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SIM-TECH INTEGRATED SOLUTIONS

Active
Private limited companyfounded 2022active for 4 yearsShetlanderdreef 4, 1150 Sint-Pieters-Woluwe, BelgiumKBO/BCE: BE 0783.346.957
Summary

SIM-TECH INTEGRATED SOLUTIONS has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,859 and a net result of €4,328. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 18% of 8,575 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 12-03-2022 Normal situation
Activity
Advertising agencies NACE 73110and 7 others
Establishment unit
2.329.018.696 1150 Sint-Pieters-Woluwe, since 12-03-2022
Financial year end
31 December
Peppol
Reachable since 02-01-2026

Financial position

89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€22,666
Turnover
≈ €130,000
estimated
Profit
€4,328
Equity
€2,859
Total assets
€32,182
▲ 139%
  • 2025 accounts filed 45 days after the deadline
Filed on 14-09-2026
Score breakdownraises riskLast filed accounts filed 45 days late; 3 of the last 3 accounts latelowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €32,182Liquidity: current ratio 1.08, cash €7,440Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 40% of micro companies in computer programming and consultancy (NACE 62)
Financial strength · tick: 2024
Average
Solvency 34+20
equity 8.9% of total assets
Liquidity 29-21
short-term debt 91.1% · cash 23.1%
Profitability 78+78
return on assets 13.4%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,913 companies, NACE 62, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.2 percentage points vs 07-2025 09-2025: 0.5%▲ +0.1 percentage points vs 08-2025 10-2025: 0.6%▲ +0.1 percentage points vs 09-2025 11-2025: 0.5%▼ -0.1 percentage points vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.4%▼ -0.1 percentage points vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.5%▲ +0.1 percentage points vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.7%▲ +0.2 percentage points vs 07-2026 09-2026: 0.8%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.2%▼ -0.6 percentage points vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 15% of them on solvency, 11% on liquidity, 37% on profitability and 97% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Size: total assets €32,182
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 45 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 1.08, cash €7,440
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 8575 sector peers (2025).
NBB · sector comparison
Position among 8575 sector peers
Solvency
better than 18%
← weakest strongest →
raises risk · 2025 accounts filed 45 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
45 days late
2024
56 days late
2023
58 days late
2022
45 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 51 days after the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 September (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Financials

Financials · financial year 2025, micro format

2025 annual accounts filed 45 days after the deadline Filed on 14 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00513585.

Annual accounts 2025 filed on 14-09-2026 at the NBB all 4 filings

Turnover
≈ €130,000
Estimated: probably between €67,000 and €230,000
Total assets
€32,182▲ 139%
2024 · €13,476
Net result
€4,328
2024 · -€11,050
Working capital
€2,350
2024 · -€3,654
Trend over the years

2022 to 2025, 4 financial years

The operating result for 2025 is a profit of €16,824, after a loss of €10,762 in 2024. It is the highest result since 2022.

Operating result€16,824 2025 Net result€4,328 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Advertising, market research and public relations activities (NACE 73). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result€619-€13,649▲ 22×-€10,762€16,824
Net result-€102within the sector's middle half-€8,684within the sector's middle half-€11,050below the sector's middle half€4,328within the sector's middle half
Equity€898below the sector's middle half-€9,582below the sector's middle half▲ 967%-€1,468below the sector's middle half€2,859below the sector's middle half
Total assets€9,428below the sector's middle half-€29,395below the sector's middle half▲ 212%€13,476below the sector's middle half▼ 54.2%€32,182below the sector's middle half▲ 139%
Debt€8,530-€19,813▲ 132%€14,944▼ 24.6%€29,323▲ 96.2%
Working capital-€2,681below the sector's middle half-€5,449within the sector's middle half-€3,654below the sector's middle half€2,350within the sector's middle half
Solvency9.5%below the sector's middle half-32.6%within the sector's middle half▲ 23.1pp-10.9%below the sector's middle half▼ 43.5pp8.9%below the sector's middle half▲ 19.8pp
Current ratio0.69below the sector's middle half-1.28within the sector's middle half▲ 0.590.76below the sector's middle half▼ 0.521.08within the sector's middle half▲ 0.32
Return on assets (ROA)-1.1%below the sector's middle half-29.5%above the sector's middle half▲ 30.6pp-82.0%below the sector's middle half▼ 111.5pp13.4%within the sector's middle half▲ 95.4pp
above within below The sector band is the middle half of the companies in Advertising, market research and public relations activities (NACE 73). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32,182
Fixed assets €510 ▼ 76.7%
Current assets €31,672 ▲ 181%
Equity and liabilities €32,182
Equity €2,859
Debt €29,323
Debt's share of the balance-sheet total is 91.1%.
Key figures and ratios
2025 value · change against 2024
EBITDA
€18,500▲
2024 · -€8,815
Cash flow
€6,004▲
2024 · -€9,103
Debt to equity
10.26
ROE
151.4%
Interest coverage
5.06▲
2024 · -16.03
Debt ≤ 1 year
€29,323▲
2024 · €14,944
Income taxes
€9,607
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item2022202320242025
Tangible fixed assets€3,926€2,771--
Depreciation and write-downs of the year€347€1,438€1,947€1,676

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Comparable companies

These companies have the same main activity as SIM-TECH INTEGRATED SOLUTIONS: advertising agencies (NACE 73110). They are comparable in size and age: total assets between €29,200 and €47,200, founded between 2022 and 2023.

CompanyFoundedTotal assetsEquityGross marginTurnoverNet resultFinancial year
SIM-TECH INTEGRATED SOLUTIONS Sint-Pieters-Woluwe2022€32,182€2,859€22,666-€4,3282025
MEDIASYN Ukkel2022€31,106€13,789€24,088-€6,3132025
Blixem Wijnegem2022€29,196€14,176€25,350-€12,0872025
RésAlliance Fleurus2022€30,506€18,370€28,058€43,885€20,3332025
Tadaa Aalst2022€37,040€16,910€17,314-€4,5042025
Slack Communications Europe Anderlecht2023€35,707€18,660€18,522-€13,2632025
POSITIVES Schaarbeek2022€47,227€23,303€20,963-€13,8882024

They were chosen from the 3,859 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Companies with the same profile, two years later

Historical observation

In July 2024, 2,157 companies had the same profile as SIM-TECH INTEGRATED SOLUTIONS has now. Two years later, 3.0% had gone bankrupt and 94.1% were still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
3.0% went bankrupt
2.8% stopped otherwise
94.1% was still going

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of SIM-TECH INTEGRATED SOLUTIONS itself is lower: 0.2% within 12 months. It rests on far more data about SIM-TECH INTEGRATED SOLUTIONS than the profile alone.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,157 companies, not a prediction for SIM-TECH INTEGRATED SOLUTIONS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines

Source: Annual accounts 2025 at the NBB, filed on 14-09-2026.

Balance sheet Code20242025
Assets
Total assets20/58€13,476€32,182▲
Fixed assets21/28€2,186€510▼
Tangible fixed assets22/27€2,186€510▼
Furniture and vehicles24€2,186€510▼
Current assets29/58€11,290€31,672▲
Amounts receivable within one year40/41€5,942€22,475▲
Other amounts receivable41€5,942€22,475▲
Cash at bank and in hand54/58€5,348€7,440▲
Deferred charges and accrued income490/1-€1,757
Equity and liabilities
Total equity and liabilities10/49€13,476€32,182▲
Equity10/15-€1,468€2,859▲
Contributions10/11€1,000€1,000=
Contributions outside capital11€1,000-
Other1109/19€1,000-
Profit (loss) carried forward14-€2,468€1,859▲
Amounts payable17/49€14,944€29,323▲
Amounts payable within one year42/48€14,944€29,323▲
Trade debts44€8,129€3,279▼
Suppliers440/4€8,129€3,279▼
Taxes, remuneration and social security45€6,815€26,044▲
Taxes450/3€6,815€26,044▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,947€1,676▼
Other operating charges640/8€1,412€4,166▲
Gross operating margin9900-€7,403€22,666▲
Operating profit (loss)9901-€10,762€16,824▲
Financial income75/76B€262€770▲
Recurring financial income75€262€770▲
Financial charges65/66B€550€3,660▲
Recurring financial charges65€550€3,660▲
Profit (loss) for the period before taxes9903-€11,050€13,935▲
Income taxes67/77-€9,607
Profit (loss) for the period9904-€11,050€4,328▲
Profit (loss) for the period to be appropriated9905-€11,050€4,328▲
Appropriation of the result
Profit (loss) to be appropriated9906-€2,468€1,859▲
Profit (loss) brought forward from the previous period14P€8,582-€2,469▼

The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line2022202320242025Change
Non-recurring operating income76A-€2,018---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€347€1,438€1,947€1,676▼ 13.9%
Other operating charges640/8€546€2,139€1,412€4,166▲ 195%
Gross operating margin9900€1,512€17,226-€7,403€22,666-
Operating profit (loss)9901€619€13,649-€10,762€16,824-
Financial income75/76B€56€115€262€770▲ 194%
Recurring financial income75€56€115€262€770▲ 194%
Financial charges65/66B€395€828€550€3,660▲ 565%
Recurring financial charges65€395€828€550€3,660▲ 565%
Profit (loss) for the period before taxes9903€280€12,936-€11,050€13,935-
Income taxes67/77€382€4,252-€9,607-
Profit (loss) for the period9904-€102€8,684-€11,050€4,328-
Profit (loss) for the period to be appropriated9905-€102€8,684-€11,050€4,328-
Line2022202320242025Change
Assets
Total assets20/58€9,428€29,395€13,476€32,182▲ 139%
Fixed assets21/28€3,579€4,133€2,186€510▼ 76.7%
Tangible fixed assets22/27€3,579€4,133€2,186€510▼ 76.7%
Furniture and vehicles24€3,579€4,133€2,186€510▼ 76.7%
Current assets29/58€5,849€25,262€11,290€31,672▲ 181%
Amounts receivable within one year40/41€2,568€17,722€5,942€22,475▲ 278%
Trade receivables40€950€15,000---
Other amounts receivable41€1,618€2,722€5,942€22,475▲ 278%
Cash at bank and in hand54/58€2,050€7,156€5,348€7,440▲ 39.1%
Deferred charges and accrued income490/1€1,231€384-€1,757-
Equity and liabilities
Total equity and liabilities10/49€9,428€29,395€13,476€32,182▲ 139%
Equity10/15€898€9,582-€1,468€2,859-
Contributions10/11€1,000€1,000€1,000€1,000=
Capital10€1,000----
Issued capital100€1,000----
Contributions outside capital11-€1,000€1,000--
Other1109/19-€1,000€1,000--
Profit (loss) carried forward14-€102€8,582-€2,468€1,859-
Amounts payable17/49€8,530€19,813€14,944€29,323▲ 96.2%
Amounts payable within one year42/48€8,530€19,813€14,944€29,323▲ 96.2%
Trade debts44€3,080€1,394€8,129€3,279▼ 59.7%
Suppliers440/4€3,080€1,394€8,129€3,279▼ 59.7%
Taxes, remuneration and social security45€5,450€18,419€6,815€26,044▲ 282%
Taxes450/3€5,450€18,419€6,815€26,044▲ 282%
Line2022202320242025Change
Profit (loss) for the period9904-€102€8,684-€11,050€4,328-
+ Depreciation and write-downs630€347€1,438€1,947€1,676▼ 13.9%
Operating cash flow (approximation)€245€10,122-€9,103€6,004-
Investment in fixed assets (approximation)--€1,992€0€0-
Change in cash-€5,106-€1,808€2,092-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference Document
31-12-2025 micro format 14-09-2026 2026-00513585 NBB
31-12-2024 micro format 25-09-2025 2025-00510661 PDF
31-12-2023 micro format 27-09-2024 2024-00482736 PDF
31-12-2022 micro format 14-09-2023 2023-00449784 PDF

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
14-09
NBB filing Annual accounts 2025 filedNBB
micro format · 45 days late
2025
31-12
Financial Back to profitnet €4,328
The net result is €4,328, after one loss-making year.
25-09
NBB filing Annual accounts 2024 filedPDF
micro format · 56 days late
2024
31-12
Financial Weakest financial yearnet -€11,050
The net result drops to -€11,050, the lowest from 2022 to 2025. It recovers the following year.
27-09
NBB filing Annual accounts 2023 filedPDF
micro format · 58 days late
2023
31-12
Financial Back to profitnet €8,684
The net result is €8,684, after one loss-making year.
14-09
NBB filing Annual accounts 2022 filedPDF
micro format · 45 days late
2022
16-03
Gazette deed IncorporationPDF
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 12 March 2022, SIM-TECH INTEGRATED SOLUTIONS was incorporated as a private limited company.1 Total assets went from €9,428 in 2022 to €32,182 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2022 and 2025

Company details

Register details

Identity

KBO record
Name SIM-TECH INTEGRATED SOLUTIONS in French
Enterprise number 0783.346.957
Legal form Private limited company
Status Active, normale toestand
Founded 12-03-2022
Entity type Legal entity

Registered office and establishments

Registered office Shetlanderdreef 4, 1150 Sint-Pieters-Woluwe, Belgium
Establishment unit SIM-TECH INTEGRATED SOLUTIONS, Shetlanderdreef 4, 1150 Sint-Pieters-Woluwe since 12-03-2022 · unit number 2.329.018.696

Activities

NACEBEL 2025
73110 Advertising agencies main activity
47120 Other non-specialised retail sale
62200 Computer consultancy and computer facilities management
73200 Market research and public opinion polling
73300 Public relations and communication consultancy
78100 Employment placement agencies
82100 Office administrative and support services
85592 Vocational training
Codes under NACEBEL 2008
47910 Retail trade
62020 IT consultancy

Invoicing and payment

VAT number BE 0783.346.957
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0783346957
Other Peppol ID 9925:BE0783346957
Registered 02-01-2026

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 1 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Sites & property

Location
registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
9,806 m²
Building footprint
147 m²
Building volume
2,601 m³
Cadastral parcel Region Area Buildings Height / floors
21683D0358/00Z059 Brussels 9,806 m² 1 · 147 m² 20.9 m · 6