.1%€12k▲ 92.4%€6k▼ 47.2%€29k▲ 377%
Net result€9k-€5k▼ 47.8%€9k▲ 87.2%€5k▼ 49.2%€22k▲ 397%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 377% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €95k
Fixed assets
€5k▼ 24.5%
Current assets
€90k▲ 43.4%
Equity and liabilities €95k
Equity
€80k▲ 38.6%
Debt
€15k▲ 31.5%
The debt ratio falls from 16.1% to 15.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€30k▲
2024 · €7k
Cash flow
€24k▲
2024 · €6k
Solvency
84.6%▲
2024 · 83.9%
Current ratio
6.20▲
2024 · 5.68
Quick ratio
6.01▲
2024 · 5.24
Debt / equity
0.18▼
2024 · 0.19
ROE
27.9%▲
2024 · 7.8%
ROA
23.6%▲
2024 · 6.5%
Interest coverage
70.84▲
2024 · 23.54
Debt
€15k▲
2024 · €11k
Debt ≤ 1 year
€15k▲
2024 · €11k
Income taxes
€6k▲
2024 · €1k
Staff costs
€2k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€69k€95k▲
Fixed assets21/28€6k€5k▼
Tangible fixed assets22/27€6k€5k▼
Plant, machinery and equipment23€1k€878▼
Other tangible fixed assets26€5k€4k▼
Current assets29/58€63k€90k▲
Stocks and contracts in progress3€5k€3k▼
Stocks30/36€5k€3k▼
Amounts receivable within one year40/41€43k€74k▲
Trade receivables40€208€722▲
Other amounts receivable41€42k€73k▲
Cash at bank and in hand54/58€11k€10k▼
Deferred charges and accrued income490/1€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€69k€95k▲
Equity10/15€58k€80k▲
Contributions10/11€19k€19k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€38k€61k▲
Amounts payable17/49€11k€15k▲
Amounts payable within one year42/48€11k€15k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€7k€11k▲
Taxes450/3€7k€11k▲
Remuneration and social security454/9€523€611▲
Income statement
Code20242025
Remuneration, social security and pensions62€7k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€118€2k▲
Gross operating margin9900€14k€34k▲
Operating profit (loss)9901€6k€29k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€314€430▲
Recurring financial charges65€314€430▲
Profit (loss) for the period before taxes9903€6k€29k▲
Income taxes67/77€1k€6k▲
Profit (loss) for the period9904€5k€22k▲
Profit (loss) for the period to be appropriated9905€5k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€61k▲
Profit (loss) brought forward from the previous period14P€34k€38k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Highest result since 2018net €22k ▲397%
Operating result €29k, net result €22k, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Weakest financial yearnet €-5k ▼1292%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 28.64
Current ratio from 7.59 to 28.64; short-term debt falls from €3k to €593.
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
31-12
Financial
Back to profitnet €456
Net result €456 after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
St.-Dimpnaplein 112440 GeelGround area
282 m²
Building footprint
245 m²
Volume, LiDAR
1,993 m³
Parcel 13008H0732/00E000, Flanders · tallest building 14.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SIMA
since 20072.158.907.620
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13008H0732/00E000 | Flanders | 282 m² | 1 · 245 m² | 14.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGeel2.158.907.620
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Of 21,911 companies in sector 56112 we hold annual accounts for 9,783. 8,037 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-2006
Fiscal year end31-12
Activities, NACEBEL
55302
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.